Lifestyle
Merchant
The Bicester Collection
Exclusive shopping benefits and savings
Valid until 31 Aug 2026
FAB Cashback Credit Card
Earn up to 5% cashback on fashion, dining and groceries with no monthly cap on international cashback. Standard retail earns 1%.
≈ AED 2,603 value / year · incl. perks
Rewards
5%
cashback on fashion, dining & groceries
5% cashback on fashion, dining, and grocery spends. Capped at AED 150 per category per month. Minimum monthly spend of AED 1,000 required to earn cashback.
See full breakdown3%
cashback on international spends
3% cashback on all non-AED international transactions. Contributes to a combined global cashback cap of AED 1,000 per month.
See full breakdown1%
cashback on all other retail spends
1% cashback on all other eligible retail transactions. Combined global cashback cap of AED 1,000 per month applies across all categories.
See full breakdownRewards Calculator
Eligibility
21
Minimum Age
5,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD Voyager World Credit Card
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
Offers
See all 144View offer
Lifestyle
Merchant
Dubai Parks and Resorts
20% discount on entry tickets
Valid until 15 Sep 2026
Lifestyle
Merchant
Dubai Parks and Resorts
Enjoy a 20% discount on entry tickets
Valid until 15 Sep 2026
Lifestyle
Merchant
Dubai Parks and Resorts
Enjoy a 20% discount on entry tickets
Valid until 15 Sep 2026
Additional Benefits
Mastercard Travel Pass Lounge Access
Unlimited access to 1,000+ airport lounges worldwide
Complimentary unlimited access to over 1,000 airport lounges globally via Mastercard Travel Pass. Unlimited visits for primary cardholder.
Reel Cinema Discounted Tickets
2 discounted tickets per month at AED 20 each
Enjoy 2 discounted movie tickets per month at Reel Cinemas priced at AED 20 each. Standard ticket price applies for additional tickets.
Airport Transfers
4 complimentary airport transfers per year via Careem
4 complimentary airport transfers per year via Careem. Subject to availability and advance booking requirements.
Fees
Free
Joining Fee
315AED
Annual Fee
3.45%
Monthly Purchase Rate
3.45% per month (41.4% per annum)
Late Payment FeeAED 241.5
Cash Advance Fee3.15%*
*3.15% of transaction amount or AED 105 whichever is higher
International Transaction Fee (non-AED)1.99%*
*1.99% of transaction amount
Cash Advance3.15%*
*3.15% or AED 157.50 per transaction, whichever is higher. Finance charges on the withdrawn amount apply separately from the transaction date.
International Transactions2.61%*
*2.61% of the transaction value plus applicable Visa/Mastercard scheme charges. Not applicable on FAB Travel Card (bank and scheme charges) and Low-Rate Credit Card (bank charges).
Late PaymentAED 241.5*
*Charged if the minimum payment is not received by the due date.
Over-LimitAED 302.4*
*Charged when the outstanding balance exceeds the approved credit limit.
Card ReplacementAED 78.75
Credit Shield Plus1.04%*
*1.04% per month of the outstanding balance. Optional plan — enrolment required.
Wallet Shield0.42%*
*0.42% per month of the outstanding balance. Optional plan — enrolment required.
Accident Insurance0.26%*
*0.26% per month of the outstanding amount or AED 31.40, whichever is higher. Optional plan — enrolment required.
Instalment / Financing Plans3%*
*Up to 3% per month flat rate on booking amount. Easy Buys/ALOC: up to 4% transaction fee on total principal. Rate confirmed at time of booking.
Instalment Cancellation1.05%*
*1.05% of the principal outstanding amount, maximum AED 10,500.
Plan DefermentAED 262.5
Statement ReprintAED 26.25*
*Per statement reprinted.
Sales Draft CopyAED 26.25
Liability LetterAED 52.5
Transaction DisputeAED 105
Outstation ChequeAED 52.5
Returned ChequeAED 220.5
Minimum Payment5%*
*5% of the outstanding balance or AED 100, whichever is higher.
Payment DueFree*
*21–25 days from the statement date.
Other credit cards from this bank
FIRST ABU DHABI BANK (FAB)
FAB SHARE Platinum Credit Card
Salary: AED 5,000+
No Annual Fee
4% at malls & Carrefour
1% international
2-for-1 VOX monthly
FIRST ABU DHABI BANK (FAB)
FAB SHARE Signature Credit Card
Salary: AED 10,000+
Annual Fee: AED 525
5,000 bonus SHARE points
6% at malls & Carrefour
2-for-1 VOX 3× monthly
FIRST ABU DHABI BANK (FAB)
FAB SHARE Infinite Credit Card
Salary: AED 25,000+
Annual Fee: AED 1,050
10,000 bonus SHARE points
8% at malls & Carrefour
Free lounge access
FIRST ABU DHABI BANK (FAB)
FAB Rewards Active Credit Card
Salary: AED 5,000+
Annual Fee: AED 315
5 FAB Rewards per AED 1 on sports spending
2 FAB Rewards per AED 1 on domestic and international spending
25 FAB Rewards for every 1,000 daily steps in STEPPI (min 6,000 steps, capped at 10,000 steps/day)
FIRST ABU DHABI BANK (FAB)
FAB ADNOC Rewards Credit Card
Salary: AED 5,000+
Annual Fee: AED 315
15% back on ADNOC fuel spending
3% back on SALIK, DARB and Mawaqif
2% back on international spending
FIRST ABU DHABI BANK (FAB)
FAB Emirati Islamic Credit Card
Salary: AED 15,000+
Annual Fee: AED 630
Exclusive for UAE nationals
Up to 15 FAB Rewards per AED spent
Free valet parking 5 times a month across the UAE
Related Articles
Related Collections
Collections
Best grocery cards
Collections
Best cashback cards
Collections
Best mall shopping cards
Collections
Best Dubai Mall cards
Collections
Best dining cards
Collections
AED 5,000 salary cards
Collections
AED 8,000 salary cards
Collections
AED 10,000 salary cards
Collections
FAB cards
Collections
Best food delivery cards
Collections
Best LuLu credit cards
Collections
Best Union Coop credit cards
Collections
Best Kibsons credit cards
Collections
Best Namshi credit cards
Collections
Best Ounass credit cards
Collections
Best 6th Street credit cards
Collections
Best cards for Topgolf
Collections
Best Spinneys credit cards
Collections
Best Choithrams credit cards
Collections
Best Nesto Hypermarket credit cards
Collections
Best Al Maya credit cards
Collections
Best fashion credit cards
Collections
Best Zara credit cards
Collections
Best H&M credit cards
Collections
Best Centrepoint credit cards
Collections
Best coffee shop credit cards
Collections
Best Tim Hortons credit cards
Collections
Best Starbucks credit cards