Best Cashback Credit Cards for AED 5,000+ Salary
Compare and explore cashback credit cards in the UAE for AED 5,000+ salary requirements.
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August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
- Get 20% back as noon credits when you spend on noon food
- Get 5% back as noon credits when you spend on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles after AED 35,000 spend
- No Annual Fee
- 6 Voyager Miles on every AED spent on Voyager Travel Portal
- 3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles after AED 70,000 spend
- No Annual Fee for the first year
- 12 Voyager Miles on every AED spent on Voyager Travel Portal
- 6 Voyager Miles on every AED spent on other travel bookings
46 cards in the UAE
TABBY
Tabby Card
- Use anywhere with up to AED 10,000 to spend
- Monthly Fee: up to AED 49
- 5% cashback on selected categories with Plus
- Split payments in 4
- Additional cashback with selected partners
ZIINA
Ziina Card
- Free by default; Violet plan AED 100/month
- No FX fee on non-AED spend (Violet)
- Cashback at selected brands (Violet)
- Lifestyle perks bundled with Violet
SAV
Sav Prepaid Card
- No Annual Fee
- 5% cashback on eligible spends
- Standard: up to AED 50/month
- Pro: up to AED 500/month
- Free Mashreq ATM withdrawals
DUBAI ISLAMIC BANK
DIB Consumer Cashback Reward Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 210
- 3% cashback on groceries, auto & education
- 3% cashback on bills
- 3% cashback on Salik & nol
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
- Get 20% back as noon credits when you spend on noon food
- Get 5% back as noon credits when you spend on noon
WIO BANK
Wio Credit Card
- Salary: AED 5,000+
- No Annual Fee with Wio Plan
- 2% Cashback on all spends
- 0.5% Cashback on Other Credit Card Bills
- Total Cashback up to AED 2,500/month
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback Credit Card
- Salary: AED 5,000+
- Free for life
- Up to 2% Cashback on all spends
- Cashback or Skywards Miles
- 2 Free Movie Tickets + 20% off on F&B at VOX Cinemas
LIV DIGITAL BANK BY EMIRATES NBD
Tamayaz Platinum Credit Card
- Salary: AED 5,000+
- Free for life
- 6% cashback at Union Coop
- 2% on domestic dining and fuel
- 1% on intl and domestic retail
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Talabat Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500 on spending AED 2,500 in 45 days
- 35% cashback on talabat orders (as talabat credit)
- 1.25% cashback on other spends (as talabat credit)
FIRST ABU DHABI BANK (FAB)
FAB Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 315
- 5% cashback on fashion, dining, groceries
- 3% cashback on international spends
- 1% cashback on other retail spends
FIRST ABU DHABI BANK (FAB)
FAB Islamic Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 315
- 5% cashback on fuel, dining, groceries
- 3% cashback on international spends
- 1% cashback on other retail spends
EMIRATES NBD
ENBD Dnata Platinum Credit Card
- Salary: AED 5,000+
- Joining Fee: AED 525
- Annual Fee: AED 525
- Up to AED 1,000 travel vouchers.
- Up to 15% Dnata Points on spends
EMIRATES NBD
ENBD Mastercard Titanium Credit Card
- Minimum Salary AED 5,000
- No Annual Fee
- AED 60,000 Job Loss Cover for 12 months
- Lounge access at 10+ regional airports.
- Exclusive travel and shopping deals.
EMIRATES NBD
ENBD U By Emaar Family Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 1% cashback on all spends
- 5% cashback on Emaar spends
- Buy 1 Get 1 Free Movie Tickets.
EMIRATES NBD
ENBD Lulu 247 Titanium Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Earn LuLu Points: Up to 3.5% cashback.
- 0% Balance Transfer - No Fees
- Complimentary Lounge Access: 10+ lounges.
EMIRATES NBD
ENBD Webshopper Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 1 Point per AED 200 spent
- Interest-free Period: Up to 55 days.
- Exclusive for Online Shopping
FIRST ABU DHABI BANK (FAB)
FAB Du Titanium Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 10% cashback on du bills
- 10% cashback on data packages
- 10% off du Easy Payment Plans
FIRST ABU DHABI BANK (FAB)
FAB Manchester City Titanium Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Win trips to Etihad Stadium.
- Win Tickets
- Special Discounts Available
FIRST ABU DHABI BANK (FAB)
FAB SHARE Platinum Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 4% at malls & Carrefour
- 1% international
- 2-for-1 VOX monthly
3.4/5
MASHREQ BANK
Mashreq Cashback Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 Welcome Bonus
- Unlimited 5% Cashback on dining.
- 1% Cashback on international spends (non-dining)
MASHREQ BANK
Mashreq Noon Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500
- Free Delivery on Noon Express
- Up to 5% cashback on noon purchases
EMIRATES ISLAMIC
Emirates Islamic Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 367.50
- 5% Cashback on telecom
- 5% Cashback on electronics
- Up to 1% cashback on all local and international spends
EMIRATES ISLAMIC
Emirates Islamic Barça Cashback Credit Card
- Salary: AED 5,000+
- Free for Life — no annual fee
- 4% on supermarket, dining, fuel & sports
- 2% on international spends
- Exclusive FC Barcelona experiences
EMIRATES ISLAMIC
Emirates Islamic Flex Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 10,000 EI SmartMiles Welcome Bonus
- Up to 2.25 EI SmartMiles per AED 1 spend
- Up to 2 Buy 1 Get 1 complimentary movie tickets each month
EMIRATES ISLAMIC
Emirates Islamic RTA Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 10% Cashback on RTA Transport
- 10% Cashback on Fuel
- 2.25% Cashback on Other Spends
CBD
CBD Super Saver Credit Card
- Salary: AED 5,000+
- No Annual Fee for the first year
- Up to 10% Cashback on Bills, Education, Fuel.
- 50% off Cinema Tickets
CBD
CBD One Credit Card
- Salary: AED 5,000+
- Free for life
- 2-for-1 offers with the ENTERTAINER
- Up to AED 135/month cashback
- 8 free airport lounge visits/year
CBD
CBD Yes Rewards Credit Card
- Salary: AED 5,000+
- No Annual Fee for the first Year
- 20,000 Yes Rewards Welcome Bonus
- Save up to 15% on fuel.
- 50% off cinema tickets
HSBC
HSBC Live+ Credit Card
- Salary: AED 5,000+
- First year fee-free
- Up to AED 800 welcome cashback
- 6% dining cashback
- 5% fuel cashback
EMIRATES NBD
ENBD Go4it Gold Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 5 points per AED 400 weekend spend
- Use Card as Nol Card.
- Free Rides on Dubai Ferry
DUBAI FIRST
Dubai First Cashback Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 418.95
- 5% Cashback on groceries, dining and fuel
- 0.50% Cashback on international and domestic retail spends
- Instant Cashback Redemption
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB LuLu Titanium Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 3.5 LuLu Points per AED 1 spent at LuLu stores
- Up to 1 LuLu Points per AED 1 spent on all other spends
FIRST ABU DHABI BANK (FAB)
FAB Rewards Indulge Card
- Salary: AED 5,000+
- No Annual Fee
- 20,000 FAB Rewards Bonus on spending AED 10,000 or more each month
- 5 FAB Rewards on online spends
- 1 FAB Reward on all other spends
FIRST ABU DHABI BANK (FAB)
FAB Rewards Active Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 315
- 5 FAB Rewards per AED 1 on sports spending
- 2 FAB Rewards per AED 1 on domestic and international spending
- 25 FAB Rewards for every 1,000 daily steps in STEPPI (min 6,000 steps, capped at 10,000 steps/day)
EMIRATES NBD
ENBD Darna Select Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 6.25% cashback on all spends at Aldar destinations
- 0.75% cashback on spends at non-Aldar locations.
- Complimentary Darna Silver tier status
EMIRATES NBD
ENBD SHARE Platinum Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 4% cashback with Al Futtaim brands
- 0.75% cashback on other spends
- Buy 1 get 1 movie ticket at VOX Cinemas
FIRST ABU DHABI BANK (FAB)
FAB Z Credit Card
- Salary: AED 5,000+
- No Annual Fee for the first year
- Free Careem Plus & Noon One for 1 year
- 20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more
- No FX fees abroad
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Essential Cashback Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 350
- Up to 1.25% cashback on all spends
- 0.75% on select categories
AL HILAL BANK
Al Hilal Cashback Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 5% cashback on 2 categories from the following: dining, groceries, fuel, international and education
- 1% cashback on all other retail transactions except government spends
- Complimentary airport lounge access to over 25 lounges worldwide
MAWARID FALAK TAYYEB FINANCE
Mawarid Titanium Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 10% cashback on dining, groceries, and fuel (AED 100 cap)
- 5% cashback on education (AED 500 cap)
- 2% cashback on all other spends (AED 1,000 cap)
UNITED ARAB BANK (UAB)
UAB Platinum Credit Card
- Salary: AED 5,000+
- No Annual Fee for the first year
- Welcome Offer: ENTERNAINER subscription
- Up to 5% cashback on groceries and fuel
- 100% casbhack on video streaming subscription
ABU DHABI ISLAMIC BANK (ADIB)
ADIB Cashback Covered Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 103.95
- 4% cashback on groceries, fuel, education, dining and utility spends
- Four Free Supplementary cards
- Road Side Assistance once a Year
ABU DHABI ISLAMIC BANK (ADIB)
ADIB SHARE Infinite Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 1,048.95
- Welcome bonus: 10,000 SHARE Points
- 12% back in SHARE Points for the first 3 months
- 6% back in SHARE Points at Carrefour and Majid Al Futtaim destinations
EMIRATES ISLAMIC
Emirates Islamic Amazon Platinum Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: up to AED 500 on spend in 60 days
- Up to 6% back in Amazon Rewards on your spends with no cap
- Up to 4 complimentary airport lounge visits per year
FIRST ABU DHABI BANK (FAB)
FAB ADNOC Rewards Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 315
- 15% back on ADNOC fuel spending
- 3% back on SALIK, DARB and Mawaqif
- 2% back on international spending
RUYA COMMUNITY ISLAMIC BANK
Ruya Mastercard Cashback Credit Card
- Salary: AED 5,000+
- Waived Annual Fee for the first year
- 2% cashback on eligible purchases (up to AED 500/month)
- Fully digital onboarding
- Shari’ah-compliant
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000+ |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000+ |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Cashback Credit Cards for AED 5,000+ Salary in the UAE
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