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Please send feedback and feature requests to team@kredit.ae

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SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

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Mawarid World Credit Card Design

MAWARID FALAK TAYYEB FINANCE

Mawarid World Credit Card

  • AED 525 annual fee (waived on AED 30,000 spend)
  • 10% cashback on groceries, dine-in and fuel (AED 500/500/200 caps)
  • 2% on other eligible spends (AED 3,500 cap)
ExploreLearn more about Mawarid World Credit Card credit card benefits and featuresApplyApply for Mawarid World Credit Card credit card
Mawarid Platinum Credit Card Design

MAWARID FALAK TAYYEB FINANCE

Mawarid Platinum Credit Card

  • No Annual Fee
  • 10% cashback on groceries, dine-in and fuel (AED 250/250/150 caps)
  • 2% on other eligible spends (AED 2,500 cap)
ExploreLearn more about Mawarid Platinum Credit Card credit card benefits and featuresApplyApply for Mawarid Platinum Credit Card credit card
Mawarid Titanium Credit Card Design

MAWARID FALAK TAYYEB FINANCE

Mawarid Titanium Credit Card

  • No Annual Fee
  • 10% cashback on groceries, dine-in and fuel (AED 100 caps)
  • 2% on other eligible spends (AED 1,500 cap)
ExploreLearn more about Mawarid Titanium Credit Card credit card benefits and featuresApplyApply for Mawarid Titanium Credit Card credit card
Mashreq IO Credit Card Design

MASHREQ BANK

Mashreq IO Credit Card

  • Invitation Only
  • Annual Fee: AED 5,250
  • Hotel stay or 3 million Vantage points
  • 5 Vantage points on every spend
  • Unlimited airport transfers and valet parking
ExploreLearn more about Mashreq IO Credit Card credit card benefits and featuresApplyApply for Mashreq IO Credit Card credit card
Aafaq World Elite Credit Card Design

AAFAQ ISLAMIC FINANCE

Aafaq World Elite Credit Card

  • Salary: AED 20,000+
  • Annual Fee: AED 1,050 (first year free)
  • 5 points/AED online & dining
  • 3 points/AED international
  • 20% welcome cashback on Amazon, noon, Careem, Talabat
ExploreLearn more about Aafaq World Elite Credit Card credit card benefits and features
Aafaq Titanium Credit Card Design

AAFAQ ISLAMIC FINANCE

Aafaq Titanium Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 210 (waived on AED 5k spend)
  • Balance Transfer, Finance on Phone & EPP
  • Mastercard Priceless offers
ExploreLearn more about Aafaq Titanium Credit Card credit card benefits and featuresApplyApply for Aafaq Titanium Credit Card credit card
SIB Cashback Credit Card Design
3.8/5

SHARJAH ISLAMIC BANK

SIB Cashback Credit Card

  • Salary: AED 8,000+
  • No Annual Fee for the First Year
  • 10% Cashback on online and digital wallet spends
  • 2% Cashback on international spends
  • 1% Cashback on domestic retail spends
ExploreLearn more about SIB Cashback Credit Card credit card benefits and features
Emirates NBD Skywards Visa Debit Card Design
DEBIT

EMIRATES NBD

Emirates NBD Skywards Visa Debit Card

  • 2–5 Miles per USD
  • Balance AED 500,000+
  • Unlimited lounge access
  • 4 airport transfers/year
ExploreLearn more about Emirates NBD Skywards Visa Debit Card credit card benefits and featuresApplyApply for Emirates NBD Skywards Visa Debit Card credit card
ENBD noon One Visa Credit Card Design
4.1/5

EMIRATES NBD

ENBD noon One Visa Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • AED 500 bonus on AED 5,000
  • 20% back in credits on noon Food
  • 5% back in credits on noon
ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
Emirates Islamic Flex Elite Credit Card Design
3.8/5

EMIRATES ISLAMIC

Emirates Islamic Flex Elite Credit Card

  • Salary: AED 15,000+
  • Annual Fee: AED 735
  • EI SmartMiles welcome offer
  • 3.75% cashback on international spend
  • Unlimited rounds of golf
ExploreLearn more about Emirates Islamic Flex Elite Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Flex Elite Credit Card credit card
ADIB SHARE Visa Platinum Card Design

ABU DHABI ISLAMIC BANK (ADIB)

ADIB SHARE Visa Platinum Card

  • Salary: AED 5,000+
  • Annual Fee: AED 208.95
  • Welcome bonus: 2,000 SHARE Points
  • Double SHARE Points (6%) at Carrefour/MAF for 90 days on new signups
  • 3% back in SHARE Points at Carrefour and Majid Al Futtaim destinations
ExploreLearn more about ADIB SHARE Visa Platinum Card credit card benefits and features
Invest Bank Platinum Credit Card Design

INVEST BANK

Invest Bank Platinum Credit Card

  • Salary: AED 5,000+
  • No Annual Fee for the first year
  • Flat 3% cashback on all spends (up to AED 1,000/month)
  • Access to 25+ VIP Airport Lounges
  • 20% off Careem rides (3 rides/month)
ExploreLearn more about Invest Bank Platinum Credit Card credit card benefits and featuresApplyApply for Invest Bank Platinum Credit Card credit card
Emirates Islamic Switch Cashback Credit Card Design
LIMITED OFFER

EMIRATES ISLAMIC

Emirates Islamic Switch Cashback Credit Card

  • Salary: AED 5,000+
  • No Annual Fee for the first year
  • Welcome Offer: AED 500 Cashback points
  • Up to 8% cashback on your spends
  • Switch between Lifestyle or Travel cashback category
ExploreLearn more about Emirates Islamic Switch Cashback Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Switch Cashback Credit Card credit card
Mashreq Noon Credit Card Design
LIMITED OFFER

MASHREQ BANK

Mashreq Noon Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • Welcome Bonus: AED 500
  • Free Delivery on Noon Express
  • Up to 5% cashback on noon purchases
ExploreLearn more about Mashreq Noon Credit Card credit card benefits and featuresApplyApply for Mashreq Noon Credit Card credit card
CBD Super Saver Credit Card Design
LIMITED OFFER

CBD

CBD Super Saver Credit Card

  • Salary: AED 5,000+
  • No Annual Fee for the first year
  • Up to 10% Cashback on Bills, Education, Fuel.
ExploreLearn more about CBD Super Saver Credit Card credit card benefits and features
ADCB 365 Cashback Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB 365 Cashback Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 383.25
  • 6% cashback on dining (including online food orders)
  • 5% cashback on fuel and Salik
  • 3% cashback on groceries and supermarkets
ExploreLearn more about ADCB 365 Cashback Credit Card credit card benefits and featuresApplyApply for ADCB 365 Cashback Credit Card credit card
ENBD Voyager World Credit Card Design
EXCLUSIVE OFFER
3.9/5

EMIRATES NBD

ENBD Voyager World Credit Card

  • Salary: AED 12,000+
  • 75,000 Miles on AED 35,000
  • No Annual Fee
  • 6 Miles/AED on Voyager Portal
  • 3 Miles/AED on other travel
ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
Ajman Bank LIFE World Credit Card Design

AJMAN BANK

Ajman Bank LIFE World Credit Card

  • Salary: AED 20,000+
  • Annual Fee: AED 630
  • Welcome Bonus: AED 1,000 cashback
  • 50% cashback on specified entertainment MCCs
  • 10% cashback on Amazon, Noon & Careem
ExploreLearn more about Ajman Bank LIFE World Credit Card credit card benefits and featuresApplyApply for Ajman Bank LIFE World Credit Card credit card
ENBD Skywards Signature Credit Card Design

EMIRATES NBD

ENBD Skywards Signature Credit Card

  • Salary: AED 12,000+
  • Joining Fee: AED 1,573.95
  • Annual Fee: AED 735
  • Up to 40,000 bonus Miles
  • 1.5 Miles/USD on Emirates
ExploreLearn more about ENBD Skywards Signature Credit Card credit card benefits and features
ENBD Duo Credit Card Design

EMIRATES NBD

ENBD Duo Credit Card

  • Salary: AED 12,000+
  • Annual Fee: AED 840
  • 5% rewards on grocery, utilities & fuel
  • 0.5% on other spends
  • Unlimited airport lounge access worldwide
ExploreLearn more about ENBD Duo Credit Card credit card benefits and featuresApplyApply for ENBD Duo Credit Card credit card
ENBD U By Emaar Infinite Credit Card Design

EMIRATES NBD

ENBD U By Emaar Infinite Credit Card

  • Salary: AED 30,000+
  • Joining Fee: AED 2,625
  • Annual Fee: AED 1,575
  • Welcome Offer: Up to 25,000 UPoints
  • U By Emaar Platinum Status
ExploreLearn more about ENBD U By Emaar Infinite Credit Card credit card benefits and featuresApplyApply for ENBD U By Emaar Infinite Credit Card credit card
ENBD U By Emaar Family Credit Card Design

EMIRATES NBD

ENBD U By Emaar Family Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • 1% cashback on all spends
  • 5% cashback on Emaar spends
  • Buy 1 Get 1 Free Movie Tickets.
ExploreLearn more about ENBD U By Emaar Family Credit Card credit card benefits and featuresApplyApply for ENBD U By Emaar Family Credit Card credit card
ENBD Skywards Infinite Credit Card Design

EMIRATES NBD

ENBD Skywards Infinite Credit Card

  • Salary: AED 30,000+
  • Joining Fee: AED 3,148.95
  • Annual Fee: AED 1,575
  • Up to 100,000 bonus Miles
  • Skywards Silver membership
ExploreLearn more about ENBD Skywards Infinite Credit Card credit card benefits and features
Emirates Islamic Cashback Plus Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Cashback Plus Credit Card

  • Salary: AED 12,000+
  • Annual Fee: AED 313.95
  • Up to 10% cashback on groceries, education, dining, telecom
  • Unlimited airport lounge access
  • 2 rounds of complimentary golf per month
ExploreLearn more about Emirates Islamic Cashback Plus Credit Card credit card benefits and features