For unlimited lounge access and flexible miles, Citi Prestige is the long-standing top pick (AED 30,000 salary). For Etihad flyers, ADCB or FAB Etihad Guest Infinite earns direct miles. For Emirates flyers, ENBD Skywards Infinite or Liv Cashback (with miles conversion) work better.
Best Travel Credit Cards in the UAE
Top UAE travel credit cards compared: Citi Prestige, ENBD Voyager Elite, ADCB/FAB Etihad Guest Infinite — miles, lounges, FX markup, and welcome bonuses.
See cards
CITIBANK
Citi Prestige Credit Card
10,000 bonus points annually post payment of annual fee
3 Points on non-AED spends
2 Points on local spends
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Etihad Guest Infinite Credit Card
Welcome Bonus: 60,000 Etihad Guest Miles
Up to 3 Etihad Guest Miles per 1 USD
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Traveller Credit Card
10% Cashback on airline tickets
10% Cashback on hotel stays
MASHREQ BANK
Mashreq Solitaire Credit Card
Welcome Bonus: AED 2,500
6 points per AED on international purchases
Best Travel Credit Cards in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 1,500 | AED 30,000 | Long-standing premium travel card — unlimited Priority Pass, concierge, ThankYou Points convertible to airline miles |
 | Premium | AED 50,000 | Top ENBD travel tier — up to 12 Voyager Miles per AED 1, fast-track, visa services, golf and cinema perks |
 |
June Spotlight
Liv by Emirates NBD
Liv by Emirates NBD offers fully digital credit cards designed for everyday spenders and lifestyle-focused users. The lineup covers cashback-led options and Tamayaz travel rewards, giving users flexibility across groceries, dining, travel, and online spending.
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback Credit Card
Why choose Travel Credit Cards in the UAE
1.
Direct airline miles vs flexible points
Etihad Guest Infinite (ADCB/FAB) and Skywards Infinite (ENBD) earn airline-specific miles. Citi Prestige earns ThankYou Points convertible across multiple airlines — better if you don't fly exclusively with one carrier.
2.
Lounge access models differ
Priority Pass (Citi Prestige, ENBD Voyager Elite) covers 1,300+ lounges globally with unlimited visits. Etihad-branded cards typically grant access to Etihad lounges plus selected Priority Pass entries.
3.
FX markup is the hidden travel cost
Most UAE credit cards charge 2-3.5% FX markup on foreign currency purchases. Some travel cards offer reduced or zero FX markup — check the rate sheet before assuming travel-card status means low FX cost.
7 cards in the UAE
Sort by
CITIBANK
Citi Prestige Credit Card
Salary: AED 30,000+
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 12,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 12,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
Not sure which card to pick?
Try the UAE Credit Card Picker
Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.
