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SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

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No Annual FeeOnline ShoppingWelcome BonusCashbackHotelsTravelEmiratesFABENBDMashreqAED 5,000AED 10,000AED 15,000NoonAmazonCarrefour
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SIB Cashback Credit Card Design

SHARJAH ISLAMIC BANK

SIB Cashback Credit Card

Salary: AED 8,000+

No Annual Fee for the First Year

10% Cashback on online and digital wallet spends

2% Cashback on international spends

1% Cashback on domestic retail spends

ExploreLearn more about SIB Cashback Credit Card credit card benefits and featuresApplyApply for SIB Cashback Credit Card credit card
ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+

Tamayaz Platinum Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz Platinum Credit Card

Salary: AED 5,000+

Tamayaz World Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz World Credit Card

Salary: AED 15,000+

ENBD U By Emaar Signature Credit Card Design

EMIRATES NBD

ENBD U By Emaar Signature Credit Card

Min Salary: AED 12,000

ENBD Skywards Signature Credit Card Design

EMIRATES NBD

ENBD Skywards Signature Credit Card

Salary: AED 12,000+

ENBD Duo Credit Card Design

EMIRATES NBD

ENBD Duo Credit Card

Salary: AED 12,000+

ENBD U By Emaar Infinite Credit Card Design

EMIRATES NBD

ENBD U By Emaar Infinite Credit Card

Salary: AED 30,000+

ENBD U By Emaar Family Credit Card Design

EMIRATES NBD

ENBD U By Emaar Family Credit Card

Salary: AED 5,000+

ENBD Skywards Infinite Credit Card Design

EMIRATES NBD

ENBD Skywards Infinite Credit Card

Salary: AED 30,000+

Emirates Islamic Cashback Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Cashback Credit Card

Salary: AED 5,000+

Emirates Islamic Flex Elite Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Flex Elite Credit Card

Salary: AED 15,000+

Emirates Islamic RTA Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic RTA Credit Card

Salary: AED 5,000+

Invest Bank Platinum Credit Card Design

INVEST BANK

Invest Bank Platinum Credit Card

Salary: AED 5,000+

Aafaq World Elite Credit Card Design

AAFAQ ISLAMIC FINANCE

Aafaq World Elite Credit Card

Salary: AED 20,000+

ADCB Essential Cashback Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Essential Cashback Credit Card

Salary: AED 5,000+

Wio Credit Card Design
LIMITED OFFER

WIO BANK

Wio Credit Card

Mashreq Cashback Credit Card Design
LIMITED OFFER

MASHREQ BANK

Mashreq Cashback Credit Card

Mashreq Noon Credit Card Design

MASHREQ BANK

Mashreq Noon Credit Card

No Annual Fee

Ajman Bank LIFE Platinum Credit Card Design

AJMAN BANK

Ajman Bank LIFE Platinum Credit Card

Salary: AED 10,000+

Ajman Bank LIFE World Credit Card Design

AJMAN BANK

Ajman Bank LIFE World Credit Card

Salary: AED 10,000+

Invest Bank World Credit Card Design

INVEST BANK

Invest Bank World Credit Card

Salary: AED 25,000+

FAB SHARE Platinum Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB SHARE Platinum Credit Card

Salary: AED 5,000+

FAB SHARE Signature Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB SHARE Signature Credit Card

Salary: AED 10,000+

FAB SHARE Infinite Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB SHARE Infinite Credit Card

Salary: AED 25,000+

Ruya Mastercard Cashback Credit Card Design

RUYA COMMUNITY ISLAMIC BANK

Ruya Mastercard Cashback Credit Card

Salary: AED 5,000+

Liv Cashback+ Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback+ Credit Card

Salary: AED 15,000+

FAB Rewards Active Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Rewards Active Credit Card

Salary: AED 5,000+

Ziina Card Design
DEBIT

ZIINA

Ziina Card

Liv Cashback Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback Credit Card

Salary: AED 5,000+

FAB ADNOC Rewards Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB ADNOC Rewards Credit Card

Salary: AED 5,000+

ENBD Voyager World Elite Credit Card Design

EMIRATES NBD

ENBD Voyager World Elite Credit Card

Salary: AED 25,000+

ENBD Voyager World Credit Card Design

EMIRATES NBD

ENBD Voyager World Credit Card

Salary: AED 12,000+

Emirates Islamic Amazon World Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Amazon World Credit Card

Salary: AED 15,000+

DIB Consumer Cashback Platinum Credit Card Design

DUBAI ISLAMIC BANK

DIB Consumer Cashback Platinum Credit Card

Salary: AED 15,000+

ADIB Cashback Covered Credit Card Design

ABU DHABI ISLAMIC BANK (ADIB)

ADIB Cashback Covered Credit Card

Salary: AED 5,000+

Dubai First Cashback Credit Card Design

DUBAI FIRST

Dubai First Cashback Credit Card

Salary: AED 5,000+

Al Hilal Cashback Credit Card Design

AL HILAL BANK

Al Hilal Cashback Credit Card

Salary: AED 5,000+

Ajman Bank ULTRACASH Credit Card Design

AJMAN BANK

Ajman Bank ULTRACASH Credit Card

Salary: AED 10,000+

Emirates Islamic Skywards Black Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Skywards Black Credit Card

Salary: AED 35,000+

Emirates Islamic Switch Cashback Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Switch Cashback Credit Card

Salary: AED 5,000+

Tabby Card Design

TABBY

Tabby Card

Use anywhere with up to AED 10,000 to spend

FAB Z Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Z Credit Card

Salary: AED 5,000+

ENBD SHARE Infinite Credit Card Design

EMIRATES NBD

ENBD SHARE Infinite Credit Card

Salary: AED 30,000+

ENBD SHARE Signature Credit Card Design

EMIRATES NBD

ENBD SHARE Signature Credit Card

Salary: AED 12,000+

ENBD SHARE Platinum Credit Card Design

EMIRATES NBD

ENBD SHARE Platinum Credit Card

Salary: AED 5,000+

ENBD Darna Visa Infinite Credit Card Design

EMIRATES NBD

ENBD Darna Visa Infinite Credit Card

Salary: AED 30,000+

ENBD Darna Visa Signature Credit Card Design

EMIRATES NBD

ENBD Darna Visa Signature Credit Card

Salary: AED 12,000+

RAKBANK Elevate Credit Card Design

RAKBANK

RAKBANK Elevate Credit Card

Salary: AED 35,000+

ADCB Talabat Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Talabat Credit Card

Salary: AED 5,000+

ADCB 365 Cashback Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB 365 Cashback Credit Card

Salary: AED 8,000+

Citi Prestige Credit Card Design

CITIBANK

Citi Prestige Credit Card

Salary: AED 30,000+

Citi Cashback Credit Card Design

CITIBANK

Citi Cashback Credit Card

Salary: AED 8,000+

FAB Elite Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Elite Credit Card

Salary: AED 50,000+

Citi Ultima Credit Card Design

CITIBANK

Citi Ultima Credit Card

Salary: AED 36,750

FAB Cashback Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Cashback Credit Card

Salary: AED 5,000+

FAB Etihad Guest Platinum Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Etihad Guest Platinum Credit Card

Salary: AED 8,000+

DIB SHAMS Infinite Credit Card Design

DUBAI ISLAMIC BANK

DIB SHAMS Infinite Credit Card

Salary: AED 20,000+

ADCB Traveller Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Traveller Credit Card

Salary: AED 20,000+

FAB Islamic Cashback Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB Islamic Cashback Credit Card

Salary: AED 5,000+

ADCB Etihad Guest Infinite Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB Etihad Guest Infinite Credit Card

Salary: AED 40,000+

No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features

Free for life

6% cashback at Union Coop

2% on domestic dining and fuel

1% on intl and domestic retail

ExploreLearn more about Tamayaz Platinum Credit Card credit card benefits and features

Annual Fee: AED 735

Welcome Bonus: AED 1,000 equivalent

10% cashback at Union Coop

3% cashback on international spends

ExploreLearn more about Tamayaz World Credit Card credit card benefits and features

Joining Fee: AED 525

Annual Fee: AED 262.50

6.25% cashback on Emaar spends

U By Emaar Gold Status

ExploreLearn more about ENBD U By Emaar Signature Credit Card credit card benefits and features

Joining Fee: AED 1,573.95

Annual Fee: AED 735

Earn 40,000 bonus Skywards Miles.

1.5 Skywards Miles per USD on Emirates, flydubai

ExploreLearn more about ENBD Skywards Signature Credit Card credit card benefits and features

Annual Fee: AED 840

5% rewards on grocery, utilities, telecom & fuel

0.5% on other spends

Unlimited airport lounge access worldwide

ExploreLearn more about ENBD Duo Credit Card credit card benefits and features

Joining Fee: AED 2,625

Annual Fee: AED 1,575

Welcome Offer: Up to 25,000 UPoints

U By Emaar Platinum Status

ExploreLearn more about ENBD U By Emaar Infinite Credit Card credit card benefits and features

No Annual Fee

1% cashback on all spends

5% cashback on Emaar spends

Buy 1 Get 1 Free Movie Tickets.

ExploreLearn more about ENBD U By Emaar Family Credit Card credit card benefits and features

Joining Fee: AED 3,148.95

Annual Fee: AED 1,575

Bonus: Up to 100,000 Skywards Miles

Complimentary Emirates Skywards Silver membership

ExploreLearn more about ENBD Skywards Infinite Credit Card credit card benefits and features

Annual Fee: AED 350

5% Cashback on telecom

5% Cashback on electronics

Up to 1% cashback on all local and international spends

ExploreLearn more about Emirates Islamic Cashback Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Cashback Credit Card credit card

Annual Fee: AED 735

75,000 EI SmartMiles Welcome Bonus

3.75% cashback on international spend

Unlimited rounds of golf

ExploreLearn more about Emirates Islamic Flex Elite Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Flex Elite Credit Card credit card

No Annual Fee

10% Cashback on RTA Transport

10% Cashback on Fuel

2.25% Cashback on Other Spends

ExploreLearn more about Emirates Islamic RTA Credit Card credit card benefits and featuresApplyApply for Emirates Islamic RTA Credit Card credit card

No Annual Fee for the first year

Flat 3% cashback on all spends (up to AED 1,000/month)

Access to 25+ VIP Airport Lounges

20% off Careem rides (3 rides/month)

ExploreLearn more about Invest Bank Platinum Credit Card credit card benefits and featuresApplyApply for Invest Bank Platinum Credit Card credit card

Annual Fee: AED 1,050 (first year free)

5% online & dining

3% international

20% welcome cashback on Amazon, noon, Careem, Talabat

ExploreLearn more about Aafaq World Elite Credit Card credit card benefits and featuresApplyApply for Aafaq World Elite Credit Card credit card

No Annual Fee

Welcome Bonus: AED 350

Up to 1.25% cashback on all spends

0.75% on select categories

ExploreLearn more about ADCB Essential Cashback Credit Card credit card benefits and featuresApplyApply for ADCB Essential Cashback Credit Card credit card

Salary: AED 5,000+

No Annual Fee with Wio Plan

2% Cashback on all spends

0.5% Cashback on Credit Card Bill Payments

Total Cashback up to AED 2,500/month

ExploreLearn more about Wio Credit Card credit card benefits and featuresApplyApply for Wio Credit Card credit card

Salary: AED 5,000+

No Annual Fee

AED 500 Welcome Bonus

Unlimited 5% Cashback on dining.

1% Cashback on international spends (non-dining)

ExploreLearn more about Mashreq Cashback Credit Card credit card benefits and featuresApplyApply for Mashreq Cashback Credit Card credit card

Welcome Bonus: AED 500

Free Delivery on Noon Express

Up to 5% cashback on noon purchases

Instant Digital Card

ExploreLearn more about Mashreq Noon Credit Card credit card benefits and featuresApplyApply for Mashreq Noon Credit Card credit card

No Annual Fee (Free for Life)

50% cashback on refreshments & snacks

10% cashback on Amazon, Noon & Careem

5% cashback on dine-in

ExploreLearn more about Ajman Bank LIFE Platinum Credit Card credit card benefits and featuresApplyApply for Ajman Bank LIFE Platinum Credit Card credit card

Annual Fee: AED 600

Welcome Bonus: AED 1,000 cashback

50% cashback on refreshments & snacks

10% cashback on Amazon, Noon & Careem

ExploreLearn more about Ajman Bank LIFE World Credit Card credit card benefits and featuresApplyApply for Ajman Bank LIFE World Credit Card credit card

Annual Fee: AED 1,575

Flat 3% cashback on all spends (up to AED 1,500/month)

Complimentary Airport Transfers with Careem

Complimentary 1 GB of data roaming with Flexiroam once a year

ExploreLearn more about Invest Bank World Credit Card credit card benefits and featuresApplyApply for Invest Bank World Credit Card credit card

No Annual Fee

4% at malls & Carrefour

1% international

2-for-1 VOX monthly

ExploreLearn more about FAB SHARE Platinum Credit Card credit card benefits and featuresApplyApply for FAB SHARE Platinum Credit Card credit card

Annual Fee: AED 525

5,000 bonus SHARE points

6% at malls & Carrefour

2-for-1 VOX 3× monthly

ExploreLearn more about FAB SHARE Signature Credit Card credit card benefits and featuresApplyApply for FAB SHARE Signature Credit Card credit card

Annual Fee: AED 1,050

10,000 bonus SHARE points

8% at malls & Carrefour

Free lounge access

ExploreLearn more about FAB SHARE Infinite Credit Card credit card benefits and featuresApplyApply for FAB SHARE Infinite Credit Card credit card

Waived Annual Fee for the first year

2% cashback on all purchases (up to AED 500/month)

Fully digital onboarding

Shari’ah-compliant

ExploreLearn more about Ruya Mastercard Cashback Credit Card credit card benefits and featuresApplyApply for Ruya Mastercard Cashback Credit Card credit card

Annual Fee: AED 735

Up to 4% Cashback on all spends

Instant redemption as Cashback or Miles

3 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback+ Credit Card credit card benefits and features

Annual Fee: AED 315

5 FAB Rewards per AED 1 on sports spending

2 FAB Rewards per AED 1 on domestic and international spending

25 FAB Rewards for every 1,000 daily steps in STEPPI (min 6,000 steps, capped at 10,000 steps/day)

ExploreLearn more about FAB Rewards Active Credit Card credit card benefits and featuresApplyApply for FAB Rewards Active Credit Card credit card

Monthly Fee: AED 100

Free Plan Available

No FX Fee

100% Cashback at selected brands

Lifestyle benefits with Violet

ExploreLearn more about Ziina Card credit card benefits and featuresApplyApply for Ziina Card credit card

Free for life

Up to 2% Cashback on all spends

Instant redemption as Cashback or Miles

2 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback Credit Card credit card benefits and features

Annual Fee: AED 315

15% back on ADNOC fuel spending

3% back on SALIK, DARB and Mawaqif

2% back on international spending

ExploreLearn more about FAB ADNOC Rewards Credit Card credit card benefits and featuresApplyApply for FAB ADNOC Rewards Credit Card credit card

No Annual Fee for the first year

Welcome Offer: 150,000 Voyager Miles

12 Voyager Miles on every AED spent on Voyager Travel Portal

6 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features

No Annual Fee

Welcome Offer: 75,000 Voyager Miles

6 Voyager Miles on every AED spent on Voyager Travel Portal

3 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features

No Annual Fee

Welcome Bonus: AED 750 on AED 10,000 spend in 60 days

Up to 6% back in Amazon Rewards on your spends with no cap

Up to 2 free items at Costa at Dubai airports

ExploreLearn more about Emirates Islamic Amazon World Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Amazon World Credit Card credit card

Annual Fee: AED 261.45

4% cashback on groceries, auto & education

4% cashback on bills

4% cashback on Salik & Nol

ExploreLearn more about DIB Consumer Cashback Platinum Credit Card credit card benefits and featuresApplyApply for DIB Consumer Cashback Platinum Credit Card credit card

Annual Fee: AED 99

4% cashback on groceries, fuel, education, dining and utility spends

Four Free Supplementary cards

Road Side Assistance once a Year​​​​

ExploreLearn more about ADIB Cashback Covered Credit Card credit card benefits and featuresApplyApply for ADIB Cashback Covered Credit Card credit card

Annual Fee: AED 418.95

5% Cashback on groceries, dining and fuel

0.50% Cashback on international and domestic retail spends

Instant Cashback Redemption

ExploreLearn more about Dubai First Cashback Credit Card credit card benefits and featuresApplyApply for Dubai First Cashback Credit Card credit card

No Annual Fee

5% cashback on 2 categories from the following: dining, groceries, fuel, international and education

1% cashback on all other retail transactions except government spends

Complimentary airport lounge access to over 25 lounges worldwide

ExploreLearn more about Al Hilal Cashback Credit Card credit card benefits and featuresApplyApply for Al Hilal Cashback Credit Card credit card

Annual Fee: AED 300

Welcome Bonus: up to AED 500

5% cashback on fuel, education, grocery, online shopping

1% cashback on all other spends

ExploreLearn more about Ajman Bank ULTRACASH Credit Card credit card benefits and featuresApplyApply for Ajman Bank ULTRACASH Credit Card credit card

Annual Fee: AED 5,500

Up to 3.5 Skywards Miles per USD spend

Fast track to Emirates Skywards Gold Tier

4 Complimentary Airport Transfers Annually

ExploreLearn more about Emirates Islamic Skywards Black Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Skywards Black Credit Card credit card

No Annual Fee for the first year

Welcome Offer: AED 500 Cashback points

Up to 8% cashback on your spends

Switch between Lifestyle or Travel cashback category

ExploreLearn more about Emirates Islamic Switch Cashback Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Switch Cashback Credit Card credit card

Monthly Fee: up to AED 49

5% cashback on selected categories with Plus

Split payments in 4

Additional cashback with selected partners

ExploreLearn more about Tabby Card credit card benefits and featuresApplyApply for Tabby Card credit card

No Annual Fee for the first year

Free Careem Plus & Noon One for 1 year

20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more

No FX fees abroad

ExploreLearn more about FAB Z Credit Card credit card benefits and featuresApplyApply for FAB Z Credit Card credit card

Joining Fee: AED 1,575

Annual Fee: AED 1,575

8% cashback with Al Futtaim brands

Welcome bonus: 10,000 SHARE Points

ExploreLearn more about ENBD SHARE Infinite Credit Card credit card benefits and features

No Annual Fee

6% cashback with Al Futtaim brands

1% cashback on other spends

Welcome bonus: 5,000 SHARE Points

ExploreLearn more about ENBD SHARE Signature Credit Card credit card benefits and features

No Annual Fee

4% cashback with Al Futtaim brands

0.75% cashback on other spends

Buy 1 get 1 movie ticket at VOX Cinemas

ExploreLearn more about ENBD SHARE Platinum Credit Card credit card benefits and features

Annual Fee: AED 1,575

Welcome bonus: 7,500 Darna Points on payment of annual fee

10% cashback on all spends at Aldar destinations

Complimentary Darna Platinum tier status

ExploreLearn more about ENBD Darna Visa Infinite Credit Card credit card benefits and features

Annual Fee: AED 300

Welcome bonus: 3,000 Darna Points on payment of annual fee

7.5% cashback on all spends at Aldar destinations

Complimentary Darna Gold tier status

ExploreLearn more about ENBD Darna Visa Signature Credit Card credit card benefits and features

Tier-based Monthly Fee

Up to 4% cashback on all your spends

Up to 3% value back on airline and hotel reward redemption

No Foreign Currency Fee

ExploreLearn more about RAKBANK Elevate Credit Card credit card benefits and featuresApplyApply for RAKBANK Elevate Credit Card credit card

No Annual Fee

Welcome Bonus: AED 500 on spending AED 2,500 in 45 days

35% cashback on talabat orders (as talabat credit)

1.25% cashback on other spends (as talabat credit)

ExploreLearn more about ADCB Talabat Credit Card credit card benefits and featuresApplyApply for ADCB Talabat Credit Card credit card

Annual Fee: AED 383.25

6% cashback on dining (including online food orders)

5% cashback on groceries

3% cashback on utilities, telecom, fuel and Salik

ExploreLearn more about ADCB 365 Cashback Credit Card credit card benefits and featuresApplyApply for ADCB 365 Cashback Credit Card credit card

Annual Fee: AED 1,500

10,000 bonus points annually post payment of annual fee

3 Points on non-AED spends

2 Points on local spends

ExploreLearn more about Citi Prestige Credit Card credit card benefits and featuresApplyApply for Citi Prestige Credit Card credit card

No Annual Fee for the first year

3% Cashback on non-AED spends

2% Cashback on grocery/supermarket spends

1% Cashback on all other spend

ExploreLearn more about Citi Cashback Credit Card credit card benefits and featuresApplyApply for Citi Cashback Credit Card credit card

Annual Fee: AED 1,200

Up to 20 FAB Rewards on luxury spending

Up to 5 FAB Rewards on all other spending including abroad

Up to 50% off over 100 five-star restaurants in the UAE

ExploreLearn more about FAB Elite Credit Card credit card benefits and featuresApplyApply for FAB Elite Credit Card credit card

Annual Fee: AED 3,000

30,000 bonus miles annually post payment of annual fee

5 Miles on non-AED spends

2.5 Miles on AED spends

ExploreLearn more about Citi Ultima Credit Card credit card benefits and featuresApplyApply for Citi Ultima Credit Card credit card

Annual Fee: AED 300

5% cashback on fashion, dining, groceries

3% cashback on international spends

1% cashback on other retail spends

ExploreLearn more about FAB Cashback Credit Card credit card benefits and featuresApplyApply for FAB Cashback Credit Card credit card

Annual Fee: AED 500

Welcome Bonus: 10,000 Miles

Earn 4 Etihad Miles per AED 10 spent.

2 free airport transfers/year

ExploreLearn more about FAB Etihad Guest Platinum Credit Card credit card benefits and featuresApplyApply for FAB Etihad Guest Platinum Credit Card credit card

No Annual Fee for the First Year

5% Cashback on Dining and Travel bookings

Complimentary Access to Fitness First

Complimentary Airport Transfers

ExploreLearn more about DIB SHAMS Infinite Credit Card credit card benefits and featuresApplyApply for DIB SHAMS Infinite Credit Card credit card

Annual Fee: AED 1,575

10% Cashback on airline tickets

10% Cashback on hotel stays

1.5% Cashback on all domestic spends

ExploreLearn more about ADCB Traveller Credit Card credit card benefits and featuresApplyApply for ADCB Traveller Credit Card credit card

Annual Fee: AED 300

5% cashback on fuel, dining, groceries

3% cashback on international spends

1% cashback on other retail spends

ExploreLearn more about FAB Islamic Cashback Credit Card credit card benefits and featuresApplyApply for FAB Islamic Cashback Credit Card credit card

Annual Fee: AED 2,625

Welcome Bonus: 60,000 Etihad Guest Miles

Up to 3 Etihad Guest Miles per 1 USD

Up to 4 class upgrade vouchers

ExploreLearn more about ADCB Etihad Guest Infinite Credit Card credit card benefits and featuresApplyApply for ADCB Etihad Guest Infinite Credit Card credit card