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Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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AboutUnlock my cardsOffersBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

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Mashreq Solitaire Credit Card

Joining Fee

Free

Annual Fee

AED 1,575

Minimum Salary

AED 25,000

Mashreq Solitaire Credit Card

Premium Visa Infinite card with unlimited Fitness First access, airport lounge entry, and up to 6 Mashreq Vantage Points per AED abroad. Also includes valet parking and an AED 2,500 welcome bonus.

Updated May 2026

≈ AED 6,088 value / year · incl. perks
WebsiteVisit Mashreq Solitaire Credit Card credit card website

Welcome offer

AED 2,500 Welcome Bonus

AED 2,500 cashback for new customers.

Bonus credited upon spending AED 10,000 within the first two months of card issuance.

Rewards

6Mashreq Vantage Points

per AED on international spends.

Earn 6 Mashreq Vantage Points per AED spent outside the UAE.

See full breakdown

4Mashreq Vantage Points

per AED on airlines, hotels and travel.

Earn 4 Mashreq Vantage Points per AED spent on airlines, hotels and travel bookings.

See full breakdown

2Mashreq Vantage Points

per AED on selected local spends.

Earn 2 Mashreq Vantage Points per AED on selected local spend categories. Bill payments via Mashreq Online Banking or App do not earn points.

See full breakdown

1Mashreq Vantage Points

per AED on all other local spends.

Earn 1 Mashreq Vantage Point per AED on all other purchases in the UAE.

See full breakdown

Rewards Calculator

Eligibility

21

Minimum Age

25,000AED

Minimum Income

Documents ready

Emirates ID + passport with residence visa

Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.

Check your AECB report

Recent rejections or missed payments can stall approval

A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.

August Spotlight

Emirates NBD

Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.

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ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD Voyager World Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Credit Card

Salary: AED 12,000+

75,000 Miles after AED 35,000 spend

No Annual Fee

6 Voyager Miles on every AED spent on Voyager Travel Portal

3 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Elite Credit Card

Salary: AED 25,000+

150,000 Miles after AED 70,000 spend

No Annual Fee for the first year

12 Voyager Miles on every AED spent on Voyager Travel Portal

6 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features

Offers

See all 275
Lifestyle

Merchant

Cinepolis cinemas

Enjoy 50% off at Cinepolis cinemas

Valid until 31 Dec 2026
View offer
Lifestyle

Merchant

I SMILE DENTAL CENTER LLC

0% Easy Payment Plans available for 3, 6, 9 and 12 months

Valid until 3 Jan 2099
View offer
Lifestyle

Merchant

Emirates Skywards

Redeem for Skywards Miles

Valid until 2 Jul 2099
View offer
Lifestyle

Merchant

Etihad Guest Miles

Redeem for Guest Miles

Valid until 2 Jul 2099
View offer

Additional Benefits

Unlimited Fitness First Access

Unlimited complimentary visits to Fitness First clubs across the UAE.

Airport Lounge Access

Complimentary airport lounge access worldwide.

Visa Infinite Lounge Programme: complimentary lounge access at 1,300+ airports.

Valet Parking

Complimentary valet parking at selected UAE locations.

Visa Infinite Concierge

24/7 concierge service for travel, dining and lifestyle.

Dining Offers

Unlimited dining discounts through DragonFly & Dine Programme.

Join the app for exclusive deals.

See full breakdown

30% off at IMG Worlds of Adventure

30% off General Admission at the world's largest indoor theme park.

Redeemable multiple times at the ticket counter when paying with a Mashreq card. Kids under 1.05m enter free.

See full breakdown

Easy Plan Instalments

Buy now, pay later with Easy Plan instalments.

Everyday Cashback (Visa Card-Linked Offers)

Up to 20% automated cashback at hundreds of participating merchants in the UAE and abroad.

Mashreq's Everyday Cashback program, launched with Visa and powered by Rezolve Ai, offers personalised cashback of up to 20% at participating merchants across the UAE and internationally. Discover, activate and track offers in the Mashreq mobile app. The program is available to eligible Mashreq UAE debit and credit cardholders; available merchants and cashback rates are personalised and shown in-app.

See full breakdown

Fees

Free

Joining Fee

1,575AED

Annual Fee

78.8AED

Card Replacement Fee

Annual Percentage Rate46.2%
Late Payment FeeAED 241.5
FX Transaction Fee2.89%

Important Stuff

Welcome Offer Terms & Conditions

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Mashreq Vantage Programme

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General Terms & Conditions

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Key Facts Statement

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Salary: AED 7,000+

Annual Fee AED 650 + 5% VAT

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