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Best Airport Lounge Access Credit Cards for AED 40,000+ Salary
Compare and explore airport lounge access credit cards in the UAE for AED 40,000+ salary requirements.
See cardsAugust Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD Voyager World Credit Card
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
97 cards in the UAE
ZIINA
Ziina Card
Free by default; Violet plan AED 100/month
No FX fee on non-AED spend (Violet)
Cashback at selected brands (Violet)
Lifestyle perks bundled with Violet
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback Credit Card
Salary: AED 5,000+
Free for life
Up to 2% Cashback on all spends
Instant redemption as Cashback or Miles
2 Free Movie Tickets + 20% off on F&B at VOX Cinemas
LIV DIGITAL BANK BY EMIRATES NBD
Tamayaz Platinum Credit Card
Salary: AED 5,000+
Free for life
6% cashback at Union Coop
2% on domestic dining and fuel
1% on intl and domestic retail
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Talabat Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 on spending AED 2,500 in 45 days
35% cashback on talabat orders (as talabat credit)
1.25% cashback on other spends (as talabat credit)
FIRST ABU DHABI BANK (FAB)
FAB Cashback Credit Card
Salary: AED 5,000+
Annual Fee: AED 315
5% cashback on fashion, dining, groceries
3% cashback on international spends
1% cashback on other retail spends
RAKBANK
RAKBANK Air Arabia Platinum Credit Card
Salary: AED 5,000+
Annual Fee: AED 420
20,000 AirRewards Bonus Points
Complimentary Annual Ticket
Free Airport Transfers
EMIRATES NBD
ENBD Dnata Platinum Credit Card
Salary: AED 5,000+
Joining Fee: AED 525
Annual Fee: AED 525
Up to AED 1,000 travel vouchers.
Up to 15% Dnata Points on spends
EMIRATES NBD
ENBD Mastercard Titanium Credit Card
Minimum Salary AED 5,000
No Annual Fee
AED 60,000 Job Loss Cover for 12 months
Lounge access at 10+ regional airports.
Exclusive travel and shopping deals.
EMIRATES NBD
ENBD Lulu 247 Titanium Credit Card
Salary: AED 5,000+
No Annual Fee
Earn LuLu Points: Up to 3.5% cashback.
0% Balance Transfer - No Fees
Complimentary Lounge Access: 10+ lounges.
FIRST ABU DHABI BANK (FAB)
FAB Du Titanium Credit Card
Salary: AED 5,000+
No Annual Fee
10% cashback on du bills
10% cashback on data packages
10% off du Easy Payment Plans
FIRST ABU DHABI BANK (FAB)
FAB Manchester City Titanium Credit Card
Salary: AED 5,000+
No Annual Fee
Win trips to Etihad Stadium.
Win Tickets
Special Discounts Available
MASHREQ BANK
Mashreq Platinum Plus Credit Card
Salary: AED 5,000+
Annual Fee: AED 313.95
10 points/AED on everyday categories
4 lounge visits/year
EMIRATES ISLAMIC
Emirates Islamic Barça Cashback Credit Card
Salary: AED 5,000+
Free for Life — no annual fee
4% on supermarket, dining, fuel & sports
2% on international spends
Exclusive FC Barcelona experiences
CBD
CBD Super Saver Credit Card
Salary: AED 5,000+
No Annual Fee for the first year
Up to 10% Cashback on Bills, Education, Fuel.
50% off Cinema Tickets
CBD
CBD One Credit Card
Salary: AED 5,000+
No Annual Fee
2-for-1 offers with the ENTERTAINER
Up to AED 500 cashback cap per month
50% off cinema tickets
CBD
CBD Smiles Visa Signature Credit Card
Salary: AED 5,000
Free Annual Fee First Year
90-Day Free Smiles Unlimited Subscription
Earn Smiles Points on AED Spending
50% Off Tickets
CBD
CBD Yes Rewards Credit Card
Salary: AED 5,000+
No Annual Fee for the first Year
20,000 Yes Rewards Welcome Bonus
Save up to 15% on fuel.
50% off cinema tickets
HSBC
HSBC Live+ Credit Card
Salary: AED 5,000+
First year fee-free
Up to AED 800 welcome cashback
6% dining cashback
5% fuel cashback
DEEM
Deem Titanium Mastercard
Salary: AED 5,000+
No Annual Fee First Year
30% off on Udemy
Debt Consolidation Option
Spend AED 100 for AED 100,000 weekly draw.
DUBAI FIRST
Dubai First Cashback Credit Card
Salary: AED 5,000+
Annual Fee: AED 418.95
5% Cashback on groceries, dining and fuel
0.50% Cashback on international and domestic retail spends
Instant Cashback Redemption
FIRST ABU DHABI BANK (FAB)
FAB Rewards Indulge Card
Salary: AED 5,000+
No Annual Fee
20,000 FAB Rewards Bonus on spending AED 10,000 or more each month
5 FAB Rewards on online spends
1 FAB Reward on all other spends
FIRST ABU DHABI BANK (FAB)
FAB Rewards Active Credit Card
Salary: AED 5,000+
Annual Fee: AED 315
5 FAB Rewards per AED 1 on sports spending
2 FAB Rewards per AED 1 on domestic and international spending
25 FAB Rewards for every 1,000 daily steps in STEPPI (min 6,000 steps, capped at 10,000 steps/day)
EMIRATES NBD
ENBD Darna Select Visa Credit Card
Salary: AED 5,000+
No Annual Fee
6.25% cashback on all spends at Aldar destinations
0.75% cashback on spends at non-Aldar locations.
Complimentary Darna Silver tier status
FIRST ABU DHABI BANK (FAB)
FAB Z Credit Card
Salary: AED 5,000+
No Annual Fee for the first year
Free Careem Plus & Noon One for 1 year
20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more
No FX fees abroad
ABU DHABI ISLAMIC BANK (ADIB)
ADIB SHARE Infinite Credit Card
Salary: AED 5,000+
Annual Fee: AED 1,048.95
Welcome bonus: 10,000 SHARE Points
12% back in SHARE Points for the first 3 months
6% back in SHARE Points at Carrefour and Majid Al Futtaim destinations
EMIRATES ISLAMIC
Emirates Islamic Amazon Platinum Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: up to AED 500 on spend in 60 days
Up to 6% back in Amazon Rewards on your spends with no cap
Up to 4 complimentary airport lounge visits per year
FIRST ABU DHABI BANK (FAB)
FAB ADNOC Rewards Credit Card
Salary: AED 5,000+
Annual Fee: AED 315
15% back on ADNOC fuel spending
3% back on SALIK, DARB and Mawaqif
2% back on international spending
INVEST BANK
Invest Bank Platinum Credit Card
Salary: AED 7,000+
No Annual Fee for the first year
Flat 3% cashback on all spends (up to AED 1,000/month)
Access to 25+ VIP Airport Lounges
20% off Careem rides (3 rides/month)
SHARJAH ISLAMIC BANK
SIB Cashback Credit Card
Salary: AED 8,000+
No Annual Fee for the First Year
10% Cashback on online and digital wallet spends
2% Cashback on international spends
1% Cashback on domestic retail spends
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Platinum Credit Card
Salary: AED 8,000+
Annual Fee: AED 525
Welcome Bonus: 10,000 Miles
Earn 4 Etihad Miles per AED 10 spent.
2 free airport transfers/year
FIRST ABU DHABI BANK (FAB)
FAB GEMS World Credit Card
Salary: AED 8,000+
Annual Fee: AED 399
10% cashback on bus, canteen, uniform purchases
20% discount Emaar attractions
2% cashback on spending
CITIBANK
Citi Cashback Credit Card
Salary: AED 8,000+
No Annual Fee for the first year
3% Cashback on non-AED spends
2% Cashback on grocery/supermarket spends
1% Cashback on all other spend
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB LuLu Platinum Credit Card
Salary: AED 8,000+
No Annual Fee
8 LuLu Points per AED 1 spent at LuLu stores
Up to 1.25 LuLu Points per AED 1 spent on all other spends
4 lounge visits/year
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB TouchPoints Platinum Credit Card
Salary: AED 8,000+
No Annual Fee for the First Year
10,000 Touchpoints for spends of AED 10,000
Vox Cinema Buy one Get one offer
20% off on talabat orders
AAFAQ ISLAMIC FINANCE
Aafaq Platinum Credit Card
Salary: AED 8,000+
Annual Fee: Free
Mastercard Platinum lounge & meet & greet
Balance Transfer, Finance on Phone & EPP
EMIRATES ISLAMIC
Emirates Islamic Switch Cashback Credit Card
Salary: AED 10,000+
No Annual Fee for the first year
Welcome Offer: AED 500 Cashback points
Up to 8% cashback on your spends
Switch between Lifestyle or Travel cashback category
DEEM
Deem Platinum Mastercard
Salary: AED 10,000+
No Annual Fee
30% off on Udemy
Debt Consolidation Option
Spend AED 100 for AED 100,000 weekly draw.
AJMAN BANK
Ajman Bank LIFE Platinum Credit Card
Salary: AED 10,000+
No Annual Fee (Free for Life)
50% cashback on refreshments & snacks
10% cashback on Amazon, Noon & Careem
5% cashback on dine-in
UNITED ARAB BANK (UAB)
UAB Platinum Credit Card
Salary: AED 10,000+
No Annual Fee for the first year
Welcome Offer: ENTERNAINER subscription
Up to 5% cashback on groceries and fuel
100% casbhack on video streaming subscription
AL MASRAF
Al Masraf Platinum Credit Card
Salary: AED 10,000+
Annual Fee: AED 157.50
Al Masraf Points, no cap
4 lounge visits/year
booking.com, Talabat & Trip.com offers
EMIRATES NBD
ENBD U By Emaar Signature Credit Card
Min Salary: AED 12,000
Joining Fee: AED 525
Annual Fee: AED 262.50
6.25% cashback on Emaar spends
U By Emaar Gold Status
EMIRATES NBD
ENBD Mastercard Platinum Credit Card
Salary: AED 12,000+
No Annual Fee
Unlimited lounge access
30% discount at 2000+ restaurants
40% discount at golf courses worldwide
EMIRATES NBD
ENBD Visa Flexi Credit Card
Min Salary: AED 12,000
No Annual Fee
1.5% Rewards on retail spends
Lounge Access Included
30% discount at 2,000+ restaurants
EMIRATES NBD
ENBD Diners Club Credit Card
Salary: AED 12,000+
Annual Fee: AED 420
Earn Plus Points on spending.
Unlimited airport lounge access worldwide
30% discount at 2,000+ UAE restaurants
EMIRATES NBD
ENBD Duo Credit Card
Salary: AED 12,000+
Annual Fee: AED 840
5% rewards on grocery, utilities, telecom & fuel
0.5% on other spends
Unlimited airport lounge access worldwide
EMIRATES ISLAMIC
Emirates Islamic Etihad Guest Saqer Credit Card
Salary: AED 12,000+
Annual Fee: AED 943.95
Welcome Bonus: 30,000 Etihad Guest Miles
Up to 3 Etihad Guest Miles per USD spent
Fast-Track to Etihad Silver Status
EMIRATES ISLAMIC
Emirates Islamic Etihad Guest Ameera Credit Card
Salary: AED 12,000+
Annual Fee: AED 733.95
Welcome Bonus: 20,000 Etihad Guest Miles
Up to 3 Etihad Guest Miles per USD spent
Fast-Track to Etihad Silver Status
EMIRATES ISLAMIC
Emirates Islamic Skywards Signature Credit Card
Salary: AED 12,000+
Annual Fee: AED 735
Up to 1.5 Skywards Miles per USD spent
Unlimited complimentary access to over 1000 airport lounges
1 complimentary valet parking monthly
EMIRATES ISLAMIC
Emirates Islamic Cashback Plus Credit Card
Salary: AED 12,000+
Annual Fee: AED 313.95
Up to 10% cashback on groceries, education, dining, telecom
Unlimited airport lounge access
2 rounds of complimentary golf per month
EMIRATES ISLAMIC
Emirates Islamic Emarati Credit Card
Salary: AED 12,000+
No Annual Fee
Exclusive for UAE nationals
Welcome Bonus: AED 1,000 as EI SmartMiles
Up to 3.75 EI SmartMiles per AED 1
EMIRATES NBD
ENBD Lulu 247 Platinum Credit Card
Salary: AED 12,000+
No Annual Fee
Up to 7% LuLu Points on spends.
Welcome Offer: 500 LuLu Points
Unlimited Lounge Access: 25+ lounges available.
EMIRATES NBD
ENBD Darna Visa Signature Credit Card
Salary: AED 12,000+
Annual Fee: AED 315
Welcome bonus: 3,000 Darna Points on payment of annual fee
7.5% cashback on all spends at Aldar destinations
Complimentary Darna Gold tier status
EMIRATES NBD
ENBD SHARE Signature Credit Card
Salary: AED 12,000+
No Annual Fee
6% cashback with Al Futtaim brands
1% cashback on other spends
Welcome bonus: 5,000 SHARE Points
EMIRATES NBD
ENBD Voyager World Credit Card
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback+ Credit Card
Salary: AED 15,000+
Annual Fee: AED 735
Up to 4% Cashback on all spends
Instant redemption as Cashback or Miles
3 Free Movie Tickets + 20% off on F&B at VOX Cinemas
LIV DIGITAL BANK BY EMIRATES NBD
Tamayaz World Credit Card
Salary: AED 15,000+
Annual Fee: AED 735
Welcome Bonus: AED 1,000 equivalent
10% cashback at Union Coop
3% cashback on international spends
FIRST ABU DHABI BANK (FAB)
FAB Emirati Islamic Credit Card
Salary: AED 15,000+
Annual Fee: AED 630
Exclusive for UAE nationals
Up to 15 FAB Rewards per AED spent
Free valet parking 5 times a month across the UAE
FIRST ABU DHABI BANK (FAB)
FAB Blue FAB Signature Credit Card
Salary: AED 15,000+
No Annual Fee
5% Cashback on Al-Futtaim Brands
1% FAB Rewards Cashback
0% Interest Plans & Balance Transfers
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Signature Credit Card
Salary: AED 15,000+
Free First Year, AED 1,575 After
Bonus: Up to 100,000 Etihad Miles
5.5 Etihad Miles per AED 10 spent
Fast track to Etihad Silver membership.
EMIRATES ISLAMIC
Emirates Islamic Flex Elite Credit Card
Salary: AED 15,000+
Annual Fee: AED 735
EI SmartMiles welcome offer
3.75% cashback on international spend
Unlimited rounds of golf
CBD
CBD Visa Infinite Credit Card
Salary: AED 15,000+
No Annual Fee over AED 100,000 spends
3 Points per 1 AED spent
Free Golf Rounds
50% Off Cinema Tickets
RAKBANK
RAKislamic Watani Credit Card
Salary: AED 15,000+
No Annual Fee First Year
Exclusive for UAE nationals
50,000 RAKrewards Bonus
100% Cashback on Salik + DARB
CITIBANK
Citi Premier Credit Card
Salary: AED 15,000+
Annual Fee: AED 787.50
10,000 bonus points annually post payment of annual fee
3 Points on non-AED spends
2 Points on local spends
EMIRATES ISLAMIC
Emirates Islamic Amazon World Credit Card
Salary: AED 15,000+
No Annual Fee
Welcome Bonus: AED 750 on AED 10,000 spend in 60 days
Up to 6% back in Amazon Rewards on your spends with no cap
Up to 2 free items at Costa at Dubai airports
DUBAI ISLAMIC BANK
DIB SHAMS Infinite Credit Card
Salary: AED 20,000+
First year fee-free
10 points/AED dining + travel
Fitness First access
4 airport transfers/year
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Traveller Credit Card
Salary: AED 20,000+
Annual Fee: AED 1,575
10% Cashback on airline tickets
10% Cashback on hotel stays
1.5% Cashback on all domestic spends
RAKBANK
RAKBANK World Credit Card
Salary: AED 20,000+
No Annual Fee First Year
10% Cashback on Travel & Hotel Spends
10% Cashback on Supermarket Spends
10% Cashback on Dining Spends
EMIRATES NBD
ENBD Dnata World Credit Card
Salary: AED 20,000+
Joining Fee: AED 1,048.95
Annual Fee AED 1,048.95
Welcome Offer: Up to AED 2,500 travel vouchers
Earn 15% dnata Points on dnata spends.
EMIRATES ISLAMIC
Emirates Islamic Etihad Guest Premium Credit Card
Salary: AED 20,000+
Annual Fee: AED 2,625
Welcome Bonus: Up to 55,000 Etihad Guest Miles
Up to 3.5 Etihad Guest Miles per USD spent
Fast-Track to Etihad Guest Gold Status
EMIRATES ISLAMIC
Emirates Islamic Skywards Infinite Credit Card
Salary: AED 20,000+
No Annual Fee for the first year
Up to 2 Skywards Miles per USD spent
Unlimited complimentary access to over 1000+ airport lounges
Automatic Skywards Silver Membership Upgrade
RAKBANK
RAKislamic World Credit Card
Salary: AED 20,000+
No Annual Fee
RAKrewards on Every Spend
Cash Advance: Up to 80% of the credit limit
Free Supplementary Card
AJMAN BANK
Ajman Bank LIFE World Credit Card
Salary: AED 20,000+
Annual Fee: AED 630
Welcome Bonus: AED 1,000 cashback
50% cashback on refreshments & snacks
10% cashback on Amazon, Noon & Careem
AAFAQ ISLAMIC FINANCE
Aafaq World Elite Credit Card
Salary: AED 20,000+
Annual Fee: AED 1,050 (first year free)
5% online & dining
3% international
20% welcome cashback on Amazon, noon, Careem, Talabat
AMERICAN EXPRESS
The American Express Platinum Credit Card
Salary: AED 21,250+
Annual Fee: AED 735
Earn 2 points for every AED 4 spent
12 Priority Pass lounge visits per year
10% cashback every month, up to AED 600 annually
EMIRATES NBD
ENBD Marriott Bonvoy World Elite
Salary: AED 25,000+
Annual Fee: AED 1,575
Welcome Bonus: Up to 150,000 Points
6 points per US$1 at Marriott hotels
Gold Elite Status with Marriott
FIRST ABU DHABI BANK (FAB)
FAB SHARE Infinite Credit Card
Salary: AED 25,000+
Annual Fee: AED 1,050
10,000 bonus SHARE points
8% at malls & Carrefour
Free lounge access
FIRST ABU DHABI BANK (FAB)
FAB Travel Credit Card
Salary: AED 25,000+
Annual Fee: AED 1,575
Free flight each year to over 15 destinations
12% cashback on flights and hotel bookings
No FX fees
MASHREQ BANK
Mashreq Solitaire Credit Card
Salary: AED 25,000+
Annual Fee AED 1,500 +5% VAT
Welcome Bonus: AED 2,500
6 points per AED on international purchases
Unlimited Fitness First Visits
DEEM
Deem World Mastercard
Salary: AED 25,000+
No Annual Fee
1,000+ lounges worldwide
Debt Consolidation Option
Spend AED 100 for AED 100,000 weekly draw.
INVEST BANK
Invest Bank World Credit Card
Salary: AED 25,000+
Annual Fee: AED 1,575
Flat 3% cashback on all spends (up to AED 1,500/month)
Complimentary Airport Transfers with Careem
Complimentary 1 GB of data roaming with Flexiroam once a year
EMIRATES NBD
ENBD Voyager World Elite Credit Card
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
AL MASRAF
Al Masraf World Credit Card
Salary: AED 25,000+
Annual Fee: AED 525
Al Masraf Points, no cap
8 lounge visits/year
Travel insurance & supplementary cards
EMIRATES NBD
ENBD Visa Infinite Credit Card
Salary: AED 30,000+
Annual Fee: AED 1,575
Up to 2 Points per AED 100 spent
Unlimited lounge access for self + 1 guest.
Complimentary Golf Access in the UAE.
EMIRATES NBD
ENBD U By Emaar Infinite Credit Card
Salary: AED 30,000+
Joining Fee: AED 2,625
Annual Fee: AED 1,575
Welcome Offer: Up to 25,000 UPoints
U By Emaar Platinum Status
EMIRATES NBD
ENBD U By Emaar Visa Infinite Emirati Credit Card
Salary: AED 30,000+
First year free
UAE Nationals only
Up to 25,000 welcome UPoints
7.5% value back at Emaar
EMIRATES NBD
ENBD Skywards Infinite Credit Card
Salary: AED 30,000+
Joining Fee: AED 3,148.95
Annual Fee: AED 1,575
Bonus: Up to 100,000 Skywards Miles
Complimentary Emirates Skywards Silver membership
EMIRATES NBD
ENBD Etihad Guest Visa Elevate Credit Card
Salary: AED 30,000+
Joining Fee: AED 2,625
Annual Fee: AED 1,575
Welcome Offer: Up to 200,000 Miles
10 Miles per AED 10 spend on Etihad
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Infinite Credit Card
Salary: AED 30,000+
Annual Fee: AED 2,625
Bonus: Up to 200,000 Etihad Guest Miles
7.5 Etihad Miles per AED 10 spent
Fast track to Etihad Gold membership.
HSBC
HSBC Cash+ Credit Card
Salary: AED 30,000+
No Annual Fee for the first year
Welcome Bonus: AED 800 Amazon gift card
1% cashback every day on all your purchases, with no minimum spend or earning caps
Complimentary Careem Plus subscription
CITIBANK
Citi Prestige Credit Card
Salary: AED 30,000+
Annual Fee: AED 1,575
10,000 bonus points annually post payment of annual fee
3 Points on non-AED spends
2 Points on local spends
EMIRATES NBD
ENBD Darna Visa Infinite Credit Card
Salary: AED 30,000+
Annual Fee: AED 1,575
Welcome bonus: 7,500 Darna Points on payment of annual fee
10% cashback on all spends at Aldar destinations
Complimentary Darna Platinum tier status
EMIRATES NBD
ENBD SHARE Infinite Credit Card
Salary: AED 30,000+
Joining Fee: AED 1,575
Annual Fee: AED 1,575
8% cashback with Al Futtaim brands
Welcome bonus: 10,000 SHARE Points
RAKBANK
RAKBANK Elevate Credit Card
Salary: AED 35,000+
Tier fee from AED 51.45/month
Up to 4 RAKrewards/AED
Up to 3.2% travel value
Privilege: 0% bank FX fee
CITIBANK
Citi Ultima Credit Card
Salary: AED 36,750
Annual Fee: AED 3,150
30,000 annual bonus miles
5 miles/USD non-AED
2.5 miles/USD in AED
FIRST ABU DHABI BANK (FAB)
FAB Blue Infinite Credit Card
Salary: AED 40,000+
No Annual Fee
5% cashback on Al-Futtaim brands
1% cashback on extra spending
Free airport lounge access
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB TouchPoints Infinite Credit Card
Salary: AED 40,000+
Annual Fee: AED 1,050
15,000 Touchpoints for spends of AED 15,000
Hotels.com Voucher for 2 nights stay
20% off on talabat orders
UNITED ARAB BANK (UAB)
UAB World Credit Card
Salary: AED 40,000+
No Annual Fee for the first year
Welcome Offer: ENTERNAINER subscription
Up to 10% cashback on school fees, fashion on fuel
100% casbhack on video streaming subscription
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Airport Lounge Access Credit Cards for AED 40,000+ Salary in the UAE
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