Lifestyle
Merchant
Cinepolis cinemas
Enjoy 50% off at Cinepolis cinemas
Valid until 31 Dec 2026
Mashreq Cashback Credit Card
Unlimited cashback on every spend with no annual fee and free for life, plus dining rewards and a new-customer welcome bonus. Also includes exclusive partner offers.
Updated May 2026
≈ AED 676 value / year
Welcome offer
Welcome Bonus
AED 500 cashback for new customers, AED 100 for existing customers.
Bonus credited upon spending AED 5,000 within the first two months of card issuance.
Additional Cashback
20% cashback on Zomato, Netflix, and more for the first six months.
Maximum cashback of AED 50 per merchant per month.
Rewards
5%
on dining spends
Earn 5% cashback on all dining transactions, including restaurants and food delivery services, both locally and internationally, with no monthly or annual caps.
1%
on international transactions
Get 1% cashback on all international (non-AED) purchases with no caps.
0.33%
on essential services
Earn 0.33% cashback on government payments, utilities, education, charity, fuel, rental and telecom bills.
1%
on all other spends
Earn 1% unlimited cashback on all other local purchases.
Rewards Calculator
Eligibility
21
Minimum Age
5,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD Voyager World Credit Card
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
Offers
See all 275View offer
Lifestyle
Merchant
I SMILE DENTAL CENTER LLC
0% Easy Payment Plans available for 3, 6, 9 and 12 months
Valid until 3 Jan 2099
Lifestyle
Merchant
Emirates Skywards
Redeem for Skywards Miles
Valid until 2 Jul 2099
Lifestyle
Merchant
Etihad Guest Miles
Redeem for Guest Miles
Valid until 2 Jul 2099
Additional Benefits
Dining Offers
Unlimited dining discounts through DragonFly & Dine Programme.
Join the app for exclusive deals.
See full breakdownTravel Offers
Discover exclusive travel offers and discounts.
30% off at IMG Worlds of Adventure
30% off General Admission at the world's largest indoor theme park.
Redeemable multiple times at the ticket counter when paying with a Mashreq card. Kids under 1.05m enter free.
See full breakdownEasy Plan Instalments
Buy now, pay later with Easy Plan instalments.
Everyday Cashback (Visa Card-Linked Offers)
Up to 20% automated cashback at hundreds of participating merchants in the UAE and abroad.
Mashreq's Everyday Cashback program, launched with Visa and powered by Rezolve Ai, offers personalised cashback of up to 20% at participating merchants across the UAE and internationally. Discover, activate and track offers in the Mashreq mobile app. The program is available to eligible Mashreq UAE debit and credit cardholders; available merchants and cashback rates are personalised and shown in-app.
See full breakdownFees
Free
Joining Fee
Free
Annual Fee
Free
Supplementary Card Fee
Card Replacement FeeAED 78.8
Annual Percentage Rate46.2%
Minimum Monthly RepaymentAED 100*
*AED 100 or 5% of the outstanding balance whichever is higher
Over Limit FeeAED 303.45
Cash Advance FeeAED 210
Late Payment FeeAED 241.5
Foreign Currency Transaction Fee2.89%
International Transaction Fee2.89%
Pay Protect Insurance1.04%*
*1.04% of your monthly statement balance (+ VAT)
Similar cards
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback Credit Card
Salary: AED 5,000+
Free for life
Up to 2% Cashback on all spends
Instant redemption as Cashback or Miles
2 Free Movie Tickets + 20% off on F&B at VOX Cinemas
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback+ Credit Card
Salary: AED 15,000+
Annual Fee: AED 735
Up to 4% Cashback on all spends
Instant redemption as Cashback or Miles
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ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
Salary: AED 8,000+
Annual Fee: AED 383.25
6% cashback on dining (including online food orders)
5% cashback on fuel and Salik
3% cashback on groceries and supermarkets
SHARJAH ISLAMIC BANK
SIB Cashback Credit Card
Salary: AED 8,000+
No Annual Fee for the First Year
10% Cashback on online and digital wallet spends
2% Cashback on international spends
1% Cashback on domestic retail spends
DUBAI FIRST
Dubai First Cashback Credit Card
Salary: AED 5,000+
Annual Fee: AED 418.95
5% Cashback on groceries, dining and fuel
0.50% Cashback on international and domestic retail spends
Instant Cashback Redemption
Other credit cards from this bank
MASHREQ BANK
Mashreq Noon Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500
Free Delivery on Noon Express
Up to 5% cashback on noon purchases
MASHREQ BANK
Mashreq Solitaire Credit Card
Salary: AED 25,000+
Annual Fee AED 1,500 +5% VAT
Welcome Bonus: AED 2,500
6 points per AED on international purchases
Unlimited Fitness First Visits
MASHREQ BANK
Mashreq Platinum Elite Credit Card
Salary: AED 7,000+
Annual Fee AED 650 + 5% VAT
Welcome Bonus: AED 1,500
8 complimentary Fitness First visits/month
5 points/AED intl, 3 points/dining, 1 point/local
MASHREQ BANK
Mashreq IO Credit Card
Salary: AED 200,000+
Invitation Only
Annual Fee: AED 5,250
Welcome Offer: 3 million Vantage points
5 Vantage points on every spend
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