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Best Rewards Points Credit Cards for AED 25,000+ Salary
Compare and explore rewards points credit cards in the UAE for AED 25,000+ salary requirements.
See cardsAugust Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD Voyager World Credit Card
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
45 cards in the UAE
TABBY
Tabby Card
Use anywhere with up to AED 10,000 to spend
Monthly Fee: up to AED 49
5% cashback on selected categories with Plus
Split payments in 4
Additional cashback with selected partners
FIRST ABU DHABI BANK (FAB)
FAB Du Titanium Credit Card
Salary: AED 5,000+
No Annual Fee
10% cashback on du bills
10% cashback on data packages
10% off du Easy Payment Plans
FIRST ABU DHABI BANK (FAB)
FAB Manchester City Titanium Credit Card
Salary: AED 5,000+
No Annual Fee
Win trips to Etihad Stadium.
Win Tickets
Special Discounts Available
FIRST ABU DHABI BANK (FAB)
FAB SHARE Platinum Credit Card
Salary: AED 5,000+
No Annual Fee
4% at malls & Carrefour
1% international
2-for-1 VOX monthly
MASHREQ BANK
Mashreq Platinum Plus Credit Card
Salary: AED 5,000+
Annual Fee: AED 313.95
10 points/AED on everyday categories
4 lounge visits/year
EMIRATES ISLAMIC
Emirates Islamic Flex Credit Card
Salary: AED 5,000+
No Annual Fee
10,000 EI SmartMiles Welcome Bonus
Up to 2.25 EI SmartMiles per AED 1 spend
Up to 2 Buy 1 Get 1 complimentary movie tickets each month
EMIRATES NBD
ENBD Go4it Gold Credit Card
Salary: AED 5,000+
No Annual Fee
5 points per AED 400 weekend spend
Use Card as Nol Card.
Free Rides on Dubai Ferry
FIRST ABU DHABI BANK (FAB)
FAB Rewards Indulge Card
Salary: AED 5,000+
No Annual Fee
20,000 FAB Rewards Bonus on spending AED 10,000 or more each month
5 FAB Rewards on online spends
1 FAB Reward on all other spends
FIRST ABU DHABI BANK (FAB)
FAB Rewards Active Credit Card
Salary: AED 5,000+
Annual Fee: AED 315
5 FAB Rewards per AED 1 on sports spending
2 FAB Rewards per AED 1 on domestic and international spending
25 FAB Rewards for every 1,000 daily steps in STEPPI (min 6,000 steps, capped at 10,000 steps/day)
EMIRATES NBD
ENBD Darna Select Visa Credit Card
Salary: AED 5,000+
No Annual Fee
6.25% cashback on all spends at Aldar destinations
0.75% cashback on spends at non-Aldar locations.
Complimentary Darna Silver tier status
EMIRATES NBD
ENBD SHARE Platinum Credit Card
Salary: AED 5,000+
No Annual Fee
4% cashback with Al Futtaim brands
0.75% cashback on other spends
Buy 1 get 1 movie ticket at VOX Cinemas
FIRST ABU DHABI BANK (FAB)
FAB Z Credit Card
Salary: AED 5,000+
No Annual Fee for the first year
Free Careem Plus & Noon One for 1 year
20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more
No FX fees abroad
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Shukran Credit Card
Salary: AED 5,000+
No Annual Fee for the first year
Welcome Bonus: up to AED 1,200
10% back as Shukrans on spends at Shukran brands
Up to 1.5% back as Shukrans on all other spends
ABU DHABI ISLAMIC BANK (ADIB)
ADIB SHARE Infinite Credit Card
Salary: AED 5,000+
Annual Fee: AED 1,048.95
Welcome bonus: 10,000 SHARE Points
12% back in SHARE Points for the first 3 months
6% back in SHARE Points at Carrefour and Majid Al Futtaim destinations
ABU DHABI ISLAMIC BANK (ADIB)
ADIB SHARE Visa Platinum Card
Salary: AED 5,000+
Annual Fee: AED 208.95
Welcome bonus: 2,000 SHARE Points
6% back in SHARE Points for the first 3 months
3% back in SHARE Points at Carrefour and Majid Al Futtaim destinations
FIRST ABU DHABI BANK (FAB)
FAB ADNOC Rewards Credit Card
Salary: AED 5,000+
Annual Fee: AED 315
15% back on ADNOC fuel spending
3% back on SALIK, DARB and Mawaqif
2% back on international spending
FIRST ABU DHABI BANK (FAB)
FAB Blue Platinum Credit Card
Salary: AED 8,000+
No Annual Fee
5% Cashback on Al-Futtaim Brands
1% FAB Rewards Cashback
0% Interest Plans
CITIBANK
Citi Rewards Credit Card
Salary: AED 8,000+
No Annual Fee for the first year
10,000 bonus points annually post payment of annual fee
1.5 Points on grocery and non-AED spends
1 Point on local spends
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB TouchPoints Platinum Credit Card
Salary: AED 8,000+
No Annual Fee for the First Year
10,000 Touchpoints for spends of AED 10,000
Vox Cinema Buy one Get one offer
20% off on talabat orders
RAKBANK
RAKBANK High Flyer Platinum Credit Card
Salary: AED 10,000+
No Annual Fee
20,000 AirRewards Bonus Points
Complimentary Annual Ticket
Free Airport Transfers
AL MASRAF
Al Masraf Platinum Credit Card
Salary: AED 10,000+
Annual Fee: AED 157.50
Al Masraf Points, no cap
4 lounge visits/year
booking.com, Talabat & Trip.com offers
EMIRATES NBD
ENBD U By Emaar Signature Credit Card
Min Salary: AED 12,000
Joining Fee: AED 525
Annual Fee: AED 262.50
6.25% cashback on Emaar spends
U By Emaar Gold Status
EMIRATES NBD
ENBD Duo Credit Card
Salary: AED 12,000+
Annual Fee: AED 840
5% rewards on grocery, utilities, telecom & fuel
0.5% on other spends
Unlimited airport lounge access worldwide
EMIRATES ISLAMIC
Emirates Islamic Skywards Signature Credit Card
Salary: AED 12,000+
Annual Fee: AED 735
Up to 1.5 Skywards Miles per USD spent
Unlimited complimentary access to over 1000 airport lounges
1 complimentary valet parking monthly
EMIRATES ISLAMIC
Emirates Islamic Emarati Credit Card
Salary: AED 12,000+
No Annual Fee
Exclusive for UAE nationals
Welcome Bonus: AED 1,000 as EI SmartMiles
Up to 3.75 EI SmartMiles per AED 1
EMIRATES NBD
ENBD Lulu 247 Platinum Credit Card
Salary: AED 12,000+
No Annual Fee
Up to 7% LuLu Points on spends.
Welcome Offer: 500 LuLu Points
Unlimited Lounge Access: 25+ lounges available.
EMIRATES NBD
ENBD Darna Visa Signature Credit Card
Salary: AED 12,000+
Annual Fee: AED 315
Welcome bonus: 3,000 Darna Points on payment of annual fee
7.5% cashback on all spends at Aldar destinations
Complimentary Darna Gold tier status
EMIRATES NBD
ENBD SHARE Signature Credit Card
Salary: AED 12,000+
No Annual Fee
6% cashback with Al Futtaim brands
1% cashback on other spends
Welcome bonus: 5,000 SHARE Points
EMIRATES NBD
ENBD Voyager World Credit Card
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
FIRST ABU DHABI BANK (FAB)
FAB Emirati Islamic Credit Card
Salary: AED 15,000+
Annual Fee: AED 630
Exclusive for UAE nationals
Up to 15 FAB Rewards per AED spent
Free valet parking 5 times a month across the UAE
FIRST ABU DHABI BANK (FAB)
FAB Blue FAB Signature Credit Card
Salary: AED 15,000+
No Annual Fee
5% Cashback on Al-Futtaim Brands
1% FAB Rewards Cashback
0% Interest Plans & Balance Transfers
EMIRATES ISLAMIC
Emirates Islamic Flex Elite Credit Card
Salary: AED 15,000+
Annual Fee: AED 735
EI SmartMiles welcome offer
3.75% cashback on international spend
Unlimited rounds of golf
CBD
CBD Visa Infinite Credit Card
Salary: AED 15,000+
No Annual Fee over AED 100,000 spends
3 Points per 1 AED spent
Free Golf Rounds
50% Off Cinema Tickets
CITIBANK
Citi Premier Credit Card
Salary: AED 15,000+
Annual Fee: AED 787.50
10,000 bonus points annually post payment of annual fee
3 Points on non-AED spends
2 Points on local spends
DUBAI ISLAMIC BANK
DIB SHAMS Infinite Credit Card
Salary: AED 20,000+
First year fee-free
10 points/AED dining + travel
Fitness First access
4 airport transfers/year
EMIRATES ISLAMIC
Emirates Islamic Etihad Guest Premium Credit Card
Salary: AED 20,000+
Annual Fee: AED 2,625
Welcome Bonus: Up to 55,000 Etihad Guest Miles
Up to 3.5 Etihad Guest Miles per USD spent
Fast-Track to Etihad Guest Gold Status
EMIRATES ISLAMIC
Emirates Islamic Skywards Infinite Credit Card
Salary: AED 20,000+
No Annual Fee for the first year
Up to 2 Skywards Miles per USD spent
Unlimited complimentary access to over 1000+ airport lounges
Automatic Skywards Silver Membership Upgrade
RAKBANK
RAKislamic World Credit Card
Salary: AED 20,000+
No Annual Fee
RAKrewards on Every Spend
Cash Advance: Up to 80% of the credit limit
Free Supplementary Card
AMERICAN EXPRESS
The American Express Platinum Credit Card
Salary: AED 21,250+
Annual Fee: AED 735
Earn 2 points for every AED 4 spent
12 Priority Pass lounge visits per year
10% cashback every month, up to AED 600 annually
EMIRATES NBD
ENBD Marriott Bonvoy World Elite
Salary: AED 25,000+
Annual Fee: AED 1,575
Welcome Bonus: Up to 150,000 Points
6 points per US$1 at Marriott hotels
Gold Elite Status with Marriott
FIRST ABU DHABI BANK (FAB)
FAB SHARE Infinite Credit Card
Salary: AED 25,000+
Annual Fee: AED 1,050
10,000 bonus SHARE points
8% at malls & Carrefour
Free lounge access
FIRST ABU DHABI BANK (FAB)
FAB Travel Credit Card
Salary: AED 25,000+
Annual Fee: AED 1,575
Free flight each year to over 15 destinations
12% cashback on flights and hotel bookings
No FX fees
MASHREQ BANK
Mashreq Solitaire Credit Card
Salary: AED 25,000+
Annual Fee AED 1,500 +5% VAT
Welcome Bonus: AED 2,500
6 points per AED on international purchases
Unlimited Fitness First Visits
EMIRATES NBD
ENBD Voyager World Elite Credit Card
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
AL MASRAF
Al Masraf World Credit Card
Salary: AED 25,000+
Annual Fee: AED 525
Al Masraf Points, no cap
8 lounge visits/year
Travel insurance & supplementary cards
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–25,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–25,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Rewards Points Credit Cards for AED 25,000+ Salary in the UAE
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