Merchant
Brands For Less
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A premium Sharia-compliant Visa Infinite card earning up to 3.75 EI SmartMiles per AED on international spend, with unlimited golf.
Updated Aug 2026
| Category | Rate |
|---|---|
International | 3.75% 3.75 miles per AED |
Grocery, Fast Food +8 more | 0.5% 0.5 miles per AED |
All other spend | 2.5% 2.5 miles per AED |
| Category | Rate |
|---|---|
International | 3.75% 3.75 miles per AED |
Grocery, Fast Food +8 more | 0.5% 0.5 miles per AED |
All other spend | 2.5% 2.5 miles per AED |
3.75EI SmartMiles
per AED 1 on international spend.
2.5EI SmartMiles
per AED 1 on all other domestic spend.
0.5EI SmartMiles
per AED 1 on selected merchant categories.
My Wallet
Add it to your wallet, include any other cards you own, and see exactly where this card should be used.
21
Minimum Age
15,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Check your AECB report
Recent rejections or missed payments can stall approval
November Spotlight
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
EMIRATES NBD
EMIRATES NBD
Merchant
Brands For Less
Merchant
Air Arabia
Merchant
Careem DineOut
Merchant
Carrefour
Golf
Unlimited rounds at 5 UAE clubs with AED 10,000 monthly spend.
Airport Lounge Access
Unlimited lounge access with 1 guest after a USD 1 FX spend.
Valet Parking
2 complimentary valet sessions per month.
Free Movie Tickets
Up to 3 tickets per month at Reel Cinemas.
Concierge Service
24/7 Visa Infinite concierge.
Multi-Trip Travel Takaful
Automatic travel accident and inconvenience cover.
Meet & Greet Silver Service
2 Marhaba Meet & Greet services per year.
Extended Warranty
Doubles the manufacturer's warranty for up to 1 year.
Easy Payment Plans
0% instalments over 3, 6, 9 or 12 months.
20% Off at Roxy Cinemas
20% off tickets and food & beverages, through 30 April 2027.
735AED
Annual Membership Fee
Free
Supplementary Card
3.69%
Monthly Profit Rate
Kredit verdict
Get it if
Skip it if
Reviewed by Kredit Editorial Team · Data verified August 7, 2026
Get answers to common questions about Emirates Islamic Flex Elite Credit Card credit card
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