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ENBD Voyager World Elite Credit Card
Joining Fee
Free
Annual Fee
AED 1,575
Minimum Salary
AED 25,000

ENBD Voyager World Elite Credit Card

Earn 12 Voyager Miles per AED 1 spent on the Voyager Travel Portal, or 6 Miles per AED 1 on other eligible travel bookings.

Updated Sep 2026

≈ AED 27,949 potential value / year · incl. perks
WebsiteVisit ENBD Voyager World Elite Credit Card credit card website

At a glance

Welcome offer

Welcome bonus
150,000 Voyager Miles

Top benefits

Airport lounge
14/year
Airport transfers
4/year
Golf
2/month
Cinema
3/month
Valet parking4/month
Dining offers1/month
Concierge3/year
Visa services
Included
Global eSIM3/year
See all benefits

Fees and eligibility

Joining FeeFree
Annual FeeAED 1,575
Minimum SalaryAED 25,000
Monthly Purchase Rate
3.25%
International Transaction Fee (non-AED)
1.99%
See all fees

Rewards

CategoryEarnRate
Voyager Travel Portal
12 miles per AED
12%

12 miles per AED

Travel
6 miles per AED
6%

6 miles per AED

Grocery, Insurance, Car Dealers, Fast Food
0.25 miles per AED
0.25%

0.25 miles per AED

Fuel, Transportation +5 more
0.1 miles per AED
0.1%

0.1 miles per AED

All other spend
1 mile per AED
1%

1 mile per AED

CategoryEarnRate
Voyager Travel Portal
12 miles per AED
12%

12 miles per AED

Travel
6 miles per AED
6%

6 miles per AED

Grocery, Insurance, Car Dealers, Fast Food
0.25 miles per AED
0.25%

0.25 miles per AED

Fuel, Transportation +5 more
0.1 miles per AED
0.1%

0.1 miles per AED

All other spend
1 mile per AED
1%

1 mile per AED

Total rewards capped at 200,000 miles a month

See all rewards

Welcome offer

150,000 Voyager Miles

Earn 150,000 Voyager Miles after AED 70,000 spend.

Spend AED 70,000 within 3 months of issuance to earn the welcome offer. Offered in the first year only.

See full breakdown

Rewards

12Voyager Miles

per AED 1 on Voyager Travel Portal.

Earn 12 Voyager Miles for every AED 1 spent through the Voyager Travel Portal.

See full breakdown

6Voyager Miles

per AED 1 on other travel bookings.

Earn 6 Voyager Miles for every AED 1 spent on eligible travel bookings outside the Voyager Travel Portal.

See full breakdown

1Voyager Mile

per AED 1 on retail transactions.

Earn 1 Voyager Mile for every AED 1 spent on eligible retail purchases.

See full breakdown

0.25Voyager Miles

per AED 1 on grocery, dining, insurance & automotive.

These categories earn 25% of the base retail rate. Covers grocery, supermarkets, fast food, insurance, and car dealerships. This reduced rate also applies to retail spend originating in the European Union or United Kingdom, regardless of category.

See full breakdown

0.1Voyager Miles

per AED 1 on fuel, utilities, government & more.

These categories earn 10% of the base retail rate. Covers fuel, transit, government services, utilities, real estate, education, charity and telecom.

See full breakdown

Rewards Calculator

My Wallet

Already have the ENBD Voyager World Elite Credit Card?

Add it to your wallet, include any other cards you own, and see exactly where this card should be used.

Open My Wallet

Eligibility

21

Minimum Age

25,000AED

Minimum Income

UAE residency documents

Emirates NBD may request Emirates ID, passport copy, and a security cheque.

Documents ready

Emirates ID + passport with residence visa

Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.

Check your AECB report

Recent rejections or missed payments can stall approval

A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.

3 months of salary credits

Most banks want to see about three months of salary credited to a UAE account before approving a card.

Salary-transfer customers and applicants at preferred employers are often approved sooner. If you've just changed jobs, waiting for the third credit is the safer bet.

Offers

See all 219
Lifestyle

Merchant

Smart Global Domestic Workers Services Center L.L.C.

10% off domestic workers recruitment fees for all available nationalities.

Valid until 11 Nov 2026
View offer
Restaurants

Merchant

Esca Restauarants DMCC

Pressman's

Valid until 12 Nov 2026
View offer
Lifestyle

Merchant

Yinyang Connection Spa

10% off on all services

Valid until 14 Nov 2026
View offer
Restaurants

Merchant

Oliwino - W Dubai The Palm

25% discount on food and beverage

Valid until 19 Nov 2026
View offer

Additional Benefits

Airport lounge access

14 visits a year for you and one guest via Mastercard Travel Pass.

14 Mastercard Travel Pass lounge visits or airport dining offers a calendar year for the cardholder and one guest; later visits need a USD 1 international transaction in the prior 3 months.

See full breakdown

Airport transfers

4 domestic airport transfers yearly, plus international transfers.

Up to 4 domestic airport drops a year in the UAE via ENBD concierge, plus up to 4 international Executive Rides a year at selected airports via Thriwe. Needs AED 5,000 spend that month, else AED 500 per international ride.

See full breakdown

Courier and Vehicle Concierge

12 courier uses, 1 car service and 1 registration service per year.

The concierge includes up to 12 local courier services per year, 1 vehicle collection and delivery for servicing per year, and 1 vehicle-registration collection and delivery per year.

See full breakdown

Meet and greet

Complimentary international meet and greet.

International meet and greet at 60+ busy airports in Europe, Asia and the Middle East, up to 4 uses a year, each covering 2 passengers and 4 bags; arrivals and departures, 48 hours' notice. AED 5,000 monthly spend applies; below it, AED 500 a use.

See full breakdown

Airport fast track

3 fast track services yearly.

Book Fast Track through Mastercard Travel Pass for eligible airport security priority lanes.

See full breakdown

OneVasco visa services

Complimentary visa assistance.

4 complimentary OneVasco Premium travel visa applications a year; two family members in one booking count as two. AED 5,000 monthly spend applies; below it, AED 500 a use.

See full breakdown

Golf

2 complimentary rounds per month at 6 UAE courses.

Includes Arabian Ranches, Jebel Ali, The Track Meydan, Abu Dhabi City, Abu Dhabi Golf Club, and Sharjah Golf & Shooting Club. Requires AED 5,000 monthly spend; AED 30 processing fee per booking; no-show fee AED 249 and golf cart charges apply.

See full breakdown

Movie benefits

3 buy-one-get-one tickets per month.

Buy-one-get-one-free cinema tickets, up to 3 free tickets per month, subject to partner availability and spend terms.

See full breakdown

Valet parking

4 free Abu Dhabi valet services monthly.

Includes up to 4 free 1-hour valet services per month at select Abu Dhabi and Al Ain locations.

See full breakdown

Global e-SIM

1GB roaming data, 3 times a year.

Complimentary global e-SIM with 1GB of roaming data, available up to 3 times per year via the FlexiRoam app.

See full breakdown

Car rental discount

Up to 35% off car rentals and chauffeur services.

Save up to 35% on car rentals and chauffeur services with participating partners.

See full breakdown

Travel medical insurance

Cover up to USD 500,000.

Complimentary travel medical insurance with cover up to USD 500,000, plus Mastercard travel benefits and roadside assistance under card terms.

See full breakdown

Fees

Free

Joining Fee

1,575AED

Annual Fee

3.25%

Monthly Purchase Rate

3.25% per month (39.00% per annum).

Late Payment FeeAED 241.5*

*Charged per month if the minimum payment due is not received in full by the payment due date.

Over Limit FeeAED 292.95*

*Charged once during each billing cycle when the current balance exceeds the credit limit.

Cash Advance Fee3.15%*

*3.15% of the cash advance amount or AED 103.95, whichever is higher.

Installment ProcessingAED 51.45*

*Charged per transaction.

Installment Pre-closure1.05%*

*1.05% of principal outstanding.

International Transaction Fee (non-AED)1.99%*

*Bank currency conversion fee; network processing fees may also apply.

Foreign Currency Transaction Fee (AED abroad)1.99%*

*Applies when settling foreign currency transactions in UAE dirhams overseas.

Direct Debit Return FeeAED 105*

*Charged for returned cheque or direct debit handling.

Credit Shield Pro1.04%*

*Monthly premium on the credit card outstanding balance when enrolled.

Important Stuff

Key Facts Statement

Opens in a new tab

Voyager Terms and Conditions

Opens in a new tab

Voyager Benefits

Opens in a new tab

Frequently Asked Questions

Get answers to common questions about ENBD Voyager World Elite Credit Card credit card

Emirates NBD lists 150,000 Voyager Miles when you spend AED 70,000 within 3 months of issuance, in the first year only.

The highest rate is 12 Voyager Miles per AED 1 on the Voyager Travel Portal.

The Voyager benefits page lists 3 complimentary airport fast track services per year.

Yes. Voyager World Elite includes international meet and greet at 60+ busy airports in Europe, Asia and the Middle East, up to 4 uses a year, each covering 2 passengers, with AED 5,000 card spend in the month of use.

There's no cost to open the card — the joining fee, which covers year one, is nil. From the second year onwards, the annual fee is AED 1,575.

100 Voyager Miles equal AED 1 when redeemed for flights, hotels and travel through the Voyager Travel Portal in the ENBD X app. You can also transfer 1,000 Miles to 10 airline and hotel partners — for example 275 IHG One Rewards points, 125 Turkish Airlines Miles&Smiles miles, 320 Meliá Rewards points, or 140 flynas naSmiles — though most transfers are worth less than redeeming directly through the portal.

Yes. Voyager Miles are valid for 36 calendar months from the date they are earned.

ENBD Voyager World Elite has a monthly statement cap of 200,000 Voyager Miles, worth AED 2,000. Only the primary cardholder can redeem or transfer miles.

The listed minimum salary is AED 25,000. Final approval depends on Emirates NBD's credit and policy checks.

Retail spend originating in the European Union or United Kingdom earns the reduced 0.25 Voyager Miles per AED 1 rate, the same band as grocery, insurance, car dealerships and fast-food spend, regardless of the merchant category.

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