Lifestyle
Merchant
Chocolate Palace
Enjoy 15% off on total bill
Valid until 16 Aug 2026
ENBD Voyager World Credit Card
A free-for-life travel card earning Voyager Miles, with lounge access, airport transfers, golf and cinema perks.
Updated Jul 2026
≈ AED 2,186 value / year · incl. perks
Welcome offer
AED 250 cashback
Credited within 45 days of spend activation.
Kredit exclusiveGet AED 250 cashback credited within 45 days of spend activation. Available only when you apply for the card through Kredit.
See full breakdown75,000 Voyager Miles
Earn 75,000 Voyager Miles after AED 35,000 spend.
Spend AED 35,000 within the first 3 billing statements to earn the welcome offer. Offered in the first year only.
See full breakdownRewards
6Voyager Miles
per AED 1 on Voyager Travel Portal.
Earn 6 Voyager Miles for every AED 1 spent through the Voyager Travel Portal.
See full breakdown3Voyager Miles
per AED 1 on other travel bookings.
Earn 3 Voyager Miles for every AED 1 spent on eligible travel bookings outside the Voyager Travel Portal.
See full breakdown0.5Voyager Miles
per AED 1 on retail transactions.
Earn 0.5 Voyager Miles for every AED 1 spent on eligible retail purchases.
See full breakdown0.125Voyager Miles
per AED 1 on grocery, dining, insurance & automotive.
These categories earn 25% of the base retail rate. Covers grocery, supermarkets, fast food, insurance, and car dealerships.
See full breakdown0.05Voyager Miles
per AED 1 on fuel, utilities, government & more.
These categories earn 10% of the base retail rate. Covers fuel, transit, government services, utilities, real estate, education, charity and telecom.
See full breakdownRewards Calculator
Eligibility
21
Minimum Age
12,000AED
Minimum Income
UAE residency documents
Emirates NBD may request Emirates ID, passport copy, salary certificate or bank statements, and a security cheque.
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
Offers
See all 830View offer
Lifestyle
Merchant
Radisson Hotel Andermatt
20% off the non-member flex rate
Valid until 30 Aug 2026
Restaurants
Merchant
Celsius
25% off Food and Beverage
Valid until 31 Aug 2026
Lifestyle
Merchant
Grand Flora Spa Ladies Salon
Enjoy 15% off on spend of AED 150 and above
Valid until 31 Aug 2026
Additional Benefits
Airport lounge access
8 visits per year for the cardholder.
Access 1,000+ participating lounges worldwide via Mastercard Travel Pass, up to 8 times per year (cardholder only).
See full breakdownAirport transfers
2 domestic and 4 international transfers yearly.
Up to 2 domestic and 4 international airport transfers per year via Thriwe. AED 5,000 monthly spend applies; service fees may apply below the spend threshold.
See full breakdownOneVasco visa services
4 visa assistance services yearly.
Includes OneVasco application support. Each traveller counts as one use; AED 5,000 monthly spend applies.
See full breakdownGolf
1 complimentary round per month at 6 UAE courses.
Includes Arabian Ranches, Jebel Ali, The Track Meydan, Abu Dhabi City, Abu Dhabi Golf Club, and Sharjah Golf & Shooting Club. Requires AED 5,000 monthly spend; AED 30 processing fee per booking; no-show fee AED 249 and golf cart charges apply.
See full breakdownMovie benefits
3 buy-one-get-one tickets per month.
Buy-one-get-one-free cinema tickets, up to 3 free tickets per month at VOX and Reel cinemas, subject to spend terms.
See full breakdownValet parking
4 free Abu Dhabi valet services monthly.
Includes up to 4 free 1-hour valet services per month at select Abu Dhabi and Al Ain locations.
See full breakdownGlobal e-SIM
1GB roaming data per year.
Complimentary global e-SIM with 1GB of roaming data once per year via the FlexiRoam app.
See full breakdownCar rental discount
Up to 35% off car rentals and chauffeur services.
Save up to 35% on car rentals and chauffeur services with participating partners.
See full breakdownTravel medical insurance
Cover up to USD 500,000.
Complimentary travel medical insurance with cover up to USD 500,000, plus Mastercard travel benefits and roadside assistance under card terms.
See full breakdownFees
Free
Joining Fee
Free
Annual Fee
3.49%
Monthly Purchase Rate
3.49% per month (41.88% per annum).
Late Payment FeeAED 241.5*
*Charged per month if the minimum payment due is not received in full by the payment due date.
Over Limit FeeAED 292.95*
*Charged once during each billing cycle when the current balance exceeds the credit limit.
Cash Advance Fee3.15%*
*3.15% of the cash advance amount or AED 103.95, whichever is higher.
Installment ProcessingAED 51.45*
*Charged per transaction.
Installment Pre-closure1.05%*
*1.05% of principal outstanding.
International Transaction Fee (non-AED)1.99%*
*Bank currency conversion fee; network processing fees may also apply.
Foreign Currency Transaction Fee (AED abroad)1.99%*
*Applies when settling foreign currency transactions in UAE dirhams overseas.
Direct Debit Return FeeAED 105*
*Charged for returned cheque or direct debit handling.
Credit Shield Pro0.99%*
*Monthly premium on the credit card outstanding balance when enrolled.
Frequently Asked Questions
Get answers to common questions about ENBD Voyager World Credit Card credit card
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