Invest Bank World Credit Card
Earn flat 3% cashback per month capped at AED 1,500, with no domestic, international or category-based restrictions.
Updated May 2026
≈ AED 1,396 value / year · incl. perks
Rewards
3%
on all spends
Cashback is capped at AED 1,500 per month
Rewards Calculator
Eligibility
21
Minimum Age
25,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD Voyager World Credit Card
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
Additional Benefits
Aiport Lounge Access
Unlimited complimentary access to 1,000+ airport lounges worldwide
Access via Dragon Pass network in 450+ cities across 135+ countries using Mastercard Travel Pass app
Complimentary Airport Rides with Careem
up to 2 rides per year
Use promocode MAUAE2 for free rides
Travel Discounts & Benefits
Up to 10% off Cleartrip bookings, hotel discounts, car rental savings
Includes IHG Hotels, booking.com, Hertz, Avis, Budget Car Rental discounts
Comprehensive Travel Insurance
Travel accident, medical, and inconvenience coverage
Up to USD 500,000 personal accident, USD 7,500 trip cancellation, USD 3,000 baggage loss coverage
Mastercard Priceless Specials
Exclusive dining, leisure, and spa offers powered by Entertainer
Access to hundreds of deals across Middle East, Asia, Africa, and Europe
Careem Monthly Discounts
20% off three rides every month
Talabat Food & Grocery Savings
Up to 20% off orders twice per month
Shopping & Lifestyle Benefits
Bicester Village VIP access, Carrefour discounts, MyUS Premium membership
Additional 10% discount at Bicester Village boutiques, AED 40 off monthly Carrefour orders
Fitness & Entertainment
25% off Fiit gym subscription, 50% off Shahid VIP streaming
Access to 800+ workouts and Arabic content streaming platform
Global Services & Support
Global Blue VIP service, Fulfill Visa services, Flexiroam data roaming
VAT refund lounges, visa assistance, complimentary 1GB data roaming annually
Fees
1,575AED
Annual Fee
3.49%
Monthly Interest Rate
300AED
Supplementary Card (per card thereafter)
Card Replacement FeeAED 75
Cash Advance Fee3%*
*3% or AED 99 (whichever is higher) - only 75% of the card limit
Late Payment FeeAED 230
Over Limit FeeAED 199
Foreign Currency Transaction Fee3%
Copy of Sales VoucherAED 65
Liability / No liability letterAED 50
Duplicate StatementAED 45
Similar cards
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback Credit Card
Salary: AED 5,000+
Free for life
Up to 2% Cashback on all spends
Instant redemption as Cashback or Miles
2 Free Movie Tickets + 20% off on F&B at VOX Cinemas
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback+ Credit Card
Salary: AED 15,000+
Annual Fee: AED 735
Up to 4% Cashback on all spends
Instant redemption as Cashback or Miles
3 Free Movie Tickets + 20% off on F&B at VOX Cinemas
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
Salary: AED 8,000+
Annual Fee: AED 383.25
6% cashback on dining (including online food orders)
5% cashback on fuel and Salik
3% cashback on groceries and supermarkets
MASHREQ BANK
Mashreq Cashback Credit Card
Salary: AED 5,000+
No Annual Fee
AED 500 Welcome Bonus
Unlimited 5% Cashback on dining.
1% Cashback on international spends (non-dining)
SHARJAH ISLAMIC BANK
SIB Cashback Credit Card
Salary: AED 8,000+
No Annual Fee for the First Year
10% Cashback on online and digital wallet spends
2% Cashback on international spends
1% Cashback on domestic retail spends
Other credit cards from this bank
INVEST BANK
Invest Bank Platinum Credit Card
Salary: AED 5,000+
No Annual Fee for the first year
Flat 3% cashback on all spends (up to AED 1,000/month)
Access to 25+ VIP Airport Lounges
20% off Careem rides (3 rides/month)
Related Articles
Related Collections
Collections
Best credit cards
Collections
Best cashback cards
Collections
AED 25,000 salary cards
Collections
AED 30,000+ salary cards
Collections
AED 35,000 salary cards
Collections
AED 40,000 salary cards
Collections
AED 45,000 salary cards
Collections
AED 50,000+ salary cards
Collections
Best Namshi credit cards
Collections
Best Ounass credit cards
Collections
Best Sharaf DG credit cards
Collections
Best Mumzworld credit cards
Collections
Best Desertcart credit cards
Collections
Best 6th Street credit cards
Collections
Best Careem credit cards
Collections
Best Apple Store credit cards
Collections
Best Jumbo Electronics credit cards
Collections
Best pharmacy credit cards
Collections
Best Aster Pharmacy credit cards
Collections
Best Life Pharmacy credit cards
Collections
Best cosmetics credit cards
Collections
Best Sephora credit cards
Collections
Best fashion credit cards
Collections
Best Zara credit cards
Collections
Best H&M credit cards
Collections
Best Centrepoint credit cards
Collections
Best rent cards