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AboutBest credit cardsMy CardsOffersKredit PerksBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppNew to the UAESecure CollectContact us

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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FAB SHARE Infinite Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB SHARE Infinite Credit Card

  • Salary: AED 25,000+
  • Annual Fee: AED 1,050
  • 10,000 bonus SHARE points
  • 8% at malls & Carrefour
  • Free lounge access
ExploreLearn more about FAB SHARE Infinite Credit Card credit card benefits and features
Ruya Mastercard Cashback Credit Card Design

RUYA COMMUNITY ISLAMIC BANK

Ruya Mastercard Cashback Credit Card

  • Salary: AED 5,000+
  • Waived Annual Fee for the first year
  • 2% cashback on eligible purchases (up to AED 500/month)
  • Fully digital onboarding
  • Shari’ah-compliant
ExploreLearn more about Ruya Mastercard Cashback Credit Card credit card benefits and featuresApplyApply for Ruya Mastercard Cashback Credit Card credit card
FAB Rewards Active Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Rewards Active Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 315
  • 5 FAB Rewards per AED 1 on sports spending
  • 2 FAB Rewards per AED 1 on domestic and international spending
  • 25 FAB Rewards for every 1,000 daily steps in STEPPI (min 6,000 steps, capped at 10,000 steps/day)
ExploreLearn more about FAB Rewards Active Credit Card credit card benefits and featuresApplyApply for FAB Rewards Active Credit Card credit card
ADIB SHARE Infinite Credit Card Design

ABU DHABI ISLAMIC BANK (ADIB)

ADIB SHARE Infinite Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 1,048.95
  • Welcome bonus: 10,000 SHARE Points
  • 12% back in SHARE Points for the first 3 months
  • 6% back in SHARE Points at Carrefour and Majid Al Futtaim destinations
ExploreLearn more about ADIB SHARE Infinite Credit Card credit card benefits and featuresApplyApply for ADIB SHARE Infinite Credit Card credit card
FAB ADNOC Rewards Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB ADNOC Rewards Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 315
  • 15% back on ADNOC fuel spending
  • 3% back on SALIK, DARB and Mawaqif
  • 2% back on international spending
ExploreLearn more about FAB ADNOC Rewards Credit Card credit card benefits and featuresApplyApply for FAB ADNOC Rewards Credit Card credit card
ENBD Voyager World Elite Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Elite Credit Card

  • Salary: AED 25,000+
  • 150,000 Miles on AED 70,000
  • No Annual Fee for the first year
  • 12 Miles/AED on Voyager Portal
  • 6 Miles/AED on other travel
ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features
FAB Emirati Islamic Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Emirati Islamic Credit Card

  • Salary: AED 15,000+
  • Annual Fee: AED 630
  • Exclusive for UAE nationals
  • Up to 15 FAB Rewards per AED spent
  • Free valet parking 5 times a month across the UAE
ExploreLearn more about FAB Emirati Islamic Credit Card credit card benefits and featuresApplyApply for FAB Emirati Islamic Credit Card credit card
Emirates Islamic Amazon World Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Amazon World Credit Card

  • Salary: AED 15,000+
  • No Annual Fee
  • Welcome Bonus: AED 750 on AED 10,000 spend in 60 days
  • Up to 6% back in Amazon Rewards on your spends with no cap
  • Up to 2 free items at Costa at Dubai airports
ExploreLearn more about Emirates Islamic Amazon World Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Amazon World Credit Card credit card
HSBC Live+ Credit Card Design
LIMITED OFFER

HSBC

HSBC Live+ Credit Card

  • Salary: AED 5,000+
  • First year fee-free
  • Up to AED 800 welcome cashback
  • 6% dining cashback
  • 5% fuel cashback
ExploreLearn more about HSBC Live+ Credit Card credit card benefits and featuresApplyApply for HSBC Live+ Credit Card credit card
ADIB Cashback Covered Credit Card Design

ABU DHABI ISLAMIC BANK (ADIB)

ADIB Cashback Covered Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 103.95
  • 4% cashback on groceries, fuel, education, dining and utility spends
  • Four Free Supplementary cards
  • Road Side Assistance once a Year​​​​
ExploreLearn more about ADIB Cashback Covered Credit Card credit card benefits and featuresApplyApply for ADIB Cashback Covered Credit Card credit card
Dubai First Cashback Credit Card Design

DUBAI FIRST

Dubai First Cashback Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 418.95
  • 5% Cashback on groceries, dining and fuel
  • 0.50% Cashback on international and domestic retail spends
  • Instant Cashback Redemption
ExploreLearn more about Dubai First Cashback Credit Card credit card benefits and featuresApplyApply for Dubai First Cashback Credit Card credit card
ADCB Private World Elite Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Private World Elite Credit Card

  • Salary: AED 200,000+
  • Exclusive to clients of ADCB Private
  • Annual Fee: AED 7,875
  • Up to 4 TouchPoints per AED spent
  • Low foreign currency transaction fee of 0.99%
ExploreLearn more about ADCB Private World Elite Credit Card credit card benefits and featuresApplyApply for ADCB Private World Elite Credit Card credit card
ENBD Darna Infinite Privilege Credit Card Design

EMIRATES NBD

ENBD Darna Infinite Privilege Credit Card

  • Salary: AED 50,000+
  • Annual Fee: AED 2,625
  • Welcome Offer: up to 25,000 Darna Points
  • 10% back as Darna Points on all Aldar spends
  • Complimentary Darna Invite only membership
ExploreLearn more about ENBD Darna Infinite Privilege Credit Card credit card benefits and featuresApplyApply for ENBD Darna Infinite Privilege Credit Card credit card
Mashreq IO Credit Card Design

MASHREQ BANK

Mashreq IO Credit Card

  • Salary: AED 200,000+
  • Invitation Only
  • Annual Fee: AED 5,250
  • Welcome Offer: 3 million Vantage points
  • 5 Vantage points on every spend
ExploreLearn more about Mashreq IO Credit Card credit card benefits and featuresApplyApply for Mashreq IO Credit Card credit card
UAB Platinum Credit Card Design

UNITED ARAB BANK (UAB)

UAB Platinum Credit Card

  • Salary: AED 5,000+
  • No Annual Fee for the first year
  • Welcome Offer: ENTERNAINER subscription
  • Up to 5% cashback on groceries and fuel
  • 100% casbhack on video streaming subscription
ExploreLearn more about UAB Platinum Credit Card credit card benefits and featuresApplyApply for UAB Platinum Credit Card credit card
Mawarid World Elite Credit Card Design

MAWARID FALAK TAYYEB FINANCE

Mawarid World Elite Credit Card

  • Salary: AED 15,000+
  • AED 1,050 annual fee (waived on AED 50,000 spend)
  • 10% cashback on groceries, dining and fuel (AED 750/750/250 caps)
  • 2% cashback on all other spends (AED 5,000 cap)
ExploreLearn more about Mawarid World Elite Credit Card credit card benefits and featuresApplyApply for Mawarid World Elite Credit Card credit card
Mawarid World Credit Card Design

MAWARID FALAK TAYYEB FINANCE

Mawarid World Credit Card

  • Salary: AED 15,000+
  • AED 525 annual fee (waived on AED 30,000 spend)
  • 10% cashback on groceries, dining and fuel (AED 500/500/200 caps)
  • 2% cashback on all other spends (AED 3,500 cap)
ExploreLearn more about Mawarid World Credit Card credit card benefits and featuresApplyApply for Mawarid World Credit Card credit card
Mawarid Platinum Credit Card Design

MAWARID FALAK TAYYEB FINANCE

Mawarid Platinum Credit Card

  • Salary: AED 15,000+
  • No Annual Fee
  • 10% cashback on groceries, dining and fuel (AED 250/250/150 caps)
  • 2% cashback on all other spends (AED 2,500 cap)
ExploreLearn more about Mawarid Platinum Credit Card credit card benefits and featuresApplyApply for Mawarid Platinum Credit Card credit card
Mawarid Titanium Credit Card Design

MAWARID FALAK TAYYEB FINANCE

Mawarid Titanium Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • 10% cashback on groceries, dining and fuel (AED 100 caps)
  • 2% cashback on all other spends (AED 1,500 cap)
ExploreLearn more about Mawarid Titanium Credit Card credit card benefits and featuresApplyApply for Mawarid Titanium Credit Card credit card
Al Hilal Cashback Credit Card Design

AL HILAL BANK

Al Hilal Cashback Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • 5% cashback on 2 categories from the following: dining, groceries, fuel, international and education
  • 1% cashback on all other retail transactions except government spends
  • Complimentary airport lounge access to over 25 lounges worldwide
ExploreLearn more about Al Hilal Cashback Credit Card credit card benefits and featuresApplyApply for Al Hilal Cashback Credit Card credit card
ADCB Islamic Emirati Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Islamic Emirati Credit Card

  • Salary: AED 8,000+
  • Annual Fee: AED 945
  • Exclusive for UAE nationals
  • 7% cashback on 7 categories
  • 1% cashback on all other domestic and international spends
ExploreLearn more about ADCB Islamic Emirati Credit Card credit card benefits and features
ADCB Shukran Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Shukran Credit Card

  • Salary: AED 5,000+
  • No Annual Fee for the first year
  • Welcome Bonus: up to AED 1,200
  • 10% back as Shukrans on spends at Shukran brands
  • Up to 1.5% back as Shukrans on all other spends
ExploreLearn more about ADCB Shukran Credit Card credit card benefits and featuresApplyApply for ADCB Shukran Credit Card credit card
Emirates Islamic Etihad Guest Platinum Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Etihad Guest Platinum Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 208.95
  • Welcome Bonus: 5,000 Etihad Guest Miles
  • 2 Etihad Guest Miles per USD spent
  • 2 Complimentary Inflight WiFi vouchers per year
ExploreLearn more about Emirates Islamic Etihad Guest Platinum Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Etihad Guest Platinum Credit Card credit card
Emirates Islamic Etihad Guest Ameera Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Etihad Guest Ameera Credit Card

  • Salary: AED 12,000+
  • Annual Fee: AED 733.95
  • Welcome Bonus: 20,000 Etihad Guest Miles
  • Up to 3 Etihad Guest Miles per USD spent
  • Fast-Track to Etihad Silver Status
ExploreLearn more about Emirates Islamic Etihad Guest Ameera Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Etihad Guest Ameera Credit Card credit card