Best Emirates NBD Travel Credit Cards — Miles, Lounges & Hotel Perks in the UAE
Compare Emirates NBD's travel credit cards.
Last updated:
The lineup spans a free lounge-access starter card, dedicated Voyager Miles cards, and airline or hotel co-brands with Etihad, Emirates Skywards, and Marriott. Almost every ENBD card includes some airport lounge access — the real choice is which loyalty currency (or none) fits how you actually travel.
Best free travel card
EMIRATES NBD
ENBD Voyager World Credit Card
≈ AED 16,386 potential value / year · incl. perks · incl. welcome bonus
3.9/5
No Annual Fee
6 Miles/AED on Voyager Portal
3 Miles/AED on other travel
Best Miles earn rate
EMIRATES NBD
ENBD Voyager World Elite Credit Card
≈ AED 27,949 potential value / year · incl. perks
No Annual Fee for the first year
12 Miles/AED on Voyager Portal
6 Miles/AED on other travel
Best for Emirates flyers
EMIRATES NBD
ENBD Skywards Infinite Credit Card
≈ AED 11,651 potential value / year · incl. perks
Annual Fee: AED 1,575
Bonus: Up to 100,000 Skywards Miles
Complimentary Emirates Skywards Silver membership
Best Emirates NBD Travel Credit Cards — Miles, Lounges & Hotel Perks in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
 | Free | AED 12,000 | Free-for-life Voyager Miles card — 6 Miles/AED on the ENBD travel portal, 75,000-Mile welcome bonus, airport lounge access |
 | AED 1,575 | AED 25,000 | Top Voyager tier — 12 Miles/AED on the portal, 150,000-Mile welcome bonus, fast-track and lounge access |
 | AED 1,575 | AED 30,000 | Up to 100,000 welcome Emirates Skywards Miles, complimentary Skywards Silver tier, airport lounge access |
 | AED 1,575 | AED 30,000 | Up to 200,000 Etihad Guest Miles across joining-fee and spend milestones, airport lounge access |
 | Free | AED 5,000 | Free-for-life card with travel and hotel cashback plus airport lounge access, from the lowest salary in this set |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Free | AED 12,000 | Free-for-life Voyager Miles card — 6 Miles/AED on the ENBD travel portal, 75,000-Mile welcome bonus, airport lounge access |
| AED 1,575 | AED 25,000 | Top Voyager tier — 12 Miles/AED on the portal, 150,000-Mile welcome bonus, fast-track and lounge access |
| AED 1,575 | AED 30,000 | Up to 100,000 welcome Emirates Skywards Miles, complimentary Skywards Silver tier, airport lounge access |
| AED 1,575 | AED 30,000 | Up to 200,000 Etihad Guest Miles across joining-fee and spend milestones, airport lounge access |
| Free | AED 5,000 | Free-for-life card with travel and hotel cashback plus airport lounge access, from the lowest salary in this set |
ENBD Voyager World Credit Card
Annual feeFree
Min. salaryAED 12,000
HighlightFree-for-life Voyager Miles card — 6 Miles/AED on the ENBD travel portal, 75,000-Mile welcome bonus, airport lounge access
ENBD Voyager World Elite Credit Card
Annual feeAED 1,575
Min. salaryAED 25,000
HighlightTop Voyager tier — 12 Miles/AED on the portal, 150,000-Mile welcome bonus, fast-track and lounge access
ENBD Skywards Infinite Credit Card
Annual feeAED 1,575
Min. salaryAED 30,000
HighlightUp to 100,000 welcome Emirates Skywards Miles, complimentary Skywards Silver tier, airport lounge access
ENBD Etihad Guest Visa Elevate Credit Card
Annual feeAED 1,575
Min. salaryAED 30,000
HighlightUp to 200,000 Etihad Guest Miles across joining-fee and spend milestones, airport lounge access
ENBD Darna Select Visa Credit Card
Annual feeFree
Min. salaryAED 5,000
HighlightFree-for-life card with travel and hotel cashback plus airport lounge access, from the lowest salary in this set
September Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Why choose ENBD Travel
1.
Lounge access is close to universal on this bank's cards
Nearly every card in ENBD's lineup — from the free Darna Select up to the premium Skywards Infinite — includes some airport lounge access. The differentiator is the loyalty currency and earn rate, not lounge access itself.
2.
Pick the currency, not just the card
Voyager Miles (flexible, redeemable through the ENBD travel portal or 10 transfer partners) suit travellers who don't fly one airline exclusively. Skywards and Etihad Guest cards suit loyal flyers of those two airlines specifically.
3.
A free tier exists at every travel-benefit level
Voyager World and Darna Select both carry no annual fee while still including lounge access and a welcome bonus — a paid annual fee is not required to get started.
26 cards in the UAE
EMIRATES NBD
ENBD U By Emaar Visa Infinite Emirati Credit Card
- Salary: AED 30,000+
- First year free
- UAE Nationals only
- Up to 25,000 welcome UPoints
- 7.5% value back at Emaar
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD U By Emaar Signature Credit Card
- Min Salary: AED 12,000
- Joining Fee: AED 525
- Annual Fee: AED 262.50
- 6.25% cashback on Emaar spends
- U By Emaar Gold Status
EMIRATES NBD
ENBD Skywards Signature Credit Card
- Salary: AED 12,000+
- Joining Fee: AED 1,573.95
- Annual Fee: AED 735
- Earn 40,000 bonus Skywards Miles.
- 1.5 Skywards Miles per USD on Emirates, flydubai
EMIRATES NBD
ENBD Duo Credit Card
- Salary: AED 12,000+
- Annual Fee: AED 840
- 5% rewards on grocery, utilities, telecom & fuel
- 0.5% on other spends
- Unlimited airport lounge access worldwide
EMIRATES NBD
ENBD U By Emaar Infinite Credit Card
- Salary: AED 30,000+
- Joining Fee: AED 2,625
- Annual Fee: AED 1,575
- Welcome Offer: Up to 25,000 UPoints
- U By Emaar Platinum Status
EMIRATES NBD
ENBD U By Emaar Family Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 1% cashback on all spends
- 5% cashback on Emaar spends
- Buy 1 Get 1 Free Movie Tickets.
EMIRATES NBD
ENBD Skywards Infinite Credit Card
- Salary: AED 30,000+
- Joining Fee: AED 3,148.95
- Annual Fee: AED 1,575
- Bonus: Up to 100,000 Skywards Miles
- Complimentary Emirates Skywards Silver membership
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
EMIRATES NBD
ENBD Darna Infinite Privilege Credit Card
- Salary: AED 50,000+
- Annual Fee: AED 2,625
- Welcome Offer: up to 25,000 Darna Points
- 10% back as Darna Points on all Aldar spends
- Complimentary Darna Invite only membership
EMIRATES NBD
ENBD SHARE Infinite Credit Card
- Salary: AED 30,000+
- Joining Fee: AED 1,575
- Annual Fee: AED 1,575
- 8% cashback at Majid Al Futtaim
- Welcome bonus: 10,000 SHARE Points
EMIRATES NBD
ENBD SHARE Signature Credit Card
- Salary: AED 12,000+
- No Annual Fee
- 6% cashback at Majid Al Futtaim
- 1% cashback on other spends
- Welcome bonus: 5,000 SHARE Points
EMIRATES NBD
ENBD Darna Visa Infinite Credit Card
- Salary: AED 30,000+
- Annual Fee: AED 1,575
- Welcome bonus: 7,500 Darna Points on payment of annual fee
- 10% cashback on all spends at Aldar destinations
- Complimentary Darna Platinum tier status
EMIRATES NBD
ENBD Darna Visa Signature Credit Card
- Salary: AED 12,000+
- Annual Fee: AED 315
- Welcome bonus: 3,000 Darna Points on payment of annual fee
- 7.5% cashback on all spends at Aldar destinations
- Complimentary Darna Gold tier status
EMIRATES NBD
ENBD Darna Select Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 6.25% cashback on all spends at Aldar destinations
- 0.75% cashback on spends at non-Aldar locations.
- Complimentary Darna Silver tier status
EMIRATES NBD
ENBD Visa Infinite Credit Card
- Salary: AED 30,000+
- Annual Fee: AED 1,575
- Up to 2 Points per AED 100 spent
- Unlimited lounge access for self + 1 guest.
- Complimentary Golf Access in the UAE.
EMIRATES NBD
ENBD Diners Club Credit Card
- Salary: AED 12,000+
- Annual Fee: AED 420
- Earn Plus Points on spending.
- Unlimited airport lounge access worldwide
- 30% discount at 2,000+ UAE restaurants
EMIRATES NBD
ENBD Lulu 247 Platinum Credit Card
- Salary: AED 12,000+
- No Annual Fee
- Up to 7% LuLu Points on spends.
- Welcome Offer: 500 LuLu Points
- Unlimited Lounge Access: 25+ lounges available.
EMIRATES NBD
ENBD Lulu 247 Titanium Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Earn LuLu Points: Up to 3.5% cashback.
- 0% Balance Transfer - No Fees
- Complimentary Lounge Access: 10+ lounges.
EMIRATES NBD
ENBD Mastercard Platinum Credit Card
- Salary: AED 12,000+
- No Annual Fee
- Unlimited lounge access
- 30% discount at 2000+ restaurants
- 40% discount at golf courses worldwide
EMIRATES NBD
ENBD Dnata Platinum Credit Card
- Salary: AED 5,000+
- Joining Fee: AED 525
- Annual Fee: AED 525
- Up to AED 1,000 travel vouchers.
- Up to 15% Dnata Points on spends
EMIRATES NBD
ENBD Dnata World Credit Card
- Salary: AED 25,000+
- Joining Fee: AED 1,048.95
- Annual Fee AED 1,048.95
- Welcome Offer: Up to AED 2,500 travel vouchers
- Earn 15% dnata Points on dnata spends.
EMIRATES NBD
ENBD Mastercard Titanium Credit Card
- Minimum Salary AED 5,000
- AED 420 annual fee
- AED 60,000 Job Loss Cover for 12 months
- Lounge access at 10+ regional airports.
- Exclusive travel and shopping deals.
EMIRATES NBD
ENBD Visa Flexi Credit Card
- Min Salary: AED 15,000
- AED 735 annual fee
- 1.5% Rewards on retail spends
- Lounge Access Included
- 30% discount at 2,000+ restaurants
EMIRATES NBD
ENBD Marriott Bonvoy World Elite
- Salary: AED 25,000+
- Annual Fee: AED 1,575
- Welcome Bonus: Up to 150,000 Points
- 6 points per USD 1 at Marriott hotels
- Gold Elite Status with Marriott
EMIRATES NBD
ENBD Etihad Guest Visa Elevate Credit Card
- Salary: AED 30,000+
- Joining Fee: AED 2,625
- Annual Fee: AED 1,575
- Welcome Offer: Up to 200,000 Miles
- 10 Miles per AED 10 spend on Etihad
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–50,000 |
| Residency | UAE resident with a valid Emirates ID and residence visa |
| Employment | Salaried employee (self-employed eligibility varies by product — confirm with ENBD) |
| Credit history | AECB credit check is performed on every application; a clean record improves approval chances |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–50,000 |
| Residency | UAE resident with a valid Emirates ID and residence visa |
| Employment | Salaried employee (self-employed eligibility varies by product — confirm with ENBD) |
| Credit history | AECB credit check is performed on every application; a clean record improves approval chances |
Salary and eligibility requirements vary by card and are subject to change. Always verify the latest key facts statement and rewards terms with Emirates NBD before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Emirates NBD Travel Credit Cards — Miles, Lounges & Hotel Perks in the UAE
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