Restaurants
Merchant
31 Bar & Lounge
20% off on total bill
Valid until 31 Jul 2026
ENBD Voyager World Elite Credit Card
The ENBD Voyager World Elite Credit Card is a premium travel rewards card earning up to 12 Voyager Miles per AED 1. Also includes airport transfers, meet and greet, fast track, visa services, lounge access, golf and cinema perks.
Updated Dec 2025
≈ AED 3,144 value / year · incl. perks
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 25,000+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. ENBD Voyager World Elite Credit Card expects AED 25,000+ monthly income.
Documents ready
Emirates ID and passport with residence visa on hand. For salaried applicants at listed employers, income is usually verified automatically during the application.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Welcome offer
AED 500 cashback
Credited within 45 days of spend activation.
Kredit exclusiveGet AED 500 cashback credited within 45 days of spend activation. Available only when you apply for the card through Kredit.
See full breakdown150,000 Voyager Miles
Earn 150,000 Voyager Miles after AED 70,000 spend.
Spend AED 70,000 within the first 3 billing statements to earn the welcome offer. Offered in the first year only.
See full breakdownRewards
12Voyager Miles
per AED 1 on Voyager Travel Portal.
Earn 12 Voyager Miles for every AED 1 spent through the Voyager Travel Portal.
See full breakdown6Voyager Miles
per AED 1 on other travel bookings.
Earn 6 Voyager Miles for every AED 1 spent on eligible travel bookings outside the Voyager Travel Portal.
See full breakdown1Voyager Mile
per AED 1 on retail transactions.
Earn 1 Voyager Mile for every AED 1 spent on eligible retail purchases.
See full breakdown0.25Voyager Miles
per AED 1 on grocery, dining, insurance & automotive.
These categories earn 25% of the base retail rate. Covers grocery, supermarkets, fast food, insurance, and car dealerships.
See full breakdown0.1Voyager Miles
per AED 1 on fuel, utilities, government & more.
These categories earn 10% of the base retail rate. Covers fuel, transit, government services, utilities, real estate, education, charity and telecom.
See full breakdownRewards Calculator
Offers
See all 951View offer
Restaurants
Merchant
360 restaurant
20% off on total bill
Valid until 31 Jul 2026
Restaurants
Merchant
90 Centigrade Café
20% off on total bill
Valid until 31 Jul 2026
Restaurants
Merchant
Al Dana
20% off on total bill
Valid until 31 Jul 2026
Additional Benefits
Airport lounge access
14 visits per year for cardholder plus a guest.
Access 1,000+ participating lounges worldwide via Mastercard Travel Pass, up to 14 times per year including one guest.
See full breakdownAirport transfers
4 domestic and 4 international transfers yearly.
Up to 4 domestic and 4 international airport transfers per year via Thriwe. AED 5,000 monthly spend applies; service fees may apply below the spend threshold.
See full breakdownMeet and greet
4 international meet and greet services yearly.
Available for up to 2 passengers at 60+ major airports, with porter service for up to 4 bags per booking.
See full breakdownAirport fast track
3 fast track services yearly.
Book Fast Track through Mastercard Travel Pass for eligible airport security priority lanes.
See full breakdownOneVasco visa services
4 visa assistance services yearly.
Includes OneVasco application support. Each traveller counts as one use; AED 5,000 monthly spend applies.
See full breakdownGolf
2 complimentary rounds per month at 6 UAE courses.
Includes Arabian Ranches, Jebel Ali, The Track Meydan, Abu Dhabi City, Abu Dhabi Golf Club, and Sharjah Golf & Shooting Club. Requires AED 5,000 monthly spend; AED 30 processing fee per booking; no-show fee AED 249 and golf cart charges apply.
See full breakdownMovie benefits
3 buy-one-get-one tickets per month.
Buy-one-get-one-free cinema tickets, up to 3 free tickets per month, subject to partner availability and spend terms.
See full breakdownValet parking
4 free Abu Dhabi valet services monthly.
Includes up to 4 free 1-hour valet services per month at select Abu Dhabi and Al Ain locations.
See full breakdownGlobal e-SIM
1GB roaming data, 3 times a year.
Complimentary global e-SIM with 1GB of roaming data, available up to 3 times per year via the FlexiRoam app.
See full breakdownCar rental discount
Up to 35% off car rentals and chauffeur services.
Save up to 35% on car rentals and chauffeur services with participating partners.
See full breakdownTravel medical insurance
Cover up to USD 500,000.
Complimentary travel medical insurance with cover up to USD 500,000, plus Mastercard travel benefits and roadside assistance under card terms.
See full breakdownEligibility
21
Minimum Age
25,000AED
Minimum Income
UAE residency documents
Emirates NBD may request Emirates ID, passport copy, salary certificate or bank statements, and a security cheque.
Fees
Free
Joining Fee
1,575AED
Annual Fee
3.49%
Monthly Purchase Rate
3.49% per month (41.88% per annum).
Late Payment FeeAED 241.5*
*Charged per month if the minimum payment due is not received in full by the payment due date.
Over Limit FeeAED 292.95*
*Charged once during each billing cycle when the current balance exceeds the credit limit.
Cash Advance Fee3.15%*
*3.15% of the cash advance amount or AED 103.95, whichever is higher.
Installment ProcessingAED 51.45*
*Charged per transaction.
Installment Pre-closure1.05%*
*1.05% of principal outstanding.
International Transaction Fee (non-AED)1.99%*
*Bank currency conversion fee; network processing fees may also apply.
Foreign Currency Transaction Fee (AED abroad)1.99%*
*Applies when settling foreign currency transactions in UAE dirhams overseas.
Direct Debit Return FeeAED 105*
*Charged for returned cheque or direct debit handling.
Credit Shield Pro0.99%*
*Monthly premium on the credit card outstanding balance when enrolled.
Frequently Asked Questions
Get answers to common questions about ENBD Voyager World Elite Credit Card credit card
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