Start with annual fee and minimum salary, then compare reward rates, monthly caps, and exclusions. Use the card detail page for full terms before applying.
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Compare and explore airport transfer credit cards in the UAE for AED 35,000+ salary requirements. Find the best rewards, cashback offers, and benefits. Apply online instantly with Kredit.
See cardsJune Spotlight
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
23 cards in the UAE
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–35,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–35,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
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No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
No Annual Fee
4% cashback with Al Futtaim brands
0.75% cashback on other spends
Buy 1 get 1 movie ticket at VOX Cinemas
Annual Fee: AED 300
5% cashback on fashion, dining, groceries
3% cashback on international spends
1% cashback on other retail spends
MASHREQ BANK
Salary: AED 7,000+
Annual Fee AED 650 + 5% VAT
Welcome Bonus: AED 1,500
8 complimentary Fitness First visits/month
5 points/AED intl, 3 points/dining, 1 point/local
FIRST ABU DHABI BANK (FAB)
Salary: AED 8,000+
Annual Fee: AED 500
Welcome Bonus: 10,000 Miles
Earn 4 Etihad Miles per AED 10 spent.
2 free airport transfers/year
CITIBANK
Salary: AED 8,000+
No Annual Fee for the first year
3% Cashback on non-AED spends
2% Cashback on grocery/supermarket spends
1% Cashback on all other spend
AJMAN BANK
Salary: AED 10,000+
No Annual Fee (Free for Life)
50% cashback on refreshments & snacks
10% cashback on Amazon, Noon & Careem
5% cashback on dine-in
AJMAN BANK
Salary: AED 10,000+
Annual Fee: AED 600
Welcome Bonus: AED 1,000 cashback
50% cashback on refreshments & snacks
10% cashback on Amazon, Noon & Careem
EMIRATES NBD
Min Salary: AED 12,000
No Annual Fee
1.5% Rewards on retail spends
Lounge Access Included
30% discount at 2,000+ restaurants
EMIRATES ISLAMIC
Salary: AED 12,000+
Annual Fee: AED 699
Welcome Bonus: 20,000 Etihad Guest Miles
Up to 3 Etihad Guest Miles per USD spent
Fast-Track to Etihad Silver Status
EMIRATES NBD
Salary: AED 12,000+
No Annual Fee
Welcome Offer: 75,000 Voyager Miles
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
FIRST ABU DHABI BANK (FAB)
Salary: AED 15,000+
Annual Fee: AED 600
Exclusive for UAE nationals
Up to 15 FAB Rewards per AED spent
Free valet parking 5 times a month across the UAE
FIRST ABU DHABI BANK (FAB)
Salary: AED 15,000+
No Annual Fee
5% Cashback on Al-Futtaim Brands
1% FAB Rewards Cashback
0% Interest Plans & Balance Transfers
FIRST ABU DHABI BANK (FAB)
Salary: AED 15,000+
Free First Year, AED 1,500 After
Bonus: Up to 100,000 Etihad Miles
5.5 Etihad Miles per AED 10 spent
Fast track to Etihad Silver membership.
RAKBANK
Salary: AED 15,000+
No Annual Fee First Year
Exclusive for UAE nationals
50,000 RAKrewards Bonus
100% Cashback on Salik + DARB
EMIRATES ISLAMIC
Salary: AED 15,000+
No Annual Fee
Welcome Bonus: AED 750 on AED 10,000 spend in 60 days
Up to 6% back in Amazon Rewards on your spends with no cap
Up to 2 free items at Costa at Dubai airports
EMIRATES ISLAMIC
Salary: AED 20,000+
Annual Fee: AED 1,500
Welcome Bonus: Up to 55,000 Etihad Guest Miles
Up to 3.5 Etihad Guest Miles per USD spent
Fast-Track to Etihad Guest Gold Status
RAKBANK
Salary: AED 20,000+
No Annual Fee
RAKrewards on Every Spend
Cash Advance: Up to 80% of the credit limit
Free Supplementary Card
FIRST ABU DHABI BANK (FAB)
Salary: AED 25,000+
Annual Fee: AED 1,575
Free flight each year to over 15 destinations
12% cashback on flights and hotel bookings
No FX fees
MASHREQ BANK
Salary: AED 25,000+
Annual Fee AED 1,500 +5% VAT
Welcome Bonus: AED 2,500
6 points per AED on international purchases
Unlimited Fitness First Visits
INVEST BANK
Salary: AED 25,000+
Annual Fee: AED 1,575
Flat 3% cashback on all spends (up to AED 1,500/month)
Complimentary Airport Transfers with Careem
Complimentary 1 GB of data roaming with Flexiroam once a year
EMIRATES NBD
Salary: AED 25,000+
No Annual Fee for the first year
Welcome Offer: 150,000 Voyager Miles
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
FIRST ABU DHABI BANK (FAB)
Salary: AED 30,000+
Annual Fee: AED 2,500
Bonus: Up to 200,000 Etihad Guest Miles
7.5 Etihad Miles per AED 10 spent
Fast track to Etihad Gold membership.
EMIRATES ISLAMIC
Salary: AED 35,000+
Annual Fee: AED 5,500
Up to 3.5 Skywards Miles per USD spend
Fast track to Emirates Skywards Gold Tier
4 Complimentary Airport Transfers Annually
RAKBANK
Salary: AED 35,000+
Tier-based Monthly Fee
Up to 4% cashback on all your spends
Up to 3% value back on airline and hotel reward redemption
No Foreign Currency Fee
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Common questions about Best Airport Transfer Credit Cards for AED 35,000+ Salary in the UAE