Get notified about UAE latest credit card products
Get notified about UAE latest credit card products
Kredit data · 2026
103
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| Card | Offer | Type | Expiry | Annual fee | Min salary |
|---|---|---|---|---|---|
RAKBANK Elevate Credit CardRAKBANK | 125,000 RAKrewards Welcome BonusNew digital applicants who apply 15 Jul-15 Sep 2026 and spend AED 20,000 within 60 days of issuance.Apply for and be issued the card via the RAKBANK digital app, 15 Jul-15 Sep 2026 (new to RAKBANK credit cards), then spend AED 20,000 within 60 days of issuance for 125,000 RAKrewards, credited within 90 days after the promo ends. | Reward offer | 2026-09-15 | AED 617.4 | AED 35,000 |
RAKBANK Titanium Credit CardRAKBANK | AED 500 Welcome BonusNew digital applicants who apply 15 Jul-15 Sep 2026 and spend AED 5,000 within 60 days of issuance.Apply for and be issued the card via the RAKBANK digital app, 15 Jul-15 Sep 2026 (new to RAKBANK credit cards), then spend AED 5,000 within 60 days of issuance for an AED 500 cashback, credited within 90 days after the promo ends. | Reward offer | 2026-09-15 | AED 0 | AED 8,000 |
RAKBANK World Credit CardRAKBANK | AED 750 Welcome BonusNew digital applicants who apply 15 Jul-15 Sep 2026 and spend AED 10,000 within 60 days of issuance.Apply for and be issued the card via the RAKBANK digital app, 15 Jul-15 Sep 2026 (new to RAKBANK credit cards), then spend AED 10,000 within 60 days of issuance for an AED 750 cashback, credited within 90 days after the promo ends. | Reward offer | 2026-09-15 | AED 997.5 | AED 20,000 |
Extra 500 RAKrewards (Limited-Time)Additional 500 RAKrewards via the RAKBANK app, 20 July – 15 September 2026.RAKBANK's promotional communication (20 July – 15 September 2026) offers an additional 500 RAKrewards through the RAKBANK app. Published terms don't detail whether this stacks on top of, or is part of, the standard 50,000-point welcome bonus. | Reward offer | 2026-09-15 | AED 0 | AED 15,000 | |
RAKislamic World Credit CardRAKBANK | AED 750 Welcome BonusSpend AED 10,000 within 60 days of card issuance.New digital applicants approved 20 Jul-15 Sep 2026 who spend AED 10,000 within 60 days receive an AED 750 bonus within 90 days. Not available to existing cardholders, self-employed applicants or RAKBANK staff. | Reward offer | 2026-09-15 | AED 0 | AED 20,000 |
ENBD Voyager World Credit CardEmirates NBD | AED 250 cashbackActivate the card and spend AED 2,500 within 30 days of card issuance.Get AED 250 cashback after you activate the card and spend AED 2,500 within 30 days of card issuance. The card has to be approved and issued by 30 Oct 2026. Available only when you apply for the card through Kredit.Kredit exclusive | Reward offer | 2026-10-30 | AED 0 | AED 12,000 |
ENBD Voyager World Elite Credit CardEmirates NBD | AED 500 cashbackActivate the card and spend AED 5,000 within 30 days of card issuance.Get AED 500 cashback after you activate the card and spend AED 5,000 within 30 days of card issuance. The card has to be approved and issued by 30 Oct 2026. Available only when you apply for the card through Kredit.Kredit exclusive | Reward offer | 2026-10-30 | AED 1,575 | AED 25,000 |
Tabby Cash CardTabby | 3% Cashback For Everyone Until 1 November 2026All Tabby Cash customers earn the 3% rate during the launch period, with no subscription.After 1 November 2026 the 3% rate applies only to Tabby Plus subscribers and drops to 1% for everyone else. The AED 200 monthly cashback cap applies throughout. | Reward offer | 2026-10-31 | AED 0 | AED 0 |
Marriott Bonvoy ADIB Visa Infinite CardAbu Dhabi Islamic Bank (ADIB) | 50,000 extra points for a limited timeApplications from 27 August to 30 November 2026, on the same USD 15,000 spend.Applications submitted between 27 August and 30 November 2026, with the card issued by 15 December 2026, earn a further 50,000 points on the same USD 15,000 spend condition — taking the welcome bonus to 200,000. | Reward offer | 2026-11-30 | AED 2,625 | AED 5,000 |
Up to AED 800 welcome cashbackEarn AED 600 after AED 6,000 spend in 60 days, plus two AED 100 activation bonuses.New primary cardholders (no HSBC primary card in the prior 6 months) earn AED 600 after AED 6,000 spend in 60 days, plus AED 100 for a first mobile-wallet payment and AED 100 for a first supplementary card. Apply by 31 Dec 2026. | Reward offer | 2026-12-31 | AED 313.95 | AED 5,000 | |
Aafaq Platinum Credit CardAafaq Islamic Finance | AED 250 Joining BonusSpend AED 10,000 within 60 days of card issuance and get an AED 250 credit to your account.For new customers approved during the campaign. Cash withdrawals, balance transfers and fees don't count toward the spend. Credited within 60 days of qualifying; excludes recently cancelled Aafaq cardholders. | Reward offer | Ongoing | AED 0 | AED 8,000 |
Aafaq World Elite Credit CardAafaq Islamic Finance | 20% cashback on Amazon, noon, Careem and TalabatEarn 20% cashback on spends at Amazon.ae, noon.com, Careem and Talabat for the first 90 days.Available on new cards for the first 90 days from issuance. Cashback is capped at AED 50 per merchant/month, up to AED 600 total across the offer period. Credited within 60 days of the transaction posting date. | Reward offer | Ongoing | AED 1,050 | AED 20,000 |
ADCB 365 Cashback Credit CardAbu Dhabi Commercial Bank (ADCB) | No Annual Feefor the first year | Fee waiver | Ongoing | AED 383.25 | AED 8,000 |
ADCB 365 Cashback Credit CardAbu Dhabi Commercial Bank (ADCB) | Welcome BonusAED 365 welcome bonus on spending AED 5,000 in the first 45 daysBonus is credited within 90 days of meeting eligibility criteria | Reward offer | Ongoing | AED 383.25 | AED 8,000 |
ADCB Essential Cashback Credit CardAbu Dhabi Commercial Bank (ADCB) | AED 350 welcome bonusEarn AED 350 cashback when you activate your card and meet the spend criteria.Welcome bonus terms are set by ADCB and may change. Refer to ADCB's published Essential Cashback offer page for the current criteria. | Reward offer | Ongoing | AED 0 | AED 5,000 |
ADCB Shukran Credit CardAbu Dhabi Commercial Bank (ADCB) | Up to AED 1,200 in ShukransAED 1,200 for UAE Nationals, AED 1,000 for residents, after AED 8,000 spend.Earn up to AED 1,200 in Shukrans (AED 1,200 for UAE Nationals, AED 1,000 for residents, AED 200 for existing cardholders) when you spend AED 8,000 within 60 days of card issuance. | Reward offer | Ongoing | AED 262.5 | AED 5,000 |
ADCB Talabat Credit CardAbu Dhabi Commercial Bank (ADCB) | Welcome BonusGet AED 500 as talabat credit after spending AED 2,500 within 45 days of card issuance.Credited to the primary cardholder’s talabat Pay account within 90 days; one-time reward. | Reward offer | Ongoing | AED 0 | AED 5,000 |
ADCB TouchPoints Infinite Credit CardAbu Dhabi Commercial Bank (ADCB) | 15,000 bonus TouchPointsBonus TouchPoints after AED 15,000 eligible spend in a month.Receive 15,000 bonus TouchPoints in an eligible month when you spend AED 15,000 or more. | Reward offer | Ongoing | AED 1,050 | AED 40,000 |
ADCB Traveller Credit CardAbu Dhabi Commercial Bank (ADCB) | AED 2,000 Expedia VoucherGet an AED 2,000 Expedia.ae hotel voucher after paying the annual fee and spending AED 15,000 within 60 days.Issued within 60 days of the first-year fee payment. Redeem once at expedia.ae/adcb for the base room rate (excl. taxes) on one room, at eligible hotels worldwide. Valid 6 months from issue; some properties excluded. | Reward offer | Ongoing | AED 1,575 | AED 20,000 |
ADIB SHARE Infinite Credit CardAbu Dhabi Islamic Bank (ADIB) | 10,000 SHARE PointsWorth AED 1,000, credited within 60 days of your first annual fee payment.New ADIB SHARE Infinite Credit Card holders receive 10,000 SHARE Points (AED 1,000 value at 10 SHARE Points = AED 1) credited to their account within 60 days of paying the first annual fee. | Reward offer | Ongoing | AED 1,048.95 | AED 5,000 |
ADIB SHARE Visa Platinum CardAbu Dhabi Islamic Bank (ADIB) | 2,000 SHARE PointsWorth AED 200, credited within 60 days of your first annual fee payment.Earn 2,000 SHARE Points (AED 200 at 10 SHARE Points = AED 1) on activation and your first retail transaction within 30 days of card issuance. Not applicable on card reissuance if already credited. | Reward offer | Ongoing | AED 208.95 | AED 5,000 |
ADIB SHARE Visa Platinum CardAbu Dhabi Islamic Bank (ADIB) | Double SHARE Points for 90 DaysNew applicants earn 6% (instead of 3%) at Carrefour and MAF venues for 90 days after card issuance.For new applications submitted 15 May-31 Dec 2026 (issued by 15 Jan 2027): the Carrefour/Majid Al Futtaim rate doubles from 3% to 6% in SHARE Points for 90 days after issuance. Other spend is unaffected. | Reward offer | Ongoing | AED 208.95 | AED 5,000 |
Ajman Bank LIFE World Credit CardAjman Bank | AED 1,000 Welcome CashbackAED 1,000 cashback for new LIFE World cardholdersEarn AED 1,000 cashback when you spend AED 10,000 within 60 days from card issuance date. For new cardholders only. | Reward offer | Ongoing | AED 630 | AED 20,000 |
Ajman Bank LIFE World Credit CardAjman Bank | Annual Fee WaiverAnnual fee waived with AED 5,000 retail spend in first 60 daysThe AED 630 annual membership fee is waived if you complete AED 5,000 in retail purchases within 60 days of card issuance. | Fee waiver | Ongoing | AED 630 | AED 20,000 |
Ajman Bank ULTRACASH Credit CardAjman Bank | Welcome BonusUp to AED 500 as cashback.Earn up to AED 500 as cashback in the first months of card usage. | Reward offer | Ongoing | AED 315 | AED 10,000 |
Al Masraf World Elite Credit CardAl Masraf | Annual fee waived for lifeNo annual fee from year two onwards with AED 10,000+ average monthly spend.The first-year annual fee is waived on issuance. From the second year, the annual fee is waived for life provided the cardholder maintains an average monthly spend of AED 10,000 or more; otherwise up to AED 787.50 per annum applies. | Fee waiver | Ongoing | AED 787.5 | AED 50,000 |
0% Balance Transfer & Cash-on-Call0% interest on 6- or 12-month Balance Transfer and Cash-on-Call plans, applied within 30 days of card issuance.Apply via the CBD Mobile App within 30 days of card issuance. One-time processing fee: 1.99% (6-month) or 2.99% (12-month). Offer valid until 31 December 2026. | Balance transfer | Ongoing | AED 0 | AED 5,000 | |
0% Balance Transfer & Cash-on-Call0% interest on Balance Transfer and Cash-on-Call for 6 or 12 months.Move balances from other cards or access Cash-on-Call at 0% interest on a 6- or 12-month plan, if activated within 30 days of card issuance. | Balance transfer | Ongoing | AED 525 | AED 5,000 | |
90-day Smiles UnlimitedComplimentary 90-day Smiles Unlimited subscription for new cardholders.New cardholders receive a 90-day complimentary subscription to Smiles Unlimited, CBD's tier within the Smiles loyalty programme. | Reward offer | Ongoing | AED 525 | AED 5,000 | |
Free first yearNo annual fee in year one; AED 525/year from year two.First-year annual fee is waived. From year two, AED 525/year applies, waived if annual retail spend reaches AED 24,000. | Fee waiver | Ongoing | AED 525 | AED 5,000 | |
No Annual Fee for the first yearAED 420 annual fee applies from the second year.The first year is free; the recurring annual fee is AED 420 thereafter. | Fee waiver | Ongoing | AED 420 | AED 5,000 | |
First year freeNo annual fee in the first year.The annual fee is waived in the first year, and reversed in later years when prior-12-month retail spend reaches AED 100,000. | Fee waiver | Ongoing | AED 787.5 | AED 15,000 | |
AED 200Get 20,000 Yes Rewards worth AED 200 as a welcome gift.Offer valid for new cardholders on meeting minimum spend of 1 AED within 90 days of the card issuance. | Reward offer | Ongoing | AED 208.95 | AED 5,000 | |
Citi Cashback Credit CardCitibank | AED 150 Joining Bonusupon meeting minimum spend criteria.Applicable only to new Citi Credit Card customers who spend AED 7,500 in the first 90 days. | Reward offer | Ongoing | AED 315 | AED 8,000 |
Citi Cashback Credit CardCitibank | Waived Annual Feefor the first year | Fee waiver | Ongoing | AED 315 | AED 8,000 |
Citi Premier Credit CardCitibank | AED 750 Welcome BonusGet an AED 750 statement credit after spending AED 10,000 within 60 days of card issuance.New Citi customers applying directly on citibank.ae earn an AED 750 statement credit after AED 10,000 spend within 60 days of card issuance. Third-party or affiliate applications do not qualify. | Reward offer | Ongoing | AED 787.5 | AED 15,000 |
Citi Rewards Credit CardCitibank | AED 300 Statement CreditGet AED 300 back after spending AED 6,000 within 60 days of approval.Available to new Citi credit card customers who apply directly through citibank.ae. Spend AED 6,000 within 60 days of card approval to receive a AED 300 statement credit. | Reward offer | Ongoing | AED 315 | AED 8,000 |
0% Balance Transfer for 6 months0% interest on transferred balances for the first 6 months.Transfer an outstanding balance from another card and pay 0% interest for the first 6 months. A balance transfer fee of up to 4.20% of the transferred amount applies. | Balance transfer | Ongoing | AED 210 | AED 5,000 | |
First Year FreeNo annual fee in your first year.The AED 525 annual membership fee for the Deem World Mastercard is waived for your first year from card issuance. | Fee waiver | Ongoing | AED 525 | AED 25,000 | |
DIB SHAMS Infinite Credit CardDubai Islamic Bank | 20% at five online merchantsUp to AED 150 per month for the first three calendar months.Earn 20% on eligible Amazon, Deliveroo, Dubai Now, noon and Talabat transactions. Cashback is capped at AED 25 per merchant and AED 150 total per month for the first three calendar months. | Reward offer | Ongoing | AED 0 | AED 20,000 |
DIB SHAMS Infinite Credit CardDubai Islamic Bank | 200,000 Wala'a RewardsSpend USD 15,000 in the first 90 days.New-to-card customers approved by 31 December 2026 can earn 200,000 Wala'a Rewards, worth AED 1,000 at the card's travel, hotel and bill-payment redemption rate. | Reward offer | Ongoing | AED 0 | AED 20,000 |
Dubai First Cashback Credit CardDubai First | Free Family StaycationGet a free 1-night staycation to Ras Al Khaimah at Rixos Bab Al Bahr for 2 adults and 2 children up to 12 years old.Apply by 30 September 2025 and spend AED 10,000 within 60 days of card issuance. Includes all-inclusive access at premium restaurants, private beach access, multiple pools, water activities, and luxury amenities. | Flight benefit | Ongoing | AED 418.95 | AED 5,000 |
Dubai First Cashback Credit CardDubai First | No Annual Feefor the first year for UAE Nationals and customers with salary of AED 50,000+. | Fee waiver | Ongoing | AED 418.95 | AED 5,000 |
Emirates Islamic Amazon Platinum Credit CardEmirates Islamic | Welcome BonusUp to AED 500 for Prime members or up to AED 200 for non-Prime membersPrime members earn AED 250 on retail spend plus AED 250 on international spend within the first 60 days of card issuance; non-Prime members earn AED 100 on each. Valid for cards issued between 23 May 2026 and 31 October 2026. | Reward offer | Ongoing | AED 0 | AED 5,000 |
Emirates Islamic Amazon World Credit CardEmirates Islamic | Welcome BonusAED 750 for Prime members or AED 300 for non-Prime membersMinimum spend of AED 10,000 required within first 60 days of card approval. | Reward offer | Ongoing | AED 0 | AED 15,000 |
Emirates Islamic Barça Cashback Credit CardEmirates Islamic | Exclusive FC Barcelona ExperiencesWin Camp Nou tickets and signed merchandiseFC Barcelona cardholders get access to money-can't-buy experiences, including the chance to win match tickets at Camp Nou and signed merchandise. Experiences run as periodic campaigns — check the EI+ app for current draws. | Reward offer | Ongoing | AED 0 | AED 5,000 |
Emirates Islamic Emarati Credit CardEmirates Islamic | 100,000 EI SmartMiles Welcome Bonus100,000 EI SmartMiles (worth AED 1,000) on AED 30,000 spendEarn 100,000 EI SmartMiles, worth AED 1,000, when you spend AED 30,000 within 60 days of card approval. Alternatively, earn 50,000 EI SmartMiles when you spend AED 15,000 within the same window. | Reward offer | Ongoing | AED 0 | AED 12,000 |
Emirates Islamic Etihad Guest Ameera Credit CardEmirates Islamic | 20,000 Etihad Guest MilesWelcome bonus of 20,000 Etihad Guest Miles.Earn 20,000 Etihad Guest Miles as a welcome bonus on the Ameera card. | Reward offer | Ongoing | AED 733.95 | AED 12,000 |
Emirates Islamic Etihad Guest Platinum Credit CardEmirates Islamic | 5,000 Etihad Guest MilesWelcome bonus of 5,000 Etihad Guest Miles.Earn 5,000 Etihad Guest Miles as a welcome bonus on the Platinum card. | Reward offer | Ongoing | AED 208.95 | AED 5,000 |
Emirates Islamic Etihad Guest Premium Credit CardEmirates Islamic | Up to 55,000 Etihad Guest MilesWelcome bonus of up to 55,000 Etihad Guest Miles.Earn up to 55,000 Etihad Guest Miles as a welcome bonus on the Premium card. | Reward offer | Ongoing | AED 2,625 | AED 20,000 |
Emirates Islamic Etihad Guest Saqer Credit CardEmirates Islamic | 30,000 Etihad Guest MilesWelcome bonus of 30,000 Etihad Guest Miles.Earn 30,000 Etihad Guest Miles as a welcome bonus on the Saqer card. | Reward offer | Ongoing | AED 943.95 | AED 12,000 |
Emirates Islamic Flex Credit CardEmirates Islamic | 10,000 EI SmartMiles Welcome Bonus10,000 EI SmartMiles on card approvalEarn 10,000 EI SmartMiles as a welcome bonus. Emirates Islamic has not published a minimum spend condition for this bonus. | Reward offer | Ongoing | AED 0 | AED 5,000 |
Emirates Islamic Skywards Infinite Credit CardEmirates Islamic | Current annual-fee offerAED 999 recurring fee, waived at AED 150,000 annual spend.For cards issued under the offer through 30 September 2026, the first-year fee is reversed after AED 30,000 spend within 180 days; from year two, AED 999 applies unless annual spend reaches AED 150,000. | Fee waiver | Ongoing | AED 999 | AED 20,000 |
Emirates Islamic Switch Cashback Credit CardEmirates Islamic | First Year FreeNo annual fee for the first yearAnnual fee of AED 313.95 waived for the first year. Subsequently waived with AED 30,000 annual spend. | Fee waiver | Ongoing | AED 313.95 | AED 10,000 |
Emirates NBD Skywards Visa Debit CardEmirates NBD | 25,000 Skywards Milesafter payment of the joining feeThe published product page awards 25,000 Skywards Miles after the joining fee is paid. | Reward offer | Ongoing | AED 2,520 | AED 0 |
ENBD Darna Infinite Privilege Credit CardEmirates NBD | Up to 25,000 Darna Points15,000 points on fee payment plus 10,000 points after early spend.Earn 15,000 Darna Points on payment of joining fees and another 10,000 Darna Points when you spend AED 30,000 in the first 3 months. | Reward offer | Ongoing | AED 2,625 | AED 50,000 |
ENBD Darna Visa Infinite Credit CardEmirates NBD | Up to 15,000 Darna Points7,500 points on fee payment plus 7,500 points after eligible early spend.Earn 7,500 Darna Points on payment of the joining fee and another 7,500 Darna Points when you spend AED 20,000 in the first 3 months. | Reward offer | Ongoing | AED 1,575 | AED 30,000 |
ENBD Darna Visa Signature Credit CardEmirates NBD | 3,000 Darna PointsEarn 3,000 points after AED 15,000 spend.Earn 3,000 Darna Points when you spend AED 15,000 in the first 3 months. | Reward offer | Ongoing | AED 315 | AED 12,000 |
ENBD Dnata Platinum Credit CardEmirates NBD | Up to AED 2,500 Travel VouchersTravel vouchers on card activationEarn travel vouchers worth up to AED 2,500 upon activating the card. | Reward offer | Ongoing | AED 525 | AED 5,000 |
ENBD Dnata World Credit CardEmirates NBD | Up to AED 2,500 Travel VouchersAED 1,000 on joining fee + AED 1,500 on spendAED 1,000 travel voucher on paying the joining fee, plus AED 1,500 travel voucher on retail spend of AED 25,000 within the first 3 billing statements. | Reward offer | Ongoing | AED 1,048.95 | AED 25,000 |
ENBD Duo Credit CardEmirates NBD | YouGotaGift VoucherUp to AED 400 YouGotaGift voucherRedeemable across brands in the UAE. Subject to terms and conditions. | Reward offer | Ongoing | AED 840 | AED 12,000 |
ENBD Etihad Guest Visa Elevate Credit CardEmirates NBD | Up to 200,000 Bonus Etihad Guest Miles40,000 on joining, up to 160,000 more on spendEarn 40,000 miles on payment of the joining fee, 60,000 miles on spending AED 90,000 within 6 months, and 100,000 miles on spending AED 120,000 within 6 months of card issuance. | Reward offer | Ongoing | AED 1,575 | AED 30,000 |
ENBD Go4it Gold Credit CardEmirates NBD | AED 200 VoucherAED 200 YouGotaGift voucherGift voucher of AED 200 from YouGotaGift, requiring AED 500 spend in the first billing cycle. | Reward offer | Ongoing | AED 103.95 | AED 6,000 |
ENBD Lulu 247 Platinum Credit CardEmirates NBD | 500 LuLu Points welcome bonusEarn 500 LuLu Points as a welcome bonus.New cardholders receive up to 500 LuLu Points as a welcome bonus, redeemable in-store at LuLu Hypermarket. | Reward offer | Ongoing | AED 0 | AED 12,000 |
ENBD Lulu 247 Titanium Credit CardEmirates NBD | 0% balance transfer0% balance transfer with no processing fee.Transfer existing card balances at 0% with no processing fee. | Balance transfer | Ongoing | AED 0 | AED 5,000 |
ENBD Marriott Bonvoy World EliteEmirates NBD | Up to 150,000 Marriott Bonvoy PointsWelcome bonus of up to 150,000 Marriott Bonvoy Points.Earn up to 150,000 Marriott Bonvoy Points as a welcome bonus on meeting the qualifying spend. | Reward offer | Ongoing | AED 1,575 | AED 25,000 |
ENBD Mastercard Platinum Credit CardEmirates NBD | AED 300 VoucherAED 300 YouGotaGift voucherWelcome offer of an AED 300 voucher from YouGotaGift, redeemable across brands in the UAE. | Reward offer | Ongoing | AED 0 | AED 12,000 |
ENBD noon One Visa Credit CardEmirates NBD | AED 500 welcome bonusAED 500 when you spend AED 5,000 in the first two months.Applicable only for new-to-bank or new-to-card customers who meet the AED 5,000 spend requirement within the first two months. | Reward offer | Ongoing | AED 0 | AED 5,000 |
ENBD SHARE Infinite Credit CardEmirates NBD | 10,000 SHARE PointsAED 1,000 welcome value after AED 40,000 spend.Earn 10,000 SHARE Points when you spend AED 40,000 in the first 3 months. | Reward offer | Ongoing | AED 1,575 | AED 30,000 |
ENBD SHARE Signature Credit CardEmirates NBD | 5,000 SHARE PointsAED 500 welcome value after AED 25,000 spend.Earn 5,000 SHARE Points when you spend AED 25,000 in the first 3 months. | Reward offer | Ongoing | AED 0 | AED 12,000 |
ENBD Skywards Infinite Credit CardEmirates NBD | Complimentary Rotana Rewards Exclusive Club MembershipAED 1,050 value in year-1 dining and stay perks.Complimentary Rotana Rewards Exclusive Club membership for year 1, worth AED 1,050 in value: an AED 250 dining certificate, up to 50% off the food bill, and up to 20% off beverages and room rates at participating Rotana properties. | Reward offer | Ongoing | AED 1,575 | AED 30,000 |
ENBD Skywards Infinite Credit CardEmirates NBD | Up to 100,000 Bonus Skywards Miles35,000 on joining, up to 65,000 more on spend milestones.Earn 35,000 Skywards Miles on joining-fee payment, 40,000 on min. USD 25,000 spend (first 3 statements), and 25,000 on min. USD 7,500 Emirates spend (first 12 statements). POS-activation required, year 1 only. | Reward offer | Ongoing | AED 1,575 | AED 30,000 |
ENBD Skywards Signature Credit CardEmirates NBD | Up to 40,000 Bonus Skywards MilesUp to 40,000 bonus Skywards Miles when you meet the joining and spend conditions.New Skywards Signature cardholders can earn up to 40,000 bonus Skywards Miles, subject to payment of the joining fee and meeting Emirates NBD's qualifying spend conditions. Exact spend tiers are not published on the official product page. | Reward offer | Ongoing | AED 735 | AED 12,000 |
ENBD U By Emaar Infinite Credit CardEmirates NBD | Up to 25,000 UPointsEarn up to 25,000 UPoints as welcome bonus.Welcome UPoints awarded upon meeting first spend milestone. See bank terms for details. | Reward offer | Ongoing | AED 1,575 | AED 30,000 |
First-year annual fee waivedPay no annual fee in the first year.The AED 1,575 annual fee is waived in the first year. The published annual fee applies from the second year. | Fee waiver | Ongoing | AED 1,575 | AED 30,000 | |
Up to 25,000 welcome UPointsDouble Emaar UPoints for 3 months plus a 10,000-UPoint spend bonus.Earn double UPoints at Emaar destinations for the first 3 months, plus 10,000 UPoints after USD 10,000 retail spend in the first 3 billing cycles — up to 25,000 UPoints total (AED 2,500 at 10 UPoints = AED 1). | Reward offer | Ongoing | AED 1,575 | AED 30,000 | |
ENBD Voyager World Credit CardEmirates NBD | 75,000 Voyager MilesEarn 75,000 Voyager Miles after AED 35,000 spend.Spend AED 35,000 within 3 months of issuance to earn the welcome offer. Offered in the first year only. | Reward offer | Ongoing | AED 0 | AED 12,000 |
ENBD Voyager World Elite Credit CardEmirates NBD | 150,000 Voyager MilesEarn 150,000 Voyager Miles after AED 70,000 spend.Spend AED 70,000 within 3 months of issuance to earn the welcome offer. Offered in the first year only. | Reward offer | Ongoing | AED 1,575 | AED 25,000 |
FAB ADNOC Rewards Credit CardFirst Abu Dhabi Bank (FAB) | AED 300 Welcome BonusEarn 300,000 ADNOC Rewards points (worth AED 300) when you sign up for a new credit card and pay the annual fee.The welcome bonus is credited to your account after you pay the annual fee. This is a guaranteed bonus, not subject to minimum spending requirements. | Reward offer | Ongoing | AED 315 | AED 5,000 |
FAB Blue Signature Credit CardFirst Abu Dhabi Bank (FAB) | AED 1,000 Welcome BonusAED 1,000 back in Al-Futtaim FAB Rewards after AED 20,000 spend in 2 monthsPromotional offer: earn AED 1,000 back in Al-Futtaim FAB Rewards when you spend AED 20,000 on your new Blue FAB Signature card within the first 2 months. Terms vary by campaign period. | Reward offer | Ongoing | AED 0 | AED 15,000 |
FAB Etihad Guest Infinite Credit CardFirst Abu Dhabi Bank (FAB) | 55,000 Etihad Guest Miles55,000 Etihad Guest Miles on card activation.Earn 55,000 Etihad Guest Miles once the card is activated, with no spend condition. | Reward offer | Ongoing | AED 2,625 | AED 30,000 |
FAB Etihad Guest Signature Credit CardFirst Abu Dhabi Bank (FAB) | Up to 70,000 Etihad Guest MilesJoining miles plus a spend-based bonus.Earn up to 70,000 Etihad Guest Miles — joining miles plus a bonus on meeting the qualifying retail spend. | Reward offer | Ongoing | AED 1,575 | AED 15,000 |
FAB Islamic Cashback Credit CardFirst Abu Dhabi Bank (FAB) | AED 300 Welcome CashbackAED 300 cashback after one qualifying transaction within 30 days of card issuance.New cardholders receive AED 300 cashback after making one qualifying retail transaction within 30 days of card issuance. Not available to customers re-applying for the card or who previously received the FAB Cashback (conventional) welcome bonus. | Reward offer | Ongoing | AED 315 | AED 5,000 |
FAB Rewards Active Credit CardFirst Abu Dhabi Bank (FAB) | 3 Months Free TOD StreamingSpend AED 3,000 in the first 30 days and get a TOD voucher.Voucher is sent within 30 days after meeting the spend target. Redeem on the dedicated TOD page to activate access. | Reward offer | Ongoing | AED 315 | AED 5,000 |
FAB SHARE Infinite Credit CardFirst Abu Dhabi Bank (FAB) | 10,000 bonus SHARE pointsReceive 10,000 SHARE points (worth AED 1,000) on card activation.For new cardholders on activation. See bankfab.com for eligibility terms. | Reward offer | Ongoing | AED 1,050 | AED 25,000 |
FAB SHARE Signature Credit CardFirst Abu Dhabi Bank (FAB) | 5,000 bonus SHARE pointsReceive 5,000 SHARE points (worth AED 500) on card activation.For new cardholders on activation. See bankfab.com for eligibility terms. | Reward offer | Ongoing | AED 525 | AED 10,000 |
FAB Travel Credit CardFirst Abu Dhabi Bank (FAB) | Free Flight Voucherto over 15 destinations on card activation. | Flight benefit | Ongoing | AED 1,575 | AED 20,000 |
No Annual Fee for Your First YearAED 1,050 annual fee waived for your first 12 months with HSBC Cash+.HSBC waives the AED 1,050 annual fee for your first year with the Cash+ card. From year two, it's waived again whenever your card spend reaches AED 24,000 or more that year. | Fee waiver | Ongoing | AED 1,050 | AED 30,000 | |
Invest Bank Platinum Credit CardInvest Bank | First Year FreeAnnual fee waived for the first yearAED 525 annual fee applies from the second year onwards | Fee waiver | Ongoing | AED 525 | AED 7,000 |
Marriott Bonvoy ADIB Visa Infinite CardAbu Dhabi Islamic Bank (ADIB) | 150,000 Marriott Bonvoy points100,000 on card issuance, plus 50,000 after USD 15,000 spend in 90 days.100,000 points are credited on card issuance. A further 50,000 follow once qualifying spend reaches USD 15,000 within 90 days of issuance. Supplementary cardholders and Signature upgraders do not qualify. | Reward offer | Ongoing | AED 2,625 | AED 5,000 |
Marriott Bonvoy ADIB Visa Signature CardAbu Dhabi Islamic Bank (ADIB) | 50,000 Marriott Bonvoy pointsAwarded as a sign-up bonus on the Signature card.New Marriott Bonvoy ADIB Visa Signature cardholders receive 50,000 Marriott Bonvoy points. ADIB publishes no minimum-spend condition for the Signature welcome bonus. | Reward offer | Ongoing | AED 523.95 | AED 5,000 |
Mashreq Cashback Credit CardMashreq Bank | Additional Cashback20% cashback on Netflix, Talabat, Careem and more for the first four months.Maximum cashback of AED 50 per merchant per month. | Reward offer | Ongoing | AED 0 | AED 5,000 |
Mashreq Cashback Credit CardMashreq Bank | Welcome BonusAED 500 cashback for new customers, AED 100 for existing customers.Bonus credited upon spending AED 5,000 within the first two months of card issuance. | Reward offer | Ongoing | AED 0 | AED 5,000 |
Mashreq Noon Credit CardMashreq Bank | Up to AED 500 Welcome BonusAED 500 for new Mashreq credit card customers; AED 100 for existing customers.Spend AED 5,000 or more in the first two months after card issuance. New Mashreq credit card customers receive AED 500; existing Mashreq credit card customers receive AED 100. | Reward offer | Ongoing | AED 0 | AED 5,000 |
Mashreq Platinum Plus Credit CardMashreq Bank | Up to AED 750 Welcome BonusAED 750 for new Mashreq card customers after AED 5,000 spend.New Mashreq credit-card customers receive AED 750, and existing card customers receive AED 200, after spending AED 5,000 in the first two months after issuance. | Reward offer | Ongoing | AED 313.95 | AED 5,000 |
Mashreq Solitaire Credit CardMashreq Bank | AED 2,500 Welcome BonusAED 2,500 cashback for new customers.Bonus credited upon spending AED 10,000 within the first two months of card issuance. | Reward offer | Ongoing | AED 1,575 | AED 25,000 |
RAKBANK Elevate Credit CardRAKBANK | First 3 months of Privilege freeTry Elevate's highest tier before monthly fees begin.Get the first three months of Elevate Privilege free. Activate the card and review the selected tier in the RAKBANK app; eligibility and bank terms apply. | Fee waiver | Ongoing | AED 617.4 | AED 35,000 |
50,000 RAKrewards Welcome Bonuson AED 10,000 minimum spend within the first 3 statement cycles.Earn 50,000 RAKrewards after spending AED 10,000 within the first 3 statement cycles from card issuance. | Reward offer | Ongoing | AED 0 | AED 15,000 | |
SIB Cashback Credit CardSharjah Islamic Bank | No Annual Feefor the first year | Fee waiver | Ongoing | AED 199 | AED 8,000 |
Tamayaz World Credit CardLiv Digital Bank by Emirates NBD | Welcome BonusAED 1,000 cashback equivalent bonus.Spend AED 40,000 in the first 60 days from card activation to receive the welcome bonus. | Reward offer | Ongoing | AED 735 | AED 15,000 |
The American Express Platinum Credit CardAmerican Express | 30,000 Membership Rewards welcome pointsCurrent welcome offer for new Platinum Credit Cardmembers.Receive 30,000 Membership Rewards points under the current Platinum Credit Card welcome offer. Eligibility and offer terms apply. | Reward offer | Ongoing | AED 735 | AED 21,250 |
UAB Titanium Credit CardUnited Arab Bank (UAB) | The Entertainer VIP KeyBuy-one-get-one-free offers on dining, attractions and more.Make one mobile-wallet payment and one taxi/food-delivery app transaction within 30 days of card receipt to receive a VIP Key via SMS within 45 days, unlocking BOGO offers on dining and attractions. | Reward offer | Ongoing | AED 315 | AED 6,000 |
UAB World Credit CardUnited Arab Bank (UAB) | The Entertainer VIP KeyBuy-one-get-one-free offers on dining, attractions and more.Make one mobile-wallet payment and one taxi/food-delivery app transaction within 30 days of card receipt to receive a VIP Key via SMS within 45 days, unlocking BOGO offers on dining and attractions. | Reward offer | Ongoing | AED 1,575 | AED 40,000 |
| Card | Offer | Type | Expiry | Annual fee | Min salary |
|---|---|---|---|---|---|
RAKBANK Elevate Credit CardRAKBANK | 125,000 RAKrewards Welcome BonusNew digital applicants who apply 15 Jul-15 Sep 2026 and spend AED 20,000 within 60 days of issuance.Apply for and be issued the card via the RAKBANK digital app, 15 Jul-15 Sep 2026 (new to RAKBANK credit cards), then spend AED 20,000 within 60 days of issuance for 125,000 RAKrewards, credited within 90 days after the promo ends. | Reward offer | 2026-09-15 | AED 617.4 | AED 35,000 |
RAKBANK Titanium Credit CardRAKBANK | AED 500 Welcome BonusNew digital applicants who apply 15 Jul-15 Sep 2026 and spend AED 5,000 within 60 days of issuance.Apply for and be issued the card via the RAKBANK digital app, 15 Jul-15 Sep 2026 (new to RAKBANK credit cards), then spend AED 5,000 within 60 days of issuance for an AED 500 cashback, credited within 90 days after the promo ends. | Reward offer | 2026-09-15 | AED 0 | AED 8,000 |
RAKBANK World Credit CardRAKBANK | AED 750 Welcome BonusNew digital applicants who apply 15 Jul-15 Sep 2026 and spend AED 10,000 within 60 days of issuance.Apply for and be issued the card via the RAKBANK digital app, 15 Jul-15 Sep 2026 (new to RAKBANK credit cards), then spend AED 10,000 within 60 days of issuance for an AED 750 cashback, credited within 90 days after the promo ends. | Reward offer | 2026-09-15 | AED 997.5 | AED 20,000 |
Extra 500 RAKrewards (Limited-Time)Additional 500 RAKrewards via the RAKBANK app, 20 July – 15 September 2026.RAKBANK's promotional communication (20 July – 15 September 2026) offers an additional 500 RAKrewards through the RAKBANK app. Published terms don't detail whether this stacks on top of, or is part of, the standard 50,000-point welcome bonus. | Reward offer | 2026-09-15 | AED 0 | AED 15,000 | |
RAKislamic World Credit CardRAKBANK | AED 750 Welcome BonusSpend AED 10,000 within 60 days of card issuance.New digital applicants approved 20 Jul-15 Sep 2026 who spend AED 10,000 within 60 days receive an AED 750 bonus within 90 days. Not available to existing cardholders, self-employed applicants or RAKBANK staff. | Reward offer | 2026-09-15 | AED 0 | AED 20,000 |
ENBD Voyager World Credit CardEmirates NBD | AED 250 cashbackActivate the card and spend AED 2,500 within 30 days of card issuance.Get AED 250 cashback after you activate the card and spend AED 2,500 within 30 days of card issuance. The card has to be approved and issued by 30 Oct 2026. Available only when you apply for the card through Kredit.Kredit exclusive | Reward offer | 2026-10-30 | AED 0 | AED 12,000 |
ENBD Voyager World Elite Credit CardEmirates NBD | AED 500 cashbackActivate the card and spend AED 5,000 within 30 days of card issuance.Get AED 500 cashback after you activate the card and spend AED 5,000 within 30 days of card issuance. The card has to be approved and issued by 30 Oct 2026. Available only when you apply for the card through Kredit.Kredit exclusive | Reward offer | 2026-10-30 | AED 1,575 | AED 25,000 |
Tabby Cash CardTabby | 3% Cashback For Everyone Until 1 November 2026All Tabby Cash customers earn the 3% rate during the launch period, with no subscription.After 1 November 2026 the 3% rate applies only to Tabby Plus subscribers and drops to 1% for everyone else. The AED 200 monthly cashback cap applies throughout. | Reward offer | 2026-10-31 | AED 0 | AED 0 |
Marriott Bonvoy ADIB Visa Infinite CardAbu Dhabi Islamic Bank (ADIB) | 50,000 extra points for a limited timeApplications from 27 August to 30 November 2026, on the same USD 15,000 spend.Applications submitted between 27 August and 30 November 2026, with the card issued by 15 December 2026, earn a further 50,000 points on the same USD 15,000 spend condition — taking the welcome bonus to 200,000. | Reward offer | 2026-11-30 | AED 2,625 | AED 5,000 |
Up to AED 800 welcome cashbackEarn AED 600 after AED 6,000 spend in 60 days, plus two AED 100 activation bonuses.New primary cardholders (no HSBC primary card in the prior 6 months) earn AED 600 after AED 6,000 spend in 60 days, plus AED 100 for a first mobile-wallet payment and AED 100 for a first supplementary card. Apply by 31 Dec 2026. | Reward offer | 2026-12-31 | AED 313.95 | AED 5,000 | |
Aafaq Platinum Credit CardAafaq Islamic Finance | AED 250 Joining BonusSpend AED 10,000 within 60 days of card issuance and get an AED 250 credit to your account.For new customers approved during the campaign. Cash withdrawals, balance transfers and fees don't count toward the spend. Credited within 60 days of qualifying; excludes recently cancelled Aafaq cardholders. | Reward offer | Ongoing | AED 0 | AED 8,000 |
Aafaq World Elite Credit CardAafaq Islamic Finance | 20% cashback on Amazon, noon, Careem and TalabatEarn 20% cashback on spends at Amazon.ae, noon.com, Careem and Talabat for the first 90 days.Available on new cards for the first 90 days from issuance. Cashback is capped at AED 50 per merchant/month, up to AED 600 total across the offer period. Credited within 60 days of the transaction posting date. | Reward offer | Ongoing | AED 1,050 | AED 20,000 |
ADCB 365 Cashback Credit CardAbu Dhabi Commercial Bank (ADCB) | No Annual Feefor the first year | Fee waiver | Ongoing | AED 383.25 | AED 8,000 |
ADCB 365 Cashback Credit CardAbu Dhabi Commercial Bank (ADCB) | Welcome BonusAED 365 welcome bonus on spending AED 5,000 in the first 45 daysBonus is credited within 90 days of meeting eligibility criteria | Reward offer | Ongoing | AED 383.25 | AED 8,000 |
ADCB Essential Cashback Credit CardAbu Dhabi Commercial Bank (ADCB) | AED 350 welcome bonusEarn AED 350 cashback when you activate your card and meet the spend criteria.Welcome bonus terms are set by ADCB and may change. Refer to ADCB's published Essential Cashback offer page for the current criteria. | Reward offer | Ongoing | AED 0 | AED 5,000 |
ADCB Shukran Credit CardAbu Dhabi Commercial Bank (ADCB) | Up to AED 1,200 in ShukransAED 1,200 for UAE Nationals, AED 1,000 for residents, after AED 8,000 spend.Earn up to AED 1,200 in Shukrans (AED 1,200 for UAE Nationals, AED 1,000 for residents, AED 200 for existing cardholders) when you spend AED 8,000 within 60 days of card issuance. | Reward offer | Ongoing | AED 262.5 | AED 5,000 |
ADCB Talabat Credit CardAbu Dhabi Commercial Bank (ADCB) | Welcome BonusGet AED 500 as talabat credit after spending AED 2,500 within 45 days of card issuance.Credited to the primary cardholder’s talabat Pay account within 90 days; one-time reward. | Reward offer | Ongoing | AED 0 | AED 5,000 |
ADCB TouchPoints Infinite Credit CardAbu Dhabi Commercial Bank (ADCB) | 15,000 bonus TouchPointsBonus TouchPoints after AED 15,000 eligible spend in a month.Receive 15,000 bonus TouchPoints in an eligible month when you spend AED 15,000 or more. | Reward offer | Ongoing | AED 1,050 | AED 40,000 |
ADCB Traveller Credit CardAbu Dhabi Commercial Bank (ADCB) | AED 2,000 Expedia VoucherGet an AED 2,000 Expedia.ae hotel voucher after paying the annual fee and spending AED 15,000 within 60 days.Issued within 60 days of the first-year fee payment. Redeem once at expedia.ae/adcb for the base room rate (excl. taxes) on one room, at eligible hotels worldwide. Valid 6 months from issue; some properties excluded. | Reward offer | Ongoing | AED 1,575 | AED 20,000 |
ADIB SHARE Infinite Credit CardAbu Dhabi Islamic Bank (ADIB) | 10,000 SHARE PointsWorth AED 1,000, credited within 60 days of your first annual fee payment.New ADIB SHARE Infinite Credit Card holders receive 10,000 SHARE Points (AED 1,000 value at 10 SHARE Points = AED 1) credited to their account within 60 days of paying the first annual fee. | Reward offer | Ongoing | AED 1,048.95 | AED 5,000 |
ADIB SHARE Visa Platinum CardAbu Dhabi Islamic Bank (ADIB) | 2,000 SHARE PointsWorth AED 200, credited within 60 days of your first annual fee payment.Earn 2,000 SHARE Points (AED 200 at 10 SHARE Points = AED 1) on activation and your first retail transaction within 30 days of card issuance. Not applicable on card reissuance if already credited. | Reward offer | Ongoing | AED 208.95 | AED 5,000 |
ADIB SHARE Visa Platinum CardAbu Dhabi Islamic Bank (ADIB) | Double SHARE Points for 90 DaysNew applicants earn 6% (instead of 3%) at Carrefour and MAF venues for 90 days after card issuance.For new applications submitted 15 May-31 Dec 2026 (issued by 15 Jan 2027): the Carrefour/Majid Al Futtaim rate doubles from 3% to 6% in SHARE Points for 90 days after issuance. Other spend is unaffected. | Reward offer | Ongoing | AED 208.95 | AED 5,000 |
Ajman Bank LIFE World Credit CardAjman Bank | AED 1,000 Welcome CashbackAED 1,000 cashback for new LIFE World cardholdersEarn AED 1,000 cashback when you spend AED 10,000 within 60 days from card issuance date. For new cardholders only. | Reward offer | Ongoing | AED 630 | AED 20,000 |
Ajman Bank LIFE World Credit CardAjman Bank | Annual Fee WaiverAnnual fee waived with AED 5,000 retail spend in first 60 daysThe AED 630 annual membership fee is waived if you complete AED 5,000 in retail purchases within 60 days of card issuance. | Fee waiver | Ongoing | AED 630 | AED 20,000 |
Ajman Bank ULTRACASH Credit CardAjman Bank | Welcome BonusUp to AED 500 as cashback.Earn up to AED 500 as cashback in the first months of card usage. | Reward offer | Ongoing | AED 315 | AED 10,000 |
Al Masraf World Elite Credit CardAl Masraf | Annual fee waived for lifeNo annual fee from year two onwards with AED 10,000+ average monthly spend.The first-year annual fee is waived on issuance. From the second year, the annual fee is waived for life provided the cardholder maintains an average monthly spend of AED 10,000 or more; otherwise up to AED 787.50 per annum applies. | Fee waiver | Ongoing | AED 787.5 | AED 50,000 |
0% Balance Transfer & Cash-on-Call0% interest on 6- or 12-month Balance Transfer and Cash-on-Call plans, applied within 30 days of card issuance.Apply via the CBD Mobile App within 30 days of card issuance. One-time processing fee: 1.99% (6-month) or 2.99% (12-month). Offer valid until 31 December 2026. | Balance transfer | Ongoing | AED 0 | AED 5,000 | |
0% Balance Transfer & Cash-on-Call0% interest on Balance Transfer and Cash-on-Call for 6 or 12 months.Move balances from other cards or access Cash-on-Call at 0% interest on a 6- or 12-month plan, if activated within 30 days of card issuance. | Balance transfer | Ongoing | AED 525 | AED 5,000 | |
90-day Smiles UnlimitedComplimentary 90-day Smiles Unlimited subscription for new cardholders.New cardholders receive a 90-day complimentary subscription to Smiles Unlimited, CBD's tier within the Smiles loyalty programme. | Reward offer | Ongoing | AED 525 | AED 5,000 | |
Free first yearNo annual fee in year one; AED 525/year from year two.First-year annual fee is waived. From year two, AED 525/year applies, waived if annual retail spend reaches AED 24,000. | Fee waiver | Ongoing | AED 525 | AED 5,000 | |
No Annual Fee for the first yearAED 420 annual fee applies from the second year.The first year is free; the recurring annual fee is AED 420 thereafter. | Fee waiver | Ongoing | AED 420 | AED 5,000 | |
First year freeNo annual fee in the first year.The annual fee is waived in the first year, and reversed in later years when prior-12-month retail spend reaches AED 100,000. | Fee waiver | Ongoing | AED 787.5 | AED 15,000 | |
AED 200Get 20,000 Yes Rewards worth AED 200 as a welcome gift.Offer valid for new cardholders on meeting minimum spend of 1 AED within 90 days of the card issuance. | Reward offer | Ongoing | AED 208.95 | AED 5,000 | |
Citi Cashback Credit CardCitibank | AED 150 Joining Bonusupon meeting minimum spend criteria.Applicable only to new Citi Credit Card customers who spend AED 7,500 in the first 90 days. | Reward offer | Ongoing | AED 315 | AED 8,000 |
Citi Cashback Credit CardCitibank | Waived Annual Feefor the first year | Fee waiver | Ongoing | AED 315 | AED 8,000 |
Citi Premier Credit CardCitibank | AED 750 Welcome BonusGet an AED 750 statement credit after spending AED 10,000 within 60 days of card issuance.New Citi customers applying directly on citibank.ae earn an AED 750 statement credit after AED 10,000 spend within 60 days of card issuance. Third-party or affiliate applications do not qualify. | Reward offer | Ongoing | AED 787.5 | AED 15,000 |
Citi Rewards Credit CardCitibank | AED 300 Statement CreditGet AED 300 back after spending AED 6,000 within 60 days of approval.Available to new Citi credit card customers who apply directly through citibank.ae. Spend AED 6,000 within 60 days of card approval to receive a AED 300 statement credit. | Reward offer | Ongoing | AED 315 | AED 8,000 |
0% Balance Transfer for 6 months0% interest on transferred balances for the first 6 months.Transfer an outstanding balance from another card and pay 0% interest for the first 6 months. A balance transfer fee of up to 4.20% of the transferred amount applies. | Balance transfer | Ongoing | AED 210 | AED 5,000 | |
First Year FreeNo annual fee in your first year.The AED 525 annual membership fee for the Deem World Mastercard is waived for your first year from card issuance. | Fee waiver | Ongoing | AED 525 | AED 25,000 | |
DIB SHAMS Infinite Credit CardDubai Islamic Bank | 20% at five online merchantsUp to AED 150 per month for the first three calendar months.Earn 20% on eligible Amazon, Deliveroo, Dubai Now, noon and Talabat transactions. Cashback is capped at AED 25 per merchant and AED 150 total per month for the first three calendar months. | Reward offer | Ongoing | AED 0 | AED 20,000 |
DIB SHAMS Infinite Credit CardDubai Islamic Bank | 200,000 Wala'a RewardsSpend USD 15,000 in the first 90 days.New-to-card customers approved by 31 December 2026 can earn 200,000 Wala'a Rewards, worth AED 1,000 at the card's travel, hotel and bill-payment redemption rate. | Reward offer | Ongoing | AED 0 | AED 20,000 |
Dubai First Cashback Credit CardDubai First | Free Family StaycationGet a free 1-night staycation to Ras Al Khaimah at Rixos Bab Al Bahr for 2 adults and 2 children up to 12 years old.Apply by 30 September 2025 and spend AED 10,000 within 60 days of card issuance. Includes all-inclusive access at premium restaurants, private beach access, multiple pools, water activities, and luxury amenities. | Flight benefit | Ongoing | AED 418.95 | AED 5,000 |
Dubai First Cashback Credit CardDubai First | No Annual Feefor the first year for UAE Nationals and customers with salary of AED 50,000+. | Fee waiver | Ongoing | AED 418.95 | AED 5,000 |
Emirates Islamic Amazon Platinum Credit CardEmirates Islamic | Welcome BonusUp to AED 500 for Prime members or up to AED 200 for non-Prime membersPrime members earn AED 250 on retail spend plus AED 250 on international spend within the first 60 days of card issuance; non-Prime members earn AED 100 on each. Valid for cards issued between 23 May 2026 and 31 October 2026. | Reward offer | Ongoing | AED 0 | AED 5,000 |
Emirates Islamic Amazon World Credit CardEmirates Islamic | Welcome BonusAED 750 for Prime members or AED 300 for non-Prime membersMinimum spend of AED 10,000 required within first 60 days of card approval. | Reward offer | Ongoing | AED 0 | AED 15,000 |
Emirates Islamic Barça Cashback Credit CardEmirates Islamic | Exclusive FC Barcelona ExperiencesWin Camp Nou tickets and signed merchandiseFC Barcelona cardholders get access to money-can't-buy experiences, including the chance to win match tickets at Camp Nou and signed merchandise. Experiences run as periodic campaigns — check the EI+ app for current draws. | Reward offer | Ongoing | AED 0 | AED 5,000 |
Emirates Islamic Emarati Credit CardEmirates Islamic | 100,000 EI SmartMiles Welcome Bonus100,000 EI SmartMiles (worth AED 1,000) on AED 30,000 spendEarn 100,000 EI SmartMiles, worth AED 1,000, when you spend AED 30,000 within 60 days of card approval. Alternatively, earn 50,000 EI SmartMiles when you spend AED 15,000 within the same window. | Reward offer | Ongoing | AED 0 | AED 12,000 |
Emirates Islamic Etihad Guest Ameera Credit CardEmirates Islamic | 20,000 Etihad Guest MilesWelcome bonus of 20,000 Etihad Guest Miles.Earn 20,000 Etihad Guest Miles as a welcome bonus on the Ameera card. | Reward offer | Ongoing | AED 733.95 | AED 12,000 |
Emirates Islamic Etihad Guest Platinum Credit CardEmirates Islamic | 5,000 Etihad Guest MilesWelcome bonus of 5,000 Etihad Guest Miles.Earn 5,000 Etihad Guest Miles as a welcome bonus on the Platinum card. | Reward offer | Ongoing | AED 208.95 | AED 5,000 |
Emirates Islamic Etihad Guest Premium Credit CardEmirates Islamic | Up to 55,000 Etihad Guest MilesWelcome bonus of up to 55,000 Etihad Guest Miles.Earn up to 55,000 Etihad Guest Miles as a welcome bonus on the Premium card. | Reward offer | Ongoing | AED 2,625 | AED 20,000 |
Emirates Islamic Etihad Guest Saqer Credit CardEmirates Islamic | 30,000 Etihad Guest MilesWelcome bonus of 30,000 Etihad Guest Miles.Earn 30,000 Etihad Guest Miles as a welcome bonus on the Saqer card. | Reward offer | Ongoing | AED 943.95 | AED 12,000 |
Emirates Islamic Flex Credit CardEmirates Islamic | 10,000 EI SmartMiles Welcome Bonus10,000 EI SmartMiles on card approvalEarn 10,000 EI SmartMiles as a welcome bonus. Emirates Islamic has not published a minimum spend condition for this bonus. | Reward offer | Ongoing | AED 0 | AED 5,000 |
Emirates Islamic Skywards Infinite Credit CardEmirates Islamic | Current annual-fee offerAED 999 recurring fee, waived at AED 150,000 annual spend.For cards issued under the offer through 30 September 2026, the first-year fee is reversed after AED 30,000 spend within 180 days; from year two, AED 999 applies unless annual spend reaches AED 150,000. | Fee waiver | Ongoing | AED 999 | AED 20,000 |
Emirates Islamic Switch Cashback Credit CardEmirates Islamic | First Year FreeNo annual fee for the first yearAnnual fee of AED 313.95 waived for the first year. Subsequently waived with AED 30,000 annual spend. | Fee waiver | Ongoing | AED 313.95 | AED 10,000 |
Emirates NBD Skywards Visa Debit CardEmirates NBD | 25,000 Skywards Milesafter payment of the joining feeThe published product page awards 25,000 Skywards Miles after the joining fee is paid. | Reward offer | Ongoing | AED 2,520 | AED 0 |
ENBD Darna Infinite Privilege Credit CardEmirates NBD | Up to 25,000 Darna Points15,000 points on fee payment plus 10,000 points after early spend.Earn 15,000 Darna Points on payment of joining fees and another 10,000 Darna Points when you spend AED 30,000 in the first 3 months. | Reward offer | Ongoing | AED 2,625 | AED 50,000 |
ENBD Darna Visa Infinite Credit CardEmirates NBD | Up to 15,000 Darna Points7,500 points on fee payment plus 7,500 points after eligible early spend.Earn 7,500 Darna Points on payment of the joining fee and another 7,500 Darna Points when you spend AED 20,000 in the first 3 months. | Reward offer | Ongoing | AED 1,575 | AED 30,000 |
ENBD Darna Visa Signature Credit CardEmirates NBD | 3,000 Darna PointsEarn 3,000 points after AED 15,000 spend.Earn 3,000 Darna Points when you spend AED 15,000 in the first 3 months. | Reward offer | Ongoing | AED 315 | AED 12,000 |
ENBD Dnata Platinum Credit CardEmirates NBD | Up to AED 2,500 Travel VouchersTravel vouchers on card activationEarn travel vouchers worth up to AED 2,500 upon activating the card. | Reward offer | Ongoing | AED 525 | AED 5,000 |
ENBD Dnata World Credit CardEmirates NBD | Up to AED 2,500 Travel VouchersAED 1,000 on joining fee + AED 1,500 on spendAED 1,000 travel voucher on paying the joining fee, plus AED 1,500 travel voucher on retail spend of AED 25,000 within the first 3 billing statements. | Reward offer | Ongoing | AED 1,048.95 | AED 25,000 |
ENBD Duo Credit CardEmirates NBD | YouGotaGift VoucherUp to AED 400 YouGotaGift voucherRedeemable across brands in the UAE. Subject to terms and conditions. | Reward offer | Ongoing | AED 840 | AED 12,000 |
ENBD Etihad Guest Visa Elevate Credit CardEmirates NBD | Up to 200,000 Bonus Etihad Guest Miles40,000 on joining, up to 160,000 more on spendEarn 40,000 miles on payment of the joining fee, 60,000 miles on spending AED 90,000 within 6 months, and 100,000 miles on spending AED 120,000 within 6 months of card issuance. | Reward offer | Ongoing | AED 1,575 | AED 30,000 |
ENBD Go4it Gold Credit CardEmirates NBD | AED 200 VoucherAED 200 YouGotaGift voucherGift voucher of AED 200 from YouGotaGift, requiring AED 500 spend in the first billing cycle. | Reward offer | Ongoing | AED 103.95 | AED 6,000 |
ENBD Lulu 247 Platinum Credit CardEmirates NBD | 500 LuLu Points welcome bonusEarn 500 LuLu Points as a welcome bonus.New cardholders receive up to 500 LuLu Points as a welcome bonus, redeemable in-store at LuLu Hypermarket. | Reward offer | Ongoing | AED 0 | AED 12,000 |
ENBD Lulu 247 Titanium Credit CardEmirates NBD | 0% balance transfer0% balance transfer with no processing fee.Transfer existing card balances at 0% with no processing fee. | Balance transfer | Ongoing | AED 0 | AED 5,000 |
ENBD Marriott Bonvoy World EliteEmirates NBD | Up to 150,000 Marriott Bonvoy PointsWelcome bonus of up to 150,000 Marriott Bonvoy Points.Earn up to 150,000 Marriott Bonvoy Points as a welcome bonus on meeting the qualifying spend. | Reward offer | Ongoing | AED 1,575 | AED 25,000 |
ENBD Mastercard Platinum Credit CardEmirates NBD | AED 300 VoucherAED 300 YouGotaGift voucherWelcome offer of an AED 300 voucher from YouGotaGift, redeemable across brands in the UAE. | Reward offer | Ongoing | AED 0 | AED 12,000 |
ENBD noon One Visa Credit CardEmirates NBD | AED 500 welcome bonusAED 500 when you spend AED 5,000 in the first two months.Applicable only for new-to-bank or new-to-card customers who meet the AED 5,000 spend requirement within the first two months. | Reward offer | Ongoing | AED 0 | AED 5,000 |
ENBD SHARE Infinite Credit CardEmirates NBD | 10,000 SHARE PointsAED 1,000 welcome value after AED 40,000 spend.Earn 10,000 SHARE Points when you spend AED 40,000 in the first 3 months. | Reward offer | Ongoing | AED 1,575 | AED 30,000 |
ENBD SHARE Signature Credit CardEmirates NBD | 5,000 SHARE PointsAED 500 welcome value after AED 25,000 spend.Earn 5,000 SHARE Points when you spend AED 25,000 in the first 3 months. | Reward offer | Ongoing | AED 0 | AED 12,000 |
ENBD Skywards Infinite Credit CardEmirates NBD | Complimentary Rotana Rewards Exclusive Club MembershipAED 1,050 value in year-1 dining and stay perks.Complimentary Rotana Rewards Exclusive Club membership for year 1, worth AED 1,050 in value: an AED 250 dining certificate, up to 50% off the food bill, and up to 20% off beverages and room rates at participating Rotana properties. | Reward offer | Ongoing | AED 1,575 | AED 30,000 |
ENBD Skywards Infinite Credit CardEmirates NBD | Up to 100,000 Bonus Skywards Miles35,000 on joining, up to 65,000 more on spend milestones.Earn 35,000 Skywards Miles on joining-fee payment, 40,000 on min. USD 25,000 spend (first 3 statements), and 25,000 on min. USD 7,500 Emirates spend (first 12 statements). POS-activation required, year 1 only. | Reward offer | Ongoing | AED 1,575 | AED 30,000 |
ENBD Skywards Signature Credit CardEmirates NBD | Up to 40,000 Bonus Skywards MilesUp to 40,000 bonus Skywards Miles when you meet the joining and spend conditions.New Skywards Signature cardholders can earn up to 40,000 bonus Skywards Miles, subject to payment of the joining fee and meeting Emirates NBD's qualifying spend conditions. Exact spend tiers are not published on the official product page. | Reward offer | Ongoing | AED 735 | AED 12,000 |
ENBD U By Emaar Infinite Credit CardEmirates NBD | Up to 25,000 UPointsEarn up to 25,000 UPoints as welcome bonus.Welcome UPoints awarded upon meeting first spend milestone. See bank terms for details. | Reward offer | Ongoing | AED 1,575 | AED 30,000 |
First-year annual fee waivedPay no annual fee in the first year.The AED 1,575 annual fee is waived in the first year. The published annual fee applies from the second year. | Fee waiver | Ongoing | AED 1,575 | AED 30,000 | |
Up to 25,000 welcome UPointsDouble Emaar UPoints for 3 months plus a 10,000-UPoint spend bonus.Earn double UPoints at Emaar destinations for the first 3 months, plus 10,000 UPoints after USD 10,000 retail spend in the first 3 billing cycles — up to 25,000 UPoints total (AED 2,500 at 10 UPoints = AED 1). | Reward offer | Ongoing | AED 1,575 | AED 30,000 | |
ENBD Voyager World Credit CardEmirates NBD | 75,000 Voyager MilesEarn 75,000 Voyager Miles after AED 35,000 spend.Spend AED 35,000 within 3 months of issuance to earn the welcome offer. Offered in the first year only. | Reward offer | Ongoing | AED 0 | AED 12,000 |
ENBD Voyager World Elite Credit CardEmirates NBD | 150,000 Voyager MilesEarn 150,000 Voyager Miles after AED 70,000 spend.Spend AED 70,000 within 3 months of issuance to earn the welcome offer. Offered in the first year only. | Reward offer | Ongoing | AED 1,575 | AED 25,000 |
FAB ADNOC Rewards Credit CardFirst Abu Dhabi Bank (FAB) | AED 300 Welcome BonusEarn 300,000 ADNOC Rewards points (worth AED 300) when you sign up for a new credit card and pay the annual fee.The welcome bonus is credited to your account after you pay the annual fee. This is a guaranteed bonus, not subject to minimum spending requirements. | Reward offer | Ongoing | AED 315 | AED 5,000 |
FAB Blue Signature Credit CardFirst Abu Dhabi Bank (FAB) | AED 1,000 Welcome BonusAED 1,000 back in Al-Futtaim FAB Rewards after AED 20,000 spend in 2 monthsPromotional offer: earn AED 1,000 back in Al-Futtaim FAB Rewards when you spend AED 20,000 on your new Blue FAB Signature card within the first 2 months. Terms vary by campaign period. | Reward offer | Ongoing | AED 0 | AED 15,000 |
FAB Etihad Guest Infinite Credit CardFirst Abu Dhabi Bank (FAB) | 55,000 Etihad Guest Miles55,000 Etihad Guest Miles on card activation.Earn 55,000 Etihad Guest Miles once the card is activated, with no spend condition. | Reward offer | Ongoing | AED 2,625 | AED 30,000 |
FAB Etihad Guest Signature Credit CardFirst Abu Dhabi Bank (FAB) | Up to 70,000 Etihad Guest MilesJoining miles plus a spend-based bonus.Earn up to 70,000 Etihad Guest Miles — joining miles plus a bonus on meeting the qualifying retail spend. | Reward offer | Ongoing | AED 1,575 | AED 15,000 |
FAB Islamic Cashback Credit CardFirst Abu Dhabi Bank (FAB) | AED 300 Welcome CashbackAED 300 cashback after one qualifying transaction within 30 days of card issuance.New cardholders receive AED 300 cashback after making one qualifying retail transaction within 30 days of card issuance. Not available to customers re-applying for the card or who previously received the FAB Cashback (conventional) welcome bonus. | Reward offer | Ongoing | AED 315 | AED 5,000 |
FAB Rewards Active Credit CardFirst Abu Dhabi Bank (FAB) | 3 Months Free TOD StreamingSpend AED 3,000 in the first 30 days and get a TOD voucher.Voucher is sent within 30 days after meeting the spend target. Redeem on the dedicated TOD page to activate access. | Reward offer | Ongoing | AED 315 | AED 5,000 |
FAB SHARE Infinite Credit CardFirst Abu Dhabi Bank (FAB) | 10,000 bonus SHARE pointsReceive 10,000 SHARE points (worth AED 1,000) on card activation.For new cardholders on activation. See bankfab.com for eligibility terms. | Reward offer | Ongoing | AED 1,050 | AED 25,000 |
FAB SHARE Signature Credit CardFirst Abu Dhabi Bank (FAB) | 5,000 bonus SHARE pointsReceive 5,000 SHARE points (worth AED 500) on card activation.For new cardholders on activation. See bankfab.com for eligibility terms. | Reward offer | Ongoing | AED 525 | AED 10,000 |
FAB Travel Credit CardFirst Abu Dhabi Bank (FAB) | Free Flight Voucherto over 15 destinations on card activation. | Flight benefit | Ongoing | AED 1,575 | AED 20,000 |
No Annual Fee for Your First YearAED 1,050 annual fee waived for your first 12 months with HSBC Cash+.HSBC waives the AED 1,050 annual fee for your first year with the Cash+ card. From year two, it's waived again whenever your card spend reaches AED 24,000 or more that year. | Fee waiver | Ongoing | AED 1,050 | AED 30,000 | |
Invest Bank Platinum Credit CardInvest Bank | First Year FreeAnnual fee waived for the first yearAED 525 annual fee applies from the second year onwards | Fee waiver | Ongoing | AED 525 | AED 7,000 |
Marriott Bonvoy ADIB Visa Infinite CardAbu Dhabi Islamic Bank (ADIB) | 150,000 Marriott Bonvoy points100,000 on card issuance, plus 50,000 after USD 15,000 spend in 90 days.100,000 points are credited on card issuance. A further 50,000 follow once qualifying spend reaches USD 15,000 within 90 days of issuance. Supplementary cardholders and Signature upgraders do not qualify. | Reward offer | Ongoing | AED 2,625 | AED 5,000 |
Marriott Bonvoy ADIB Visa Signature CardAbu Dhabi Islamic Bank (ADIB) | 50,000 Marriott Bonvoy pointsAwarded as a sign-up bonus on the Signature card.New Marriott Bonvoy ADIB Visa Signature cardholders receive 50,000 Marriott Bonvoy points. ADIB publishes no minimum-spend condition for the Signature welcome bonus. | Reward offer | Ongoing | AED 523.95 | AED 5,000 |
Mashreq Cashback Credit CardMashreq Bank | Additional Cashback20% cashback on Netflix, Talabat, Careem and more for the first four months.Maximum cashback of AED 50 per merchant per month. | Reward offer | Ongoing | AED 0 | AED 5,000 |
Mashreq Cashback Credit CardMashreq Bank | Welcome BonusAED 500 cashback for new customers, AED 100 for existing customers.Bonus credited upon spending AED 5,000 within the first two months of card issuance. | Reward offer | Ongoing | AED 0 | AED 5,000 |
Mashreq Noon Credit CardMashreq Bank | Up to AED 500 Welcome BonusAED 500 for new Mashreq credit card customers; AED 100 for existing customers.Spend AED 5,000 or more in the first two months after card issuance. New Mashreq credit card customers receive AED 500; existing Mashreq credit card customers receive AED 100. | Reward offer | Ongoing | AED 0 | AED 5,000 |
Mashreq Platinum Plus Credit CardMashreq Bank | Up to AED 750 Welcome BonusAED 750 for new Mashreq card customers after AED 5,000 spend.New Mashreq credit-card customers receive AED 750, and existing card customers receive AED 200, after spending AED 5,000 in the first two months after issuance. | Reward offer | Ongoing | AED 313.95 | AED 5,000 |
Mashreq Solitaire Credit CardMashreq Bank | AED 2,500 Welcome BonusAED 2,500 cashback for new customers.Bonus credited upon spending AED 10,000 within the first two months of card issuance. | Reward offer | Ongoing | AED 1,575 | AED 25,000 |
RAKBANK Elevate Credit CardRAKBANK | First 3 months of Privilege freeTry Elevate's highest tier before monthly fees begin.Get the first three months of Elevate Privilege free. Activate the card and review the selected tier in the RAKBANK app; eligibility and bank terms apply. | Fee waiver | Ongoing | AED 617.4 | AED 35,000 |
50,000 RAKrewards Welcome Bonuson AED 10,000 minimum spend within the first 3 statement cycles.Earn 50,000 RAKrewards after spending AED 10,000 within the first 3 statement cycles from card issuance. | Reward offer | Ongoing | AED 0 | AED 15,000 | |
SIB Cashback Credit CardSharjah Islamic Bank | No Annual Feefor the first year | Fee waiver | Ongoing | AED 199 | AED 8,000 |
Tamayaz World Credit CardLiv Digital Bank by Emirates NBD | Welcome BonusAED 1,000 cashback equivalent bonus.Spend AED 40,000 in the first 60 days from card activation to receive the welcome bonus. | Reward offer | Ongoing | AED 735 | AED 15,000 |
The American Express Platinum Credit CardAmerican Express | 30,000 Membership Rewards welcome pointsCurrent welcome offer for new Platinum Credit Cardmembers.Receive 30,000 Membership Rewards points under the current Platinum Credit Card welcome offer. Eligibility and offer terms apply. | Reward offer | Ongoing | AED 735 | AED 21,250 |
UAB Titanium Credit CardUnited Arab Bank (UAB) | The Entertainer VIP KeyBuy-one-get-one-free offers on dining, attractions and more.Make one mobile-wallet payment and one taxi/food-delivery app transaction within 30 days of card receipt to receive a VIP Key via SMS within 45 days, unlocking BOGO offers on dining and attractions. | Reward offer | Ongoing | AED 315 | AED 6,000 |
UAB World Credit CardUnited Arab Bank (UAB) | The Entertainer VIP KeyBuy-one-get-one-free offers on dining, attractions and more.Make one mobile-wallet payment and one taxi/food-delivery app transaction within 30 days of card receipt to receive a VIP Key via SMS within 45 days, unlocking BOGO offers on dining and attractions. | Reward offer | Ongoing | AED 1,575 | AED 40,000 |
Dataset date: 2026-09-06. Expired dated offers are excluded.
Rows are read directly from each active card's structured welcome-offer section; the index does not scrape marketing prose or infer an offer from a card name. Cashback, points, miles, fee waivers, flight benefits and balance-transfer offers stay in their native units. No synthetic AED value is assigned unless the underlying card data already states one. A dated offer keeps its published valid-until date and is removed after that date in the UAE calendar. Annual fee and minimum salary are included as decision context, not as part of an offer-value score. Cite as "Kredit UAE Credit Card Welcome Offer Index, 2026".
This index shows the raw offer inventory. The canonical welcome-bonus page explains how to judge the spend hurdle, first-year fee and ongoing card value, then shortlists the strongest options. Compare the best welcome-bonus credit cards in the UAE.